General_Insurance.pdf

This is an Insurance Requirements document issued by the City of Meriden, Connecticut, establishing mandatory coverage standards for contractors performing work on the boiler replacement project at Fire Station #5. The City requires contractors to maintain General Liability insurance ranging from $1,000,000 to $2,000,000, Auto Liability coverage of $1,000,000, Workers' Compensation at statutory limits, and Employers' Liability coverage with limits of $1,000,000 per accident, $1,000,000 per disease per employee, and $1,000,000 policy limit. All policies must be underwritten by insurers approved in Connecticut with a minimum AM Best's rating of "A-"VIII, and the City of Meriden must be named as an Additional Insured on a primary and non-contributory basis for all policies except Workers' Compensation. All policies are required to include a Waiver of Subrogation. Original, completed Certificates of Insurance must be submitted to the City prior to contract issuance, with replacement or renewal certificates due at least 30 days before policy expiration dates.

For claims-made policies, contractors must maintain continuous renewal coverage for a minimum of two years following project completion, and if policies are replaced or retroactive dates are changed, the expiring policy must be endorsed to extend the reporting period for claims for an additional two years post-completion. Contractors are required to provide 30 days' written notice to the City of Meriden of any policy cancellations, limit reductions, or coverage alterations. These insurance requirements apply to all contractors bidding on the Fire Station #5 boiler replacement project, which has a December 10, 2025, sealed bid deadline and an 18-month guarantee period following acceptance, with prevailing wage requirements and liquidated damages of $250 per calendar day for schedule delays.