Insurance_Requirements.pdf

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Attached to
RFQ/P027-29 Architectural and Engineering Services for the New Pulaski School
Solicitation number
RFQ/P027-29
Issued by
New Haven County, Connecticut

About this file

This is an Insurance Requirements document for RFQ/P027-29, establishing mandatory insurance coverage standards for the Owner's Project Manager (OPM) and any subconsultants engaged by the City of Meriden, Meriden Public School District, Meriden School Building Committee, and Meriden Board of Education in connection with the design and construction of the new Casimir Pulaski Elementary School. The OPM must maintain specified minimum insurance coverages throughout the contract term and for two years after substantial completion of services. Required policies include General Liability with limits of $1,000,000 per occurrence and $2,000,000 general aggregate; Auto Liability with $1,000,000 combined single limits; Professional Liability with $1,000,000 per wrongful act and $1,000,000 aggregate; Umbrella Excess Liability with $5,000,000 per occurrence and aggregate limits; Workers Compensation at statutory limits; and Employers Liability with $1,000,000 per accident and disease limits. All insurers must be approved in Connecticut with a minimum AM Best Rating of A- VIII.

The City of Meriden, Meriden Public School District, Meriden School Building Committee, and Meriden Board of Education must be named as Additional Insureds on a primary and non-contributory basis on all policies except Workers Compensation and Professional Liability, with a Waiver of Subrogation included in all policies. Professional Liability coverage must remain in force for the entire contract duration plus two years after service completion. Claims-made policies require a retroactive date prior to or equal to the contract effective date with continuous renewal for two years after completion. The OPM must provide original Certificates of Insurance to the City's Risk Manager prior to contract issuance and replacement certificates at least thirty days before expiration. The insurance requirements specify a thirty-day cancellation notice requirement and a five-day written notification requirement for any policy cancellations or expirations, with ten days' prior written notice required if policies are cancelled, limits reduced, or coverage altered.

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RFQ/P027-29 EXHIBIT C

INSURANCE REQUIREMENTS

The Owner�s Project Manager (�OPM�) agrees to always maintain in force while the Contract for the Services between the OPM and the City is in effect, and agrees to cause the OPM�s subconsultants (if any) to always maintain in force while the Contract is in effect, the following minimum insurance coverages, and shall cause the City of Meriden, Meriden Public School District, Meriden School Building Committee, and Meriden Board of Education to be named and endorsed as an Additional Insureds on a primary and non-contributory basis to all policies except Workers Compensation and Professional Liability. All policies should also include a Waiver of Subrogation in favor of the City of Meriden, Meriden Public School District, Meriden School Building Committee, and Meriden Board of Education. Insurance shall be written with insurers approved in the State of Connecticut and with a minimum AM Best�s Rating of �A-� VIII

(Minimum Limits) General Liability:

Each Occurrence $1,000,000 General Aggregate $2,000,000 Products-Completed operations aggregate (per Project) $2,000,000

Auto Liability (includes all owned, hired & non owned autos):

Combined Single Limit Each Accident $1,000,000

Professional Liability:

Each Wrongful Act $1,000,000 Aggregate $1,000,000

Umbrella (Excess) Liability:

Each Occurrence $5,000,000 Aggregate $5,000,000

Workers� Compensation: WC Statutory Limits

Employers� Liability:

EL Each Accident $1,000,000 EL Disease Each Employee $1,000,000 EL Disease Policy Limit $1,000,000

In no event shall the Umbrella (Excess) Liability insurance provide narrower or more restrictive coverage than the primary insurance policy. The Umbrella (Excess) policy shall not require the exhaustion of the underlying limits only through the actual payment by the underlying insurers.

Request For Qualifications and Request for Proposals #RFQ/P027-07 Title: RFQ/P027-07 New Pulaski School

The OPM may achieve the cumulative required limits and coverage for General Liability and Umbrella (Excess) Liability, through the General Liability policy alone or through a combination of primary and Umbrella (Excess) liability �follow form� insurance, provided the coverage limits of such primary insurance policy alone or the coverage limits of such primary and Umbrella (Excess) policies together, result in the same or greater coverage as those required for General Liability and Umbrella (Excess) Liability.

Professional Liability insurance coverage shall remain in effect during the entire duration of the Contract between the OPM and the SBC and City, and for two (2) years after substantial completion of the Services by the OPM. The OPM�s professional liability policy will provide coverage for the OPM�s indemnity obligations under the Contract between the OPM and the SBC and City.

If any policy is written on a �Claims Made� basis, the OPM shall maintain a retroactive date prior to or equal to the effective date of the Contract between the OPM and the City, and the policy must be continually renewed for a minimum of two (2) years after the date the Services under the Contract are completed. If the policy is replaced and/or the retroactive date is changed, then the expiring policy must be endorsed to extend the reporting period for claims for the policy in effect during the Contract for two years (2) years after the date of completion of the Services.

Each of the required insurance policies shall include an endorsement to such policy that the SBC and City will be notified thirty (30) days prior to the cancellation or expiration of any of such policies. Further, the OPM shall provide written notification to the SBC and City of the cancellation or expiration of any insurance required hereby within five (5) days of the date the OPM is first aware of such cancellation or expiration or is first aware that the cancellation or expiration is threatened or otherwise may occur, whichever comes first.

Original, completed Certificates of Insurance must be presented to the City�s Risk Manager prior to issuance of the contract by the City to the OPM. The OPM shall provide replacement/renewal certificates at least thirty (30) days prior to the expiration date of any insurance policy. Should any of the above-described policies be cancelled, limits reduced, or coverage altered, ten (10) days prior written notice must be given to the City, SBC and all other Additional Insureds under any such policy.

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