Insurance_Requirements_Exhibit-Gen_Revised_April_9,2025-Final.pdf

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Attached to
Bulk 12. 5% Sodium Hypochlorite and Delivery
Solicitation number
RFQ197475
Issued by
Santa Clara County, California

About this file

This is an Insurance Requirements Exhibit for contractors working with the City of Palo Alto, specifically applicable to the procurement of bulk 12.5% sodium hypochlorite and delivery services for the Regional Water Quality Control Plant (RWQCP). The contract requires suppliers to maintain comprehensive insurance coverage throughout the entire contract term, which spans one year with options for annual renewal up to a maximum three-year period. All insurance policies must be obtained and maintained at the contractor's sole expense and underwritten by companies with an AM Best's Key Rating of A-:VII or higher and authorized to conduct business in California. Certificates of insurance evidencing required coverage must be submitted to PurchasingSupport@PaloAlto.Gov prior to contract award.

The required insurance coverage includes Workers' Compensation at statutory limits, Employer's Liability at statutory limits, General Liability with minimum limits of $1,000,000 per occurrence and $1,000,000 aggregate for bodily injury and property damage combined, Automobile Liability with minimum limits of $1,000,000 per person per occurrence and $1,000,000 property damage, and Professional Liability of $1,000,000 per occurrence. All policies, with the exception of Workers' Compensation, Employer's Liability, and Professional Liability insurance, must name the City of Palo Alto, its Council Members, officers, agents, and employees as additional insureds. Insurance must include a contractual liability endorsement covering the contractor's indemnification obligation to the City. The endorsement provisions require that insurance afforded to additional insureds be primary coverage with respect to claims arising from the named insured's operations and include cross-liability provisions. Contractors must provide the City with thirty days' written notice before policy cancellation except for non-payment of premium, which requires a minimum of ten days' written notice.

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Text version

INSURANCE REQUIREMENTS

Rev. April 9,2025

CONTRACTORS TO THE CITY OF PALO ALTO (CITY), AT THEIR SOLE EXPENSE, SHALL FOR THE TERM OF THE CONTRACT OBTAIN AND MAINTAIN INSURANCE IN THE AMOUNTS FOR THE COVERAGE SPECIFIED BELOW, AFFORDED BY COMPANIES WITH AM BEST’S KEY RATING OF A-:VII, OR HIGHER, LICENSED OR AUTHORIZED TO TRANSACT INSURANCE

BUSINESS IN THE STATE OF CALIFORNIA.

AWARD IS CONTINGENT ON COMPLIANCE WITH CITY’S INSURANCE REQUIREMENTS, AS SPECIFIED, BELOW:

REQUIRED

TYPE OF COVERAGE

REQUIREMENT

MINIMUM LIMITS

EACH

OCCURRENCE AGGREGATE

YES WORKER’S COMPENSATION

YES EMPLOYER’S LIABILITY

STATUTORY

STATUTORY

YES GENERAL LIABILITY, INCLUDING

PERSONAL INJURY, BROAD FORM

PROPERTY DAMAGE BLANKET

CONTRACTUAL, AND FIRE LEGAL

LIABILITY

BODILY INJURY

PROPERTY DAMAGE

BODILY INJURY & PROPERTY DAMAGE

COMBINED.

$1,000,000

YES AUTOMOBILE LIABILITY, INCLUDING

ALL OWNED, HIRED, NON-OWNED

BODILY INJURY

- EACH PERSON

- EACH OCCURRENCE

PROPERTY DAMAGE

BODILY INJURY AND PROPERTY

DAMAGE, COMBINED

$1,000,000

PROFESSIONAL LIABILITY,

NO INCLUDING, ERRORS AND

OMISSIONS, MALPRACTICE (WHEN

APPLICABLE), AND NEGLIGENT

PERFORMANCE

ALL DAMAGES

YES THE CITY OF PALO ALTO IS TO BE NAMED AS AN ADDITIONAL INSURED: CONTRACTOR, AT ITS SOLE COST AND EXPENSE, SHALL OBTAIN AND MAINTAIN, IN FULL FORCE AND EFFECT THROUGHOUT THE ENTIRE TERM OF ANY RESULTANT AGREEMENT, THE INSURANCE COVERAGE HEREIN DESCRIBED, INSURING NOT ONLY CONTRACTOR AND ITS SUBCONSULTANTS, IF ANY, BUT ALSO, WITH THE EXCEPTION OF WORKERS’ COMPENSATION, EMPLOYER’S LIABILITY AND PROFESSIONAL INSURANCE, NAMING AS ADDITIONAL INSUREDS CITY, ITS COUNCIL MEMBERS, OFFICERS, AGENTS, AND EMPLOYEES.

I. INSURANCE COVERAGE MUST INCLUDE:

A. A CONTRACTUAL LIABILITY ENDORSEMENT PROVIDING INSURANCE COVERAGE FOR CONTRACTOR’S

AGREEMENT TO INDEMNIFY CITY.

II. CONTACTOR MUST SUBMIT CERTIFICATES(S) OF INSURANCE EVIDENCING REQUIRED COVERAGE AT THE FOLLOWING EMAIL ADDRESS: PurchasingSupport@PaloAlto.Gov

III. ENDORSEMENT PROVISIONS, WITH RESPECT TO THE INSURANCE AFFORDED TO “ADDITIONAL INSUREDS”

A. PRIMARY COVERAGE

WITH RESPECT TO CLAIMS ARISING OUT OF THE OPERATIONS OF THE NAMED INSURED, INSURANCE AS AFFORDED BY THIS POLICY IS PRIMARY AND IS NOT ADDITIONAL TO OR CONTRIBUTING WITH ANY

OTHER INSURANCE CARRIED BY OR FOR THE BENEFIT OF THE ADDITIONAL INSUREDS.

B. CROSS LIABILITY

mailto:PurchasingSupport@PaloAlto.Gov

INSURANCE REQUIREMENTS

Rev. April 9,2025

THE NAMING OF MORE THAN ONE PERSON, FIRM, OR CORPORATION AS INSUREDS UNDER THE POLICY SHALL NOT, FOR THAT REASON ALONE, EXTINGUISH ANY RIGHTS OF THE INSURED AGAINST ANOTHER, BUT THIS ENDORSEMENT, AND THE NAMING OF MULTIPLE INSUREDS, SHALL NOT INCREASE THE TOTAL

LIABILITY OF THE COMPANY UNDER THIS POLICY.

C. NOTICE OF CANCELLATION

1. IF THE POLICY IS CANCELED BEFORE ITS EXPIRATION DATE FOR ANY REASON OTHER THAN THE

NON-PAYMENT OF PREMIUM, THE CONSULTANT SHALL PROVIDE CITY AT LEAST A THIRTY (30)

DAY WRITTEN NOTICE BEFORE THE EFFECTIVE DATE OF CANCELLATION.

2. IF THE POLICY IS CANCELED BEFORE ITS EXPIRATION DATE FOR THE NON-PAYMENT OF

PREMIUM, THE CONSULTANT SHALL PROVIDE CITY AT LEAST A TEN (10) DAY WRITTEN NOTICE

BEFORE THE EFFECTIVE DATE OF CANCELLATION.

AWARD IS CONTINGENT ON COMPLIANCE WITH CITY’S INSURANCE REQUIREMENTS, AS SPECIFIED, BELOW:

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