General_Insurance.pdf

This is an Insurance Requirements document for the City of Meriden, Connecticut, detailing mandatory coverage specifications for contractors and vendors engaged in municipal contracts. The City of Meriden requires all contractors to maintain minimum insurance coverages throughout the contract term, including General Liability coverage of $1,000,000 to $2,000,000, Auto Liability of $1,000,000, Workers' Compensation at statutory limits, and Employers' Liability coverage with limits of $1,000,000 per accident and disease claim. The City must be named as an Additional Insured on a primary and non-contributory basis for all policies except Workers' Compensation. All insurance policies must be obtained through carriers approved in Connecticut with a minimum AM Best's rating of "A-" VIII. Original Certificates of Insurance must be submitted to the City of Meriden prior to contract issuance, with renewal certificates provided at least 30 days before policy expiration dates.

All policies must include a Waiver of Subrogation clause. For policies written on a "Claims Made" basis, continuous renewal is required for a minimum of two years following contract completion. If a policy is replaced or the retroactive date is changed, the expiring policy must be endorsed to extend the reporting period for claims for two years from contract completion. Contractors must provide 30 days written notice to the City of Meriden if any described policy is cancelled, limits reduced, or coverage altered. These requirements apply to the Station 5 Boiler Replacement project at Meriden Fire Station #5, which involves furnishing labor and materials for boiler replacement, including temporary domestic hot water provision during the replacement process.