Exhibit_3_-_Current_Information_and_Coverage_2023-2024.pdf

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Attached to
Athletic Insurance
Solicitation number
FY2024-RFP-035
Issued by
Collin County, Texas

About this file

This document is an insurance coverage exhibit for Collin County Community College District's athletic program for the 2023-2024 academic year, detailing comprehensive insurance policies for intercollegiate sports. The coverage includes Blanket Accident Coverage and Catastrophic Coverage for basketball and tennis athletes, student managers, student trainers, and cheerleaders, with a policy period from September 1, 2023 to September 1, 2024. The insurance provides medical expense benefits up to $25,000 per occurrence, with an aggregate liability limit of $5,000,000 and a $25,000 reducing deductible.

The premium for this insurance package is $2,722.25, which has remained consistent over the past several years. The coverage encompasses a wide range of medical services including surgeries, physician visits, emergency room treatments, ambulance services, prescription drugs, and specialized benefits like prosthetic devices and brain injury treatment. Additional provisions include accidental death and dismemberment benefits with a principal sum of $5,000-$10,000, and coverage for guest recruits during on-campus athletic activities. The insurance also tracks historical claims data, showing varying levels of claims paid annually ranging from $1,062.50 to $16,634.42 over the past five years.

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Collin County Community College

District Introduction:

Collin County Community College District (Collin) was established as a public community college in an election held in Collin County, Texas, on April 6, 1985. Collin operates as a community college district under the Constitution of the State of Texas and the Texas Education Code with governance by an elected, nine-member Board of Trustees. Collin is accredited by the Southern Association of Colleges and Schools.

Current Standard and Poor's Bond Rating: AAA

Major Sources of Revenue:

Major sources of revenue include taxes (current operations), state appropriations and tuition & fees. Collin currently does not anticipate any change in the property tax rate for current operations.

Athletics Location

Collin College Plano Campus 2800 E. Spring Creek Parkway Plano TX 75074

Number of Athletes by Sport:

Men’s Basketball 15 Women’s Basketball 15 Men’s Tennis 12 Women’s Tennis 8 Men’s Golf 8 Women’s Golf 8 Women’s Volleyball 14

Number of Trainers and Coaches:

Full Time Trainer 1 Student Trainer 4 Head Coaches 5 Assistant Coaches 5

Contract Athletic Trainers:

Sarah Gill, MS, ATC, LAT

Manager of Outreach THPG Orthopedics & Sports Medicine Mobile: 940-367-3761 SarahGill@TexasHealth.org mailto:SarahGill@TexasHealth.org

Athletic Doctors:

Texas Health Sports Medicine – Allen

Dr. Katherine Kester Dr. Andrew Parker Dr. Hunter Graver

1110 Raintree Circle Suite 1200 Allen, TX 75013

972-747-6300

Premium History:

Year Basic Cost Deductible Coverage Catastrophic Cost 2023-2024 $ 20,000 $ - $ 25,000 $ 2,722.25 2022-2023 $ 20,000 $ - $ 25,000 $ 2,722.25 2021-2022 $ 21,711 $ - $ 25,000 $ 2,722.25 2020-2021 $ 21,711 $ - $ 25,000 $ 2,722.25 2019-2020 $ 21,711 $ - $ 25,000 $ 2,722.25

Loss Report:

Year Claims Total Paid 2023-2024 5 $ 9,300.49 2022-2023 1 $ 1,062.50 2021-2022 6 $ 11,460.29 2020-2021 11 $ 12,786.81 2019-2020 13 $ 16,634.42

POLICY PERIOD September 1, 2023 - September 1, 2024 PLAN TYPE Intercollegiate Sports COVERED SPORTS Men's: Basketball, Tennis

Women's: Basketball, Tennis

CLASS OF ELIGIBLE PERSONS

All Intercollegiate Sports Athletes, Student Managers, Student Trainers, whose names appear on the official team roster of you sponsored and supervised sports teams.

HAZARD SPORTS COVERAGE

Subject to all other provisions of this Policy, coverage is provided for a Covered Person while he is

1. Taking part in:

a. A regularly scheduled athletic game or competition; or

b. A practice session for an athletic team or club;

2. Traveling to or from such a game, competition or practice session provided he is:

a. Traveling with the athletic team or club; and

b. Under the direct and immediate supervision of:

i. The athletic team or club; or

ii. An adult authorized by the athletic team or club; or

3. Traveling directly, without interruption:

a. Between his home and a scheduled game, competition or practice session;

b. In a vehicle which is

i. Designated or furnished by the athletic team or club;

ii. Operated by a properly licensed, adult driver; or

iii. Under the direct supervision of the athletic team or club; or

c. In a vehicle other than that described in 3.b. when

BENEFIT PERIOD

Any period from the date of the Covered Injury, provided the Expense occurs prior to the Expiration Date and care is Medically Necessary.

NOTE: Limitations do not apply to Acquired Brain Injury acute care or post-acute care treatment.

ACCIDENTAL DEATH AND DISMEMBERMENT BENEFIT

Principal Sum $5,000 Aggregate Limit Amount $100,000 Time Period for Loss 365 days

Collin College Athletics - Current Blanket Accident Coverage

Collin College Athletics - Current Blanket Accident Coverage

ACCIDENT MEDICAL EXPENSE BENEFIT

Maximum Amount per occurrence per Covered Person $25,000 Disappearing Deductible $0

ACCIDENT MEDICAL EXPENSE BENEFITS

Primary Surgeons Maximum Benefit Amount 100% of URC Assistant Surgeon Benefit 100% of URC

Out-Patient Surgery Benefits:

Outpatient Primary Surgeons Maximum Benefit Amount 100% of URC Outpatient Assistant Surgeon Maximum Benefit 100% of URC Outpatient Surgical Facility Maximum Benefit 100% of URC Emergency Room Benefit 100% of URC Urgent Care Center Benefit 100% of URC Anesthesia Benefit 100% of URC

Physician’s Visits In-Hospital Maximum Benefit 100% of URC

Physician’s Visits Office Visits (Out-of-Hospital) Maximum Benefit 100% of URC X-Ray Benefit 100% of URC Laboratory Benefit 100% of URC Nursing Benefit Amount 100% of URC Outpatient Physiotherapy Benefit 100% of URC Ambulance Benefit Amount 100% of URC Dental Treatment For Injury Only Benefit Amount 100% of URC Prosthetic devices, orthotic devices and related services for Injury Only Benefit Amount 100% of URC Acquired Brain Injury Treatment for Injury Only Benefit Amount 100% of URC

ADDITIONAL ACCIDENT BENEFITS

OUT-PATIENT PRESCRIPTION DRUG BENEFIT

Benefit payable per prescription 100% of URC Replacement of Eyeglasses, Contacts, or Hearing Aid due to a covered injury $10,000

Loss of Life 100% Loss of Both Hands 100% Loss of Both Feet 100% Loss of Entire Sight of Both Eyes 100% Loss of One Hand and One Foot 100% Loss of One Hand and Entire Sight of One Eye 100% Loss of One Foot and Entire Sight of One Eye 100% Loss of One Hand 50% Loss of One Foot 50% Loss of Entire Sight of One Eye 50% Loss of Thumb and Index Finger of the Same Hand 25%

ACCIDENTAL DEATH AND DISMEMBERMENT BENEFIT Percentage of Principal Sum

POLICY PERIOD: September 1, 2023 - September 1, 2024

ANNUAL PREMIUM $2,722.25

CLASS OF ELIGIBLE PERSONS

Class 1: All Basketball & Tennis intercollegiate student athletes, student managers, student trainers and cheerleaders.

Class 2: Guest recruits of the Policyholder athletic department may be covered during participation in intercollegiate scheduled games and supervised practice sessions which are on campus and for which the guest was invited if the appropriate premium has been paid.

SCOPE OF COVERAGE Insured Risk Benefits Class 1 Athletics and Activities Coverage (IRCATCUSTSPT003) Class 2 Athletics and Activities Coverage (IRCATCUSTSPT004)

AGGREGATE LIMIT OF

LIABILITY $5,000,000.00

DEDUCTIBLE (Reducing) $25,000.00

Collin College Athletics - Catastrophic Coverage

DEDUCTIBLE ESTABLISHMENT PERIOD 24 Months

Collin College Athletics - Catastrophic Coverage BENEFITS Medical Expense Benefit-Full Excess

Benefit Percentage 100% of Allowable Expense Benefit Period the sooner of the Date of Recovery or 10 Years Maximum Benefit Amount $5,000,000.00

Maximum for Medically Necessary Hospital Inpatient Services and Supplies

Included in Medical Maximum

Maximum for confinement in an Extended Care Facility per Calendar Year

$365,000.00

Daily Room and Board Limit Private or Semi-Private Room Average Semi-Private Rate of Hospital in which confined

Intensive Care Allowable Expense Combined Home Health Care and Custodial Care Maximum Benefit per Calendar Year

$25,000.00

Custodial Care Maximum Benefit per Calendar Year subject to the Combined Home Health Care and Custodial Care Maximum Benefit per Calendar Year

$25,000.00

Home Health Care Maximum Benefit per Calendar Year subject to the Combined Home Health Care and Custodial Care Maximum Benefit per Calendar Year

$25,000.00

Treatment of Mental or Nervous Disorders Amount per Visit $50.00 Visits per Day 1 Number of Visits per Calendar Year 50

Inpatient Hospital Up To 45 Days Maximum Benefit for Spinal Manipulation Maximum amount per Calendar Year

$1,000.00

Maximum Outpatient Physical Therapy Benefit Maximum amount per Calendar Year

$25,000.00

Prosthetic Benefit Subject to Medical Maximum Loss of Life Due To Heart or Circulatory Malfunctions Benefit

Loss of Life Benefit Amount $10,000.00 Loss Establishment Period 90 days

Accidental Death and Specific Loss Benefit Principal Sum $10,000.00 Loss Establishment Period 365 days

Current Blanket Accident Covera
Current Catastrophic Coverage

File details come from the government source that posted it. Updated .