Insurance Requirements - updated 8.3.21.pdf
PDF 116 KB Posted
- Attached to
- Sylvan Road North Sidewalk
- Solicitation number
- ITB 2026-1898
- Issued by
- Fulton County, Georgia
About this file
This document is an insurance requirements specification for the City of East Point, Georgia, detailing the comprehensive insurance coverage mandates for consultants or vendors performing work for the city. The insurance requirements span multiple coverage types including General Liability (CGL), Automobile Liability, Workers Compensation, Umbrella Liability, Professional Liability/Errors and Omissions, and Cyber Liability, with specific minimum coverage amounts ranging from $1,000,000 to $5,000,000 depending on the category.
The document provides detailed stipulations for insurance policies, including requirements that the City of East Point must be named as an Additional Insured, with coverage applying as primary and non-contributory. Insurance carriers must be approved to do business in Georgia, have an A.M. Best rating of at least "A" (Excellent) with a Financial Size Category of VII, and provide a certificate of insurance containing specific elements such as current date, producer information, policy details, and a description of operations. The requirements also mandate a 60-day notice period for any policy changes and include provisions for waiving subrogation rights, ensuring comprehensive protection for the city and its officials.
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Text version
G. Insurance The minimum limits of liability for insurance required by the City shall provide coverage for not less than the following amounts or greater where required by laws and regulations or other agreement. See also the attached Sample Certificate of Insurance.
1. General Liability (CGL)
a. Each occurrence - $1,000,000
b. General aggregate - $2,000,000
c. Check COMMERCIAL GENERAL LIABILITY
d. Check OCCUR
e. Note if Contractual Liability is included
f. Include Medical Expenses limits
g. Include Personal and Advertising Injury limits
h. Include Products limits
i. Place a “Y” under the ADDL INSR column
j. Place a “Y” under the SUBR WVD column
2. Automobile Liability
a. $1,000,000 combined single limit bodily injury and property damage (each accident) (consultants)
b. $5,000,000 additional excess auto coverage (if transporting employees, loading or unloading equipment)
c. Including operation of non-owned, owned, and hired automobiles
d. Place a “Y” under the ADDL INSR column
e. Place a “Y” under the SUBR WVD column
f. Check ANY AUTO, if applicable
3. Workers Compensation
a. Georgia Statutory requirements
b. Check WC STATUTORY LIMITS
c. Indicate Y or N as to whether officers are excluded from Employer’s Liability
d. Employers Liability insurance by accident, each accident $1,000,000
e. Employers Liability insurance by disease, policy limit $1,000,000
f. Employers Liability insurance by disease, each employee $1,000,000
g. Place a “Y” under the SUBR WVD column
4. Umbrella Liability - $1,000,000
a. Check UMBRELLA LIAB or EXCESS LIAB
b. Check OCCUR
c. Indicate deductibles or retentions
d. Place a “Y” under the ADDL INSR column
e. Place a “Y” under the SUBR WVD column
5. Professional Liability/Errors and Omissions coverage - $1,000,000
6. Cyber Liability - $1,000,000
a. If obtaining any personally identifying information such as DOB, SS Number, Vendor identification numbers, etc.
7. Description of Operations
a. Include the solicitation number and project description
b. Include the statement in numbers 8 and 10 below.
8. The City of East Point, Georgia shall be named as Additional Insured under the Commercial
General, Business Automobile, and Umbrella Liability policies. Coverage shall apply as Primary and non-contributory with Waiver of Subrogation in favor of the City of East Point, Georgia. Such additional insured coverage shall be endorsed to the insured’s policy by attachment of endorsement forms or other forms providing equivalent coverage.
9. The insurance for the City as the Additional Insured shall be as broad as the coverage provide for the named insured. It shall apply as primary insurance before any other insurance or self-insurance.
10. Consultant agrees to waive all rights of subrogation and other rights of recovery against the City and its elected officials, officers, employees or agents, and shall cause each sub-consultant to waive all rights of subrogation for all coverages.
11. Certificates shall state that the policy shall not expire, be canceled, or altered without at least sixty
(60 days prior notice to the City.
12. The purchase of insurance in no way limits the Consultant’s liability.
13. The insurance carrier must meet the following requirements:
a. Approved to do business in the State of Georgia
b. Has a minimum rating with A.M. Best of not less than “A” (Excellent) with a Financial Size
Category of at least VII
14. The certificate of insurance must contain the following:
a. Current Date
b. Producer’s name and contact information
c. Insured’s name must match the name of the Consultant
d. Insurer’s name and NAIC number
e. Policy number
f. Policy limit
g. Policy expiration date
h. Description of Operations including solicitation number and project description, along with information in numbers 8 and 10 above
i. Certificate Holder:
The City of East Point, Georgia 2757 East Point Street East Point, Georgia 30344
j. Authorized signature
File details come from the government source that posted it. Updated .