MBTA_Minimum_Insurance_Requirements~26.pdf
PDF 153 KB Posted
- Attached to
- IFB 126-26 Widett Layover Facility - 136 RE Rail
- Solicitation number
- BD-27-1206-40000-40000-133842
- Issued by
- Suffolk County, Massachusetts
About this file
This is an insurance requirements document issued by the Massachusetts Bay Transportation Authority (MBTA) for contract IFB 126-26 Widett Layover Facility - 136 RE Rail. The document establishes mandatory insurance coverage that contractors must maintain throughout the contract term, including any extensions. The MBTA requires three categories of insurance: Commercial General Liability Insurance with minimum limits of $1,000,000 per occurrence and $1,000,000 annual aggregate covering bodily injury, property damage, personal injury, and advertising injury; Automobile Liability Insurance with minimum combined single limits of $1,000,000 covering all owned, leased, hired, and non-owned vehicles; and Workers' Compensation Insurance with Employers Liability Insurance as required under Massachusetts General Laws Chapter 152, including minimum limits of $1,000,000 per accident for bodily injury by accident, $1,000,000 per employee for bodily injury by disease, and $1,000,000 aggregate for bodily injury by disease.
All required insurance policies must be obtained from companies licensed by the Massachusetts Division of Insurance with a Best's rating of A- or better, and coverage must be placed on an occurrence basis rather than a claims-made basis. Insurance must be in place before contract commencement and maintained throughout the contract term. The MBTA must be named as an additional insured on applicable policies and provided with certificates of insurance at contract inception and continuously throughout performance. All insurance must be primary and non-contributory to MBTA coverage, and the MBTA must receive at least 30 days advance written notice of any policy cancellation. Subcontractors must provide equivalent coverage for their operations. Commercial General Liability policies must include an endorsement deleting exclusions for work within 50 feet of rail, and Workers' Compensation policies must contain a waiver of subrogation rights against the MBTA.
View the file
Other files
| File | Type | Posted |
|---|---|---|
| MBTA Track Material Specification 02851P.pdf | ||
| IFB 126-26 Bid Document.docx | DOCX document | |
| IFB 126-26 Addendum 1.docx | DOCX document |
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Text version
MBTA Minimum Insurance Requirements
The Contractor shall carry and maintain, throughout the term of this Contract, including any extensions thereof, all insurance required under this section.
A. Commercial General Liability Insurance
The Contractor shall carry and maintain Commercial General Liability Insurance covering all operations by or on behalf of the Contractor on an occurrence basis against claims for bodily injury, property damage (including loss of use), personal injury and advertising injury with limits not less than $1,000,000 per occurrence and $1,000,000 annual aggregate. Terms and conditions for required insurance shall include:
1. Policy Endorsement deleting any exclusion for work within 50 feet of rail.
2. Required insurance coverage specified above shall be placed with insurance companies licensed and/or authorized by the Massachusetts Division of Insurance to do business in the Commonwealth of Massachusetts and having a Best's rating of A-or better.
3. Required insurance shall be taken out before the Contract is commenced and be kept in full force and effect throughout the term of the Contract, shall be primary to and non-contributory to any insurance or self-insurance maintained by the MBTA, and shall require that the MBTA be given at least 30 days advance written notice in the event of any cancellation.
4. Commercial General Liability shall be written on an occurrence basis form, as opposed to a claim made basis form.
5. All such insurance as is required of the Contractor shall be provided by or on behalf of subcontractors to cover their operations performed.
6. At the inception date of this contract and throughout the term of the Contract, the
MBTA shall be provided with certificates of insurance with MBTA named as additional insured and evidencing that such insurance policies, including required limits and sub limits are in place and provide coverage as required.
B. Automobile Liability Insurance
The Contractor shall carry and maintain Automobile Liability Insurance covering the use of all vehicles: owned, leased, hired and non-owned, with limits not less than $1,000,000 combined single limit.
1. Required insurance coverage specified above shall be placed with insurance companies licensed and/or authorized by the Massachusetts Division of Insurance to do business in the Commonwealth of Massachusetts and having a Best's rating of A-or better.
2. Required insurance shall be taken out before the Contract is commenced and be kept in full force and effect throughout the term of the Contract, shall be primary to and non-contributory to any insurance or self-insurance maintained by the MBTA, and shall require that the MBTA be given at least 30 days advance written notice in the event of any cancellation.
3. Automobile Liability shall be written on an occurrence basis form, as opposed to a claim made basis form.
4. All such insurance as is required of the Contractor shall be provided by or on behalf of subcontractors to cover their operations performed.
5. At the inception date of this contract and throughout the term of the Contract, the
MBTA shall be provided with certificates of insurance with MBTA named as additional insured and evidencing that such insurance policies, including required limits and sub limits are in place and provide coverage as required.
C. Workers' Compensation Insurance.
The Contractor shall carry and maintain Workers’ Compensation Insurance, including Employers
Liability Insurance as provided by Massachusetts General Laws, Chapter 152, as amended, covering all work and services performed under the Contract.
1. Employer’s Liability requires the following minimum limits:
$1,000,000 Each Accident for Bodily Injury by Accident
$1,000,000 Each Employee for Bodily Injury by Disease
$1,000,000 Aggregate Policy Limit for Bodily Injury by Disease.
2. The required insurances coverage specified above shall be placed with insurance companies licensed and/or authorized by the Massachusetts Division of Insurance to do business in the Commonwealth of Massachusetts and having a Best's rating of A-or better.
3. Required insurance shall be taken out before the Contract is commenced and be kept in full force and effect throughout the term of the Contract, shall be primary to and non-contributory to any insurance or self-insurance maintained by the MBTA, and shall require that the MBTA be given at least 30 days advance written notice in the event of any cancellation.
4. At the inception date of this contract and throughout the term of the Contract, the
MBTA shall be provided with certificates of insurance evidencing that such insurance policies, including required limits and sub limits are in place and provide coverage as required. Such insurance shall contain a waiver of any and all subrogation rights against the MBTA.
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