ESBD_453821_1760556096681_Travis County 301780 Plan_Health_09012025-09302025.pdf

Plan Health

TRAVIS COUNTY HEALTHCARE DISTRICT DEFRD COMP

Plan ID: 301780

For the period 9/1/2025 to 9/30/2025

Report created on 10/6/2025

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved.

Table of Contents

Overview

• Insights & Benchmarks

• Financial Wellness

• Plan Design

• Activity Summary by Source

• Activity Summary by Investment

• Employee Savings Summary

• Other Plan Accounts

Participation

• Insights & Benchmarks

• Participation | By Age

Savings Rate

• Insights & Benchmarks

• Savings Rate | By Age

Plan Investments

• Insights & Benchmarks

• Investment Utilization

• Investment Performance

Employee Investments

• Insights & Benchmarks

• Number of Investments

• Asset Allocations | Balance by Age

• Asset Allocations | Percentage by Age

Withdrawals

• Insights & Benchmarks

• Distributions

• Loans

Appendix

• Disclosures

Overview A regular review of your plan, its rules and features, and its investments can help you gauge its health and value.

Source: Ascensus platform as of December 31, 2024.

The Overview Insights & Benchmarks summary provides benchmarking data to help you compare your plan activity to plan averages across our platform. This overview of benchmarking information on our platform is for reference and is not intended to recommend specific action be taken or represent your specific plan provisions or features.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved.

Insights & Benchmarks | Overview

Our Insights & Benchmarks sections include research and data based on our recordkeeping platform, providing the context to help you better understand your plan activity and what may drive optimal plan health. Explore these pages to see how your plan compares to others, learn which plan features contribute to overall retirement readiness, and more.

Employer Contribution Trends 77% of retirement plans offer a match

57% of retirement plans that offer a match fund a match

75% of retirement plans offer profit sharing

Auto Enrollment 70% Avg. participation rate for plans without auto-enroll

82% Avg. participation rate for plans with auto-enroll

78% Avg. participation rate for plans with auto-enroll and auto-increase These participation rates represent overall averages across plan-level participation rates. They are calculated by dividing the sum of each plan's participation rate by the total number of plans for each given population. These populations include active plans for which we calculate eligibility and exclude Balance Forward, Individual(k), Profit Sharing, and Money Purchase plans.

Retirement Savings across Age Bands The chart below highlights the average 401(k) account balances for savers of given age ranges on our platform.

It's possible they also have assets in other savings accounts, IRAs, etc. that aren't represented here. The more money employees save—and the earlier they start —the better.

Age Range Average Account Balance <25 $5,206 25-34 $23,105 35-44 $56,639 45-54 $104,185 55-64 $153,692 65+ $201,584

Average account balances as reported above are based on the population of 401(k) plans on our platform with a plan year end of December 31 that are required to complete discrimination testing annually. Safe harbor plans have been excluded from this population. The above averages were determined by summing market value across all active participants within these age ranges and dividing by overall participant count.

1 Mercer’s Survey on health & benefit strategies for 2025

2 Financial Finesse Financial Wellness Think Tank™, analysis of employee engagement in plans offering Financial Wellness Essentials as of 10/15/2024 among employees with multiple interactions over 1+ years.

www.financialfinesse.com

Insights & Benchmarks | Financial Wellness

In 2025, nearly 70% of employers plan to offer a financial wellness benefit to help attract and retain employees and optimize productivity . Your retirement plan includes an award-winning solution powered by Financial Finesse, the nation’s leading provider of holistic, unbiased financial coaching.

Your plan’s built-in financial wellness benefit can help employees reduce harmful financial stress and achieve important goals like buying a house, caring for elderly parents, preparing for retirement, and many more!

Encourage your employees to take full advantage of this valuable benefit.

Employees can easily access Financial Finesse from the employee website or the ReadySAVE app.TM

Employee financial resilience improves2

29% of employees who did not have a positive cash flow now create a regular monthly surplus

30% who did not have emergency savings now have at least $1,000 set aside for unplanned expenses

Employee retirement preparedness gets better2

52% of employees who did not run a retirement estimate have done so

38% are now getting the full company match

30% who were not on track for retirement are now

The Plan Design summary offers an overview of information regarding your plan for quick reference and is not intended to communicate plan provisions to plan participants or beneficiaries.

Greater detail and other important information about the plan's features and benefits are available in the Summary Plan Description (SPD). You may also reference a copy of the plan document, which contains all of the provisions that the IRS requires. If there are any inconsistencies between this summary, the SPD, and the plan document, the plan document will be followed.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved.

Plan Design TRAVIS COUNTY HEALTHCARE DISTRICT DEFRD COMP | Plan Health for the period 9/1/2025 to 9/30/2025

Plan Year End: 12/31

Contributions Contribution Limits

Each calendar year, tax laws limit pre-tax savings to a maximum dollar amount. The limit for 2025 is $23,500.00.

Employees can contribute 1.00% to 100.00% of eligible compensation

Company Match

Company matching contributions are discretionary

Loans Maximum number of loans allowed: 1

Loan Interest Rate: 8.25%

Financial Professional:

Walley/Vanderdray, Zach/Katrina OneDigital Investment Advisors 11101 Switzer Rd Suite 200 Overland Park KS 66211 zach.walley@onedigital.com

(434) 282-2007

Auto Enroll: Plan did not elect this feature

Auto Increase: Plan did not elect this feature

The Activity Summary by Source details all participant transactions sorted by contribution source, including contributions, distributions, loans, and transfers, for all transactions that traded within the selected date range for the plan. This summary is provided for quick reference for review of plan activity. The summary represents past data, which is not a guarantee of future results.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved. 7

Activity Summary by Source TRAVIS COUNTY HEALTHCARE DISTRICT DEFRD COMP | Plan Health for the period 9/1/2025 to 9/30/2025

Contribution Source Beginning Balance Contributions Distributions New Loans Loan Payments Other Activity Net Gains/Losses Ending Balance

EMPLOYER MATCH $6,476.49 $0.00 $0.00 $0.00 $0.00 $0.00 $176.40 $6,652.89

457(B) DEFERRED COMPENSATION $25,405,807.66 $235,406.85 ($77,162.15) ($2,650.00) $7,252.33 ($160.00) $558,619.85 $26,127,114.54

EMPLOYEE ROLLOVER $2,296,105.72 $0.00 ($80.57) $0.00 $908.81 $0.00 $55,617.64 $2,352,551.59

EMPLOYEE ROTH 457B DEFERRAL $3,489,673.39 $89,873.26 ($38,697.03) $0.00 $1,349.49 ($80.00) $83,121.78 $3,625,240.89

EMPLOYEE ROTH 401(K) ROLLOVER $12,029.63 $0.00 $0.00 $0.00 $0.00 $0.00 $337.89 $12,367.53

BENEFICIARY $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

EMPLOYEE ROLLOVER IRA $6,151.90 $2,834.07 $0.00 $0.00 $0.00 $0.00 $187.96 $9,173.94

EMPLOYEE ROLLOVER 457(B) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Total $31,216,244.79 $328,114.18 ($115,939.75) ($2,650.00) $9,510.63 ($240.00) $698,061.52 $32,133,101.37

The Activity Summary by Investment details all participant transactions sorted by investments (funds), including contributions, distributions, loans, and transfers, for all transactions that traded within the selected date range for the plan. This summary is provided for quick reference for review of plan activity. The summary represents past data, which is not a guarantee of future results.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved. 8

Activity Summary by Investment TRAVIS COUNTY HEALTHCARE DISTRICT DEFRD COMP | Plan Health for the period 9/1/2025 to 9/30/2025

Investment Beginning Balance Contributions Distributions Exchanges New Loans Loan

Payments Other Activity

Net Gains/ Losses Ending Balance

Target Date

T. Rowe Price Retirement 2005 I

$708,611.98 $1,980.35 ($154.98) $0.00 $0.00 $0.00 $0.00 $11,531.15 $721,968.50

T. Rowe Price Retirement 2010 I

$52,840.21 $2,432.82 ($0.03) $0.00 $0.00 $0.00 $0.00 $910.08 $56,183.08

T. Rowe Price Retirement 2015 I

$182,288.76 $261.44 $0.00 ($64,833.12) $0.00 $0.00 $0.00 $1,827.81 $119,544.89

T. Rowe Price Retirement 2020 I

$906,423.85 $5,013.01 $0.00 $0.00 $0.00 $0.00 $0.00 $17,540.07 $928,976.93

T. Rowe Price Retirement 2025 I

$1,020,020.17 $9,692.66 $0.00 $0.00 $0.00 $74.02 $0.00 $20,427.90 $1,050,214.75

T. Rowe Price Retirement 2030 I

$1,051,891.06 $8,722.50 $0.00 $64,833.12 $0.00 $71.10 $0.00 $25,752.42 $1,151,270.20

T. Rowe Price Retirement 2035 I

$1,061,805.86 $22,114.69 $0.00 $0.00 $0.00 $764.74 $0.00 $27,482.79 $1,112,168.08

T. Rowe Price Retirement 2040 I

$1,226,440.15 $24,389.79 $0.00 $0.00 $0.00 $1,347.62 $0.00 $34,021.44 $1,286,199.00

T. Rowe Price Retirement 2045 I

$1,093,117.66 $20,389.57 ($6,875.05) $0.00 ($2,650.00) $795.19 $0.00 $32,508.05 $1,137,285.42

T. Rowe Price Retirement 2050 I

$951,134.65 $25,097.07 ($5,603.68) $0.00 $0.00 $273.26 ($80.00) $28,819.70 $999,641.00

T. Rowe Price Retirement 2055 I

$990,387.76 $15,434.89 $0.00 ($227.40) $0.00 $287.31 $0.00 $29,783.06 $1,035,665.61

The Activity Summary by Investment details all participant transactions sorted by investments (funds), including contributions, distributions, loans, and transfers, for all transactions that traded within the selected date range for the plan. This summary is provided for quick reference for review of plan activity. The summary represents past data, which is not a guarantee of future results.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved. 9

Investment Beginning Balance Contributions Distributions Exchanges New Loans Loan

Payments Other Activity

Net Gains/ Losses Ending Balance

T. Rowe Price Retirement 2060 I

$805,943.56 $18,819.26 ($1,375.96) $0.00 $0.00 $161.50 ($80.00) $24,328.06 $847,796.41

Specialty U.S. Stock

Cohen & Steers Real Estate Secs Z

$579,025.25 $5,484.97 $0.00 $0.00 $0.00 $194.46 $0.00 $2,534.01 $587,238.69

Small Cap U.S. Stock

Federated Hermes Mdt Sm Cap Gr R6

$483,794.22 $2,612.61 ($8,242.47) $0.00 $0.00 $222.22 ($80.00) $13,627.91 $491,934.49

Fidelity Small Cap Index $407,894.37 $4,093.38 ($4,861.65) $0.00 $0.00 $8.23 $0.00 $12,774.12 $419,908.44

Vanguard Small-Cap Value Index Adm

$872,486.11 $6,355.17 ($466.37) $0.00 $0.00 $434.53 $0.00 $3,499.41 $882,308.85

Mid Cap U.S. Stock

Fidelity Mid Cap Index $804,752.22 $8,125.44 $0.00 $0.00 $0.00 $90.64 $0.00 $7,237.33 $820,205.63

JPMorgan Mid Cap Growth R6

$787,776.57 $4,062.56 ($296.97) $0.00 $0.00 $129.31 $0.00 $16,654.51 $808,325.97

MFS Mid Cap Value R6 $1,645,833.67 $6,619.29 ($7,612.91) $0.00 $0.00 $760.41 $0.00 ($7,449.86) $1,638,150.60

Large Cap U.S. Stock

American Century Growth R6

$1,774,932.50 $17,040.57 ($10,561.99) $0.00 $0.00 $505.85 $0.00 $89,476.00 $1,871,392.93

Vanguard 500 Index Adm $5,096,584.50 $56,050.73 ($11,066.61) ($18,559.48) $0.00 $538.99 $0.00 $186,169.34 $5,309,717.47

Vanguard Equity Income Adm

$1,317,580.65 $9,095.58 ($10,720.67) $0.00 $0.00 $298.15 $0.00 $14,542.02 $1,330,795.72

International Stock

Fidelity International Index $2,757,211.87 $18,567.74 ($30,054.90) $0.00 $0.00 $1,340.07 $0.00 $65,451.29 $2,812,516.06

The Activity Summary by Investment details all participant transactions sorted by investments (funds), including contributions, distributions, loans, and transfers, for all transactions that traded within the selected date range for the plan. This summary is provided for quick reference for review of plan activity. The summary represents past data, which is not a guarantee of future results.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved. 10

Investment Beginning Balance Contributions Distributions Exchanges New Loans Loan

Payments Other Activity

Net Gains/ Losses Ending Balance

Government Bond

American Funds US Government Sec R6

$1,046,313.82 $10,714.65 ($6,808.27) $0.00 $0.00 $346.50 $0.00 $7,119.33 $1,057,686.03

Diversified Bond

BlackRock Inflation Protected Bond K

$44,869.22 $247.70 $0.00 $0.00 $0.00 $1.65 $0.00 $150.31 $45,268.88

Dodge & Cox Income X $1,887,089.32 $11,609.79 ($4,800.74) $0.00 $0.00 $608.75 $0.00 $24,910.83 $1,919,417.95

Vanguard Short-Term Invest Grade Adm

$340,180.85 $3,807.18 ($6,436.50) $0.00 $0.00 $4.94 $0.00 $1,634.49 $339,190.95

Capital Preservation

BlackRock Lqd Funds Treasury Trust Instl

$1,319,014.00 $9,278.77 $0.00 $18,786.88 $0.00 $251.19 $0.00 $4,798.00 $1,352,128.84

Total $31,216,244.79 $328,114.18 ($115,939.75) $0.00 ($2,650.00) $9,510.63 ($240.00) $698,061.52 $32,133,101.37

These charts show you a breakdown of the number of employees, total balance, and average account balance represented by each age group of employees within your plan as of the end date of this report.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved.

Employee Savings Summary TRAVIS COUNTY HEALTHCARE DISTRICT DEFRD COMP | Plan Health for the period 9/1/2025 to 9/30/2025

Which of your employees who are currently eligible to participate in the plan have started saving? And to what age groups do they belong? Here, we explore how groups of participating and eligible employees in your plan break down by their age, total assets saved, and average account balance.

Participating Employees A participating employee has met your plan's eligibility requirements and has made or received a contribution (such as an employer contribution).

Age Range Number of Employees Total Balance Average Balance

<25 6 $15,510.35 $2,585.06

25-34 76 $733,053.10 $9,645.44

35-44 126 $5,705,438.76 $45,281.26

45-54 116 $8,464,923.91 $72,973.48

55-64 86 $7,075,687.74 $82,275.44

65+ 20 $2,926,040.66 $146,302.03

Total 430 $24,920,654.52 $57,955.01

Eligible Employees Not Participating An eligible employee who is not participating has met your plan's eligibility requirements but has not yet made or received a contribution.

Age Range Number of Employees Total Balance Average Balance

<25 207 $1,999.74 $9.66

25-34 769 $74,328.04 $96.66

35-44 637 $437,462.32 $686.75

45-54 333 $251,751.86 $756.01

55-64 182 $237,335.55 $1,304.04

65+ 59 $32.46 $0.55

Total 2,187 $1,002,909.98 $458.58

These charts provide you with a breakdown of other accounts and non-employee accounts within your plan.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved. 12

Other Plan Accounts TRAVIS COUNTY HEALTHCARE DISTRICT DEFRD COMP | Plan Health for the period 9/1/2025 to 9/30/2025

To maintain plan health and compliance, it's also important to monitor current balances within unallocated accounts or those that are no longer associated with an active employee. Below, we provide a summary of these account types and their balances as of the end date of this report.

Other Accounts with Balances

Account Type Number of Employees Total Balance Average Balance

Terminated 146 $6,202,276.54 $42,481.35

Non-Employee* 5 $7,260.33 $1,452.07

Total 151 $6,209,536.86 $41,122.76

*Non-Employee Account Balances

Account Name Total Balance

FORFEITURE ZZSUSPENSE $6,649.40

ADMINISTRATIVE FEE CREDIT ACCOUNT $363.47

MR. ZZ FORFEITURE 2021 $138.04

Mr.Forfeiture $68.19

Mr.Forfeiture $41.23

Total $7,260.33

Participation By choosing to offer employees a plan to save for the future, you've made a great decision for them and your business. But the first step to ensure you're maximizing this investment is encouraging employees to join the plan. How many eligible employees are participating in the plan? Which employee groups might not be taking advantage of this important benefit?

These benchmarks represent the participation rates of each of these age bands across our platform. They are calculated by dividing the total number of participating employees—those who have met eligibility requirements and have made or received a contribution—by the total number of eligible employees within each age band.

The Participation Insights & Benchmarks summary provides benchmarking data to help you compare your plan activity to plan averages across our platform. This overview of benchmarking information on our platform is for reference and is not intended to recommend specific action be taken or represent your specific plan provisions or features.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved.

Insights & Benchmarks | Participation

Participation by Age Participation rates for employees under the age of 25 are the lowest overall, but these rates continue to build incrementally across older segments. This trend suggests a ripe opportunity to educate these young employees on the benefits of saving as early as possible. Plan design also plays a key role in whether employees engage with their retirement plan. Features like auto-enrollment or employer match contributions can help increase participation by removing roadblocks and motivating employees to save.

This chart shows a sample of which employee age groups are contributing to retirement plans on our recordkeeping platform for the 2024 calendar year.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved.

Participation | By Age TRAVIS COUNTY HEALTHCARE DISTRICT DEFRD COMP | Plan Health for the period 9/1/2025 to 9/30/2025

This breakdown gives you a glimpse into how many employees from various age ranges are eligible to participate or actively participating in your retirement plan. Keeping on top of these trends can help you tailor your employee education and plan enrollment efforts to help boost participation across all employee groups.

This chart and graph provide you with a summary of participation rates across various age ranges of employees in your plan as of

Participation by Age

Age Range Number of Participating Employees*

Number of Eligible Employees*

Participation Rate

<25 6 213 3%

25-34 76 845 9%

35-44 126 763 17%

45-54 116 447 26%

55-64 86 268 32%

65+ 20 79 25%

Total 430 2,615 16%

Participation Rate = Participating Employees / Eligible Employees

*An eligible employee has met your plan's eligibility requirements as defined in the plan document. A participating employee is an eligible employee who has made or received a contribution (such as an employer contribution).

Savings Rate Once employees have made the decision to enroll in the plan, they must select their personal savings rate.

They often ask themselves: How much is enough? And what's the right rate given competing financial priorities? Here, you get a glimpse into how much from each paycheck employees are contributing to their retirement account and how this decision differs among different demographics. With this understanding, you can get a better grasp of employees' attitudes toward saving and help them make smarter choices about when to re-assess their strategy.

The Savings Rate Insights & Benchmarks summary provides benchmarking data to help you compare your plan activity to plan averages across our platform. This overview of benchmarking information on our platform is for reference and is not intended to recommend specific action be taken or represent your specific plan provisions or features.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved.

Insights & Benchmarks | Savings Rate

Savings Rate by Age Awareness can make a big difference in boosting employee savings rates. Encouraging participants to use the Retirement Outlook tool on the employee website is a good place to start, so they can see whether they're on track to meet their goals.

There's also an option to factor in salary, external assets saved, and more for a personalized view of their retirement readiness.

After using this tool for the first time, 39% of users started contributing at an average savings rate of 8%.

Overall average savings rate across our platform 6%

The accuracy of this chart and graph will depend upon the accuracy and completeness of the savings rate information that has been provided to us.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved. 18

Savings Rate | By Age TRAVIS COUNTY HEALTHCARE DISTRICT DEFRD COMP | Plan Health for the period 9/1/2025 to 9/30/2025

Employees should be advised to re-evaluate their savings rate regularly, at least on an annual basis, to ensure they continue to scale their retirement savings with new career milestones or changes in their personal expenses. Here, we provide a snapshot of the average savings rate for your employees across different age groups in your plan as of the end date of this report.

Savings Rate by Age

Age Range Number of Participating Employees Average Savings Rate

<25 6 3.8%

25-34 76 4.1%

35-44 126 4.1%

45-54 116 3.3%

55-64 86 6.3%

65+ 20 7.2%

Total 430 4.5%

Average Savings Rate = Sum of Employees' Savings Rates / Number of Participating Employees

This calculation is based on percentage savings rates on record for all employee sources in your plan. It excludes savings rates for employees who may have designated flat dollar savings amounts.

Plan Investments Helping get your employees to a comfortable retirement is important, and offering them the right variety and flexibility in investment options is the first step. By designing a plan that allows your employees to select the investments best suited to their goals, you can help them start building their retirement nest egg.

The Plan Investments Insights & Benchmarks summary provides benchmarking data to help you compare your plan activity to plan averages across our platform. This overview of benchmarking information on our platform is for reference and is not intended to represent your specific plan provisions or features.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved.

Insights & Benchmarks | Plan Investments

Investment Categories Offered Target date funds are the most commonly offered investment category across our plans, with TDFs representing 26% of investments offered. Large cap U.S. stock options are the second most prevalently used by employers on our recordkeeping platform. This is to be expected since this investment category represents the large majority of the nation's equities market.

International stock and diversified bonds round out the top four most commonly offered categories.

This chart provides you with a summary of the type of investments offered by plans across our recordkeeping platform.

This chart provides you with a breakdown of the plan's investment offerings and related activity.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved. 21

Investment Utilization TRAVIS COUNTY HEALTHCARE DISTRICT DEFRD COMP | Plan Health for the period 9/1/2025 to 9/30/2025

Which of your plan's investment offerings are seeing the most inflows and outflows of employees' retirement savings? And how much of your plan's total balance is represented by each investment? Below, we provide a detailed breakdown of the plan's investment utilization.

Investment Contributions During Period Contributing Employees Ending Balance Invested Employees % of Plan Balance

Target Date

T. Rowe Price Retirement 2005 I $1,980.35 4 $721,968.50 7 2.2%

T. Rowe Price Retirement 2010 I $2,432.82 2 $56,183.08 3 0.2%

T. Rowe Price Retirement 2015 I $261.44 4 $119,544.89 11 0.4%

T. Rowe Price Retirement 2020 I $5,013.01 8 $928,976.93 13 2.9%

T. Rowe Price Retirement 2025 I $9,692.66 12 $1,050,214.75 15 3.3%

T. Rowe Price Retirement 2030 I $8,722.50 19 $1,151,270.20 30 3.6%

T. Rowe Price Retirement 2035 I $22,114.69 32 $1,112,168.08 40 3.5%

T. Rowe Price Retirement 2040 I $24,389.79 32 $1,286,199.00 42 4.0%

T. Rowe Price Retirement 2045 I $20,389.57 37 $1,137,285.42 51 3.5%

T. Rowe Price Retirement 2050 I $25,097.07 37 $999,641.00 52 3.1%

T. Rowe Price Retirement 2055 I $15,434.89 34 $1,035,665.61 55 3.2%

T. Rowe Price Retirement 2060 I $18,819.26 46 $847,796.41 63 2.6%

Specialty U.S. Stock

Cohen & Steers Real Estate Secs Z $5,484.97 53 $587,238.69 96 1.8%

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved. 22

Investment Contributions During Period Contributing Employees Ending Balance Invested Employees % of Plan Balance

Small Cap U.S. Stock

Federated Hermes Mdt Sm Cap Gr R6 $2,612.61 64 $491,934.49 131 1.5%

Fidelity Small Cap Index $4,093.38 32 $419,908.44 39 1.3%

Vanguard Small-Cap Value Index Adm $6,355.17 87 $882,308.85 171 2.7%

Mid Cap U.S. Stock

Fidelity Mid Cap Index $8,125.44 48 $820,205.63 73 2.6%

JPMorgan Mid Cap Growth R6 $4,062.56 56 $808,325.97 99 2.5%

MFS Mid Cap Value R6 $6,619.29 80 $1,638,150.60 160 5.1%

Large Cap U.S. Stock

American Century Growth R6 $17,040.57 108 $1,871,392.93 194 5.8%

Vanguard 500 Index Adm $56,050.73 153 $5,309,717.47 250 16.5%

Vanguard Equity Income Adm $9,095.58 92 $1,330,795.72 179 4.1%

International Stock

Fidelity International Index $18,567.74 105 $2,812,516.06 193 8.8%

Government Bond

American Funds US Government Sec R6 $10,714.65 53 $1,057,686.03 91 3.3%

Diversified Bond

BlackRock Inflation Protected Bond K $247.70 5 $45,268.88 7 0.1%

Dodge & Cox Income X $11,609.79 85 $1,919,417.95 169 6.0%

Vanguard Short-Term Invest Grade Adm $3,807.18 21 $339,190.95 22 1.1%

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved. 23

Investment Contributions During Period Contributing Employees Ending Balance Invested Employees % of Plan Balance

Capital Preservation

BlackRock Lqd Funds Treasury Trust Instl $9,278.77 31 $1,352,128.84 66 4.2%

Total $328,114.18 413 Unique Employees $32,133,101.37 616 Unique Employees 100%

This chart provides you with a breakdown of the plan’s investment offerings and related activity. The data is provided for quick reference to review the history of the plan’s investment performance and represents past data, which is not a guarantee of future results.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved. 24

Investment Performance TRAVIS COUNTY HEALTHCARE DISTRICT DEFRD COMP | Plan Health for the period 9/1/2025 to 9/30/2025

Here, you can take a closer look at how each of your plan's investment offerings have performed over given time horizons. It's considered a best practice to regularly review and monitor investment performance to get a clear understanding of how it might impact your employees' savings progress and retirement readiness.

Investment Investment Category Ticker Inception

Date Expense Ratio As of Date One

Month Three Month

One Year

Three Year

Five Year

Ten Year

Since Inception

YTD

Month End

American Funds US Government Sec R6

Government Bond

RGVGX 05/01/2009 0.29% 08/31/2025 1.62% 2.63% 3.96% 2.19% -0.28% 1.76% 2.42% 5.98%

Federated Hermes Mdt Sm Cap Gr R6

Small Cap U.S.

Stock

QLSGX 06/29/2016 1.01% 08/31/2025 7.83% 17.42% 14.59% 14.2% 10.41% 11.1% 12.34% 11.66%

Fidelity International Index

International Stock

FSPSX 09/08/2011 0.04% 08/31/2025 4.7% 4.74% 13.84% 17.43% 10.36% 7.57% 7.67% 23.22%

Fidelity Mid Cap Index

Mid Cap U.S.

Stock

FSMDX 09/08/2011 0.03% 08/31/2025 2.5% 8.29% 12.52% 13.6% 12.01% 10.88% 12.39% 9.41%

Fidelity Small Cap Index

Small Cap U.S.

Stock

FSSNX 09/08/2011 0.03% 08/31/2025 7.12% 14.92% 8.31% 10.42% 10.22% 9.02% 10.81% 7.12%

MFS Mid Cap Value R6

Mid Cap U.S.

Stock

MVCKX 03/31/2005 0.63% 08/31/2025 3.42% 7.77% 4.66% 11.4% 13.71% 9.9% 10.68% 5.63%

Vanguard 500 Index Adm

Large Cap U.S.

Stock

VFIAX 11/13/2000 0.04% 08/31/2025 2.03% 9.61% 15.83% 19.49% 14.7% 14.56% 8.51% 10.76%

Vanguard Equity Income Adm

Large Cap U.S.

Stock

VEIRX 08/13/2001 0.18% 08/31/2025 4.28% 8.5% 12.74% 13.54% 14.14% 11.85% 8.93% 11.95%

Vanguard Short-Term Invest Grade Adm

Diversified Bond

VFSUX 02/12/2001 0.09% 08/31/2025 1.07% 2.16% 5.82% 5.33% 2.15% 2.68% 3.37% 5.11%

BlackRock Lqd Funds Treasury Trust Instl

Capital Preservation

TTTXX 05/01/1989 0.18% 08/31/2025 0.01% 0.71% 4.07% 4.55% 2.79% 1.89% 2.69% 2.47%

This chart provides you with a breakdown of the plan’s investment offerings and related activity. The data is provided for quick reference to review the history of the plan’s investment performance

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved. 25

Investment Investment Category Ticker Inception

Date Expense Ratio As of Date One

Month Three Month

One Year

Three Year

Five Year

Ten Year

Since Inception

YTD

Month End

Cohen & Steers Real Estate Secs Z

Specialty U.S.

Stock

CSZIX N/A 0.75% 08/31/2025 2.17% 1.82% -0.73% 4.85% 7.73% 8.02% 8.44% 5.46%

Vanguard Small-Cap Value Index Adm

Small Cap U.S.

Stock

VSIAX 09/27/2011 0.07% 08/31/2025 5.21% 10.97% 7.37% 11.73% 14.96% 9.78% 11.97% 6.49%

American Century Growth R6

Large Cap U.S.

Stock

AGRDX 07/26/2013 0.62% 08/31/2025 1.57% 11.55% 17.1% 22.31% 12.91% 16.38% 15.52% 8.96%

BlackRock Inflation Protected Bond K

Diversified Bond

BPLBX 06/24/2004 1.09% 08/31/2025 1.8% 2.92% 4.83% 2.45% 1.43% 2.91% 3.92% 6.78%

T. Rowe Price Retirement 2005 I

Target Date TRAJX N/A 0.34% 08/31/2025 1.73% 4.37% 7.74% 8.81% 5.26% 6.01% 13.02% 7.94%

T. Rowe Price Retirement 2020 I

Target Date TRDBX N/A 0.37% 08/31/2025 1.92% 4.89% 8.4% 9.99% 6.48% 7.42% 14.34% 8.61%

T. Rowe Price Retirement 2025 I

Target Date TREHX N/A 0.38% 08/31/2025 2.04% 5.13% 8.62% 10.64% 7.07% 8.03% 15.14% 8.88%

T. Rowe Price Retirement 2030 I

Target Date TRFHX N/A 0.40% 08/31/2025 2.18% 5.6% 9.24% 11.84% 7.92% 8.72% 16.55% 9.68%

T. Rowe Price Retirement 2035 I

Target Date TRFJX N/A 0.42% 08/31/2025 2.51% 6.34% 10.13% 13.3% 8.91% 9.41% 18.22% 10.74%

T. Rowe Price Retirement 2040 I

Target Date TRHDX N/A 0.43% 08/31/2025 2.74% 6.9% 10.94% 14.5% 9.75% 9.99% 19.6% 11.51%

T. Rowe Price Retirement 2045 I

Target Date TRIKX N/A 0.44% 08/31/2025 2.88% 7.31% 11.64% 15.33% 10.4% 10.39% 20.61% 12.17%

T. Rowe Price Retirement 2050 I

Target Date TRJLX N/A 0.45% 08/31/2025 2.95% 7.42% 11.85% 15.61% 10.56% 10.46% 20.87% 12.41%

T. Rowe Price Retirement 2055 I

Target Date TRJMX N/A 0.46% 08/31/2025 2.99% 7.49% 11.91% 15.64% 10.57% 10.45% 21.03% 12.46%

This chart provides you with a breakdown of the plan’s investment offerings and related activity. The data is provided for quick reference to review the history of the plan’s investment performance

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved. 26

Investment Investment Category Ticker Inception

Date Expense Ratio As of Date One

Month Three Month

One Year

Three Year

Five Year

Ten Year

Since Inception

YTD

Month End

T. Rowe Price Retirement 2060 I

Target Date TRLNX N/A 0.46% 08/31/2025 2.98% 7.49% 11.92% 15.64% 10.59% 10.45% 21.02% 12.48%

T. Rowe Price Retirement 2010 I

Target Date TRPUX N/A 0.34% 08/31/2025 1.86% 4.59% 8.03% 9.26% 5.67% 6.42% 13.55% 8.18%

T. Rowe Price Retirement 2015 I

Target Date TRUBX N/A 0.35% 08/31/2025 1.95% 4.77% 8.27% 9.62% 6.07% 6.88% 13.98% 8.44%

Dodge & Cox Income X

Diversified Bond

DOXIX 05/02/2022 0.36% 08/31/2025 1.27% 3.04% 3.6% 4.67% 1.02% 3.1% 3.99% 5.63%

JPMorgan Mid Cap Growth R6

Mid Cap U.S.

Stock

JMGMX 01/01/2011 0.69% 08/31/2025 -0.04% 8.13% 17.4% 14.55% 8.25% 12.18% 13.99% 9.8%

Employee Investments Your retirement plan's investment line-up is a key factor in helping employees set the right retirement strategy.

Whether employees are experienced investors or prefer a more passive, “do it for me" approach, it's important to ensure they have access to a varied selection of investment categories and types. Here, we explore how participating employees are utilizing your plan's investment offerings.

*The target date is the approximate date when investors plan to start withdrawing their money. The principal value of a Target Date fund is not guaranteed at any time, including at the target date.

The Employee Investments Insights & Benchmarks summary provides benchmarking data to help you compare your plan activity to plan averages across our platform. This overview of benchmarking information on our platform is for reference and is not intended to represent your specific plan provisions or features.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved.

Insights & Benchmarks | Employee Investments

Assets Held by Investment Category Across all available investment categories, Target Date funds capture the majority of retirement assets. Target Date* funds are low-maintenance retirement investment vehicles that have been developed to help employees re-allocate their retirement savings as they age. 34% of savers have invested their savings in TDFs. Large cap U.S. stocks hold the second highest level of overall retirement assets. These investments represent over 61% of the U.S. equities market and are often looked to as core portfolio investments by savers and advisors alike.

Investment Category Percentage of Employees

Target Date Funds 33.9%

Large Cap U.S. Stock 28.5%

Balanced 7.0%

International Stock 6.6%

Diversified Bond 5.3%

Capital Preservation 4.8%

Mid Cap U.S. Stock 4.5%

Small Cap U.S. Stock 4.0%

Other 3.6%

Self Directed Investment 1.8%

This chart provides you with a summary of the investment categories in which employees' assets are held across our recordkeeping platform.

Investment in Target Date Funds by Age Data from our recordkeeping platform suggests that Target Date fund utilization is greatest among younger investors, with over 51% of TDF utilization accounted for by the 25 to 34 and 35 to 44 age groups.

Age Range Percentage of Employees Invested In Target Date Funds

<25 5%

25-34 25%

35-44 26%

45-54 21%

55-64 17%

65+ 5%

This chart provides you with information on how employees invest in Target Date funds across our recordkeeping platform based on their age range.

The Employee Investments Insights & Benchmarks summary provides benchmarking data to help you compare your plan activity to plan averages across our platform. This overview of benchmarking information on our platform is for reference and is not intended to represent your specific plan provisions or features.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved.

Insights & Benchmarks | Employee Investments

Number of Investments Diversification plays an important role in an employee's investment strategy. Benchmarking data from our platform shows that 26% of employees diversify their retirement assets across four or more investments. On the other end of the spectrum, 50% of employees have chosen to invest in just one target date fund (TDF) based on their projected retirement age. Using a TDF is an effective way for an individual to get appropriate diversification, despite investing 100% of their retirement contributions in just one fund.

This chart provides you with a summary of the average number of investments held by each employee across our recordkeeping platform.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved. 30

Number of Investments TRAVIS COUNTY HEALTHCARE DISTRICT DEFRD COMP | Plan Health for the period 9/1/2025 to 9/30/2025

By regularly evaluating how your employees are utilizing your plan's investment line-up, you can get a better picture of their investment preferences and goals. Below, we provide a breakdown of how many investments your employees have opted to invest their retirement assets in. Do they have the information they need to make informed investment decisions?

This chart and graph provide you with the average number of investments employees choose to invest in across your plan as of

Number of Investments Employees Percentage of Employees

1 investment (Non-target date) 61 10%

1 investment (Target date) 266 43%

2-3 investments 67 11%

4-5 investments 50 8%

6-7 investments 33 5%

8-9 investments 55 9%

10+ investments 84 14%

Total 616 100%

This chart provides you with an overview of how employees are choosing to allocate their retirement assets across various investment categories in your plan as of the end date of this report.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved. 31

Asset Allocations | Balance by Age TRAVIS COUNTY HEALTHCARE DISTRICT DEFRD COMP | Plan Health for the period 9/1/2025 to 9/30/2025

How are different age groups of your employees allocating their retirement savings? Below, we provide a breakdown of assets invested in various investment categories based on employees' age ranges. Ultimately, employees should monitor and re-evaluate their retirement asset allocation strategy over time, taking into account prevailing market conditions and economic climate.

Investment Category Employee Age Range

Overall <25 25-34 35-44 45-54 55-64 65+ Unknown

Target Date $15,912.50 $495,136.38 $2,294,428.18 $2,715,082.53 $3,245,179.01 $1,675,705.77 $5,469.47 $10,446,913.84

Specialty U.S. Stock $0.00 $22,225.66 $173,971.10 $170,736.92 $166,163.73 $54,083.74 $57.59 $587,238.74

Small Cap U.S. Stock $158.40 $51,937.82 $465,136.44 $523,896.11 $434,838.41 $318,153.53 $31.18 $1,794,151.89

Mid Cap U.S. Stock $153.48 $55,928.19 $560,425.26 $1,523,234.40 $688,031.78 $438,824.11 $85.00 $3,266,682.22

Large Cap U.S. Stock $1,040.26 $219,922.68 $2,304,291.57 $2,912,971.50 $2,230,507.71 $842,891.36 $281.07 $8,511,906.15

International Stock $245.44 $34,599.53 $608,556.99 $1,307,258.57 $677,061.84 $184,602.00 $191.70 $2,812,516.07

Government Bond $0.00 $18,153.89 $269,565.55 $266,776.49 $342,019.06 $161,113.46 $57.56 $1,057,686.01

Diversified Bond $0.00 $22,213.12 $458,536.99 $660,242.29 $688,846.74 $473,976.58 $62.06 $2,303,877.78

Capital Preservation $0.00 $10,115.70 $68,067.52 $201,479.08 $802,716.31 $268,725.52 $1,024.71 $1,352,128.84

Total $17,510.08 $930,232.97 $7,202,979.60 $10,281,677.89 $9,275,364.59 $4,418,076.07 $7,260.34 $32,133,101.54

Number of Employees 7 97 178 161 124 44 5 616

This chart provides you with an overview of how employees are choosing to allocate their retirement assets across various investment categories in your plan as of the end date of this report.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved.

Asset Allocations | Percentage by Age TRAVIS COUNTY HEALTHCARE DISTRICT DEFRD COMP | Plan Health for the period 9/1/2025 to 9/30/2025

The different investment categories in which various generations of employees are investing provides insight into how they might be shifting their strategy over the course of their career. Below, we take a closer look at how employees across different age ranges are allocating their savings.

Target Date Specialty U.S. Stock Small Cap U.S. Stock Mid Cap U.S. Stock Large Cap U.S. Stock International Stock

Government Bond Diversified Bond Capital Preservation

Withdrawals To have a complete picture of your retirement plan's health, it's important to understand the timing and volume of savings outflows. By staying up to date on employee withdrawals, you can identify areas of opportunity to educate your employees on best practices for using their savings.

*Not eligible for rollover

The Withdrawals Insights & Benchmarks summary provides benchmarking data to help you compare your plan activity to plan averages across our platform. This overview of benchmarking information on our platform is for reference and is not intended to recommend specific action be taken or represent your specific plan provisions or features.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved.

Insights & Benchmarks | Withdrawals

Distributions by Type Your employees can be prompted to withdraw, or take a "distribution," from their 401(k) accounts by a variety of life events, including employment termination, financial hardship, or required minimum distributions (RMDs). Certain distributions allow participants the option to take their money as cash (less any federal or applicable state taxes), or roll over their funds to an IRA or new employer's plan. Rollover distributions are an easy way to consolidate assets and continue saving toward retirement, without any tax implications or potential early withdrawal penalties. Whether individuals choose to keep their money in the plan or roll it over, leaving the money invested is the best way to achieve retirement readiness. While we understand unexpected things can happen, it's important that participants carefully consider their options before deciding to take a cash distribution from their account.

This chart shows which types of distribution events employees on our recordkeeping platform utilized over the course of the 2024 calendar year.

This chart provides you with a breakdown of the plan’s distribution activity within the selected date range of this report.

Distributions processed on a prior recordkeeping system may not be included.

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved.

Distributions TRAVIS COUNTY HEALTHCARE DISTRICT DEFRD COMP | Plan Health for the period 9/1/2025 to 9/30/2025

This breakdown provides a summary of the number and total dollar amounts of distributions your employees have taken from your retirement plan. It provides insight into which distribution types are most common among your employee base.

Distribution Type Number of Distributions Total Amount Average Distribution Amount

Termination 7 $112,366.60 $16,052.37

Hardship 4 $4,129.78 $1,032.45

Total 11 $116,496.38 $10,590.58

For employer use only. Not for distribution or use with the public. See Disclosures for additional information. Copyright ©2025 Ascensus, LLC. All Rights Reserved. 36

Loans TRAVIS COUNTY HEALTHCARE DISTRICT DEFRD COMP | Plan Health for the period 9/1/2025 to 9/30/2025

By monitoring which employee demographics are most likely to take retirement plan loans, you can more easily identify trends that could be addressed through additional education or communication. You can also stay up-to-date on how employees' outstanding loan balances have impacted their account balances and savings levels.

New Loans Taken This chart provides a summary of new loans that were taken during the selected date range.

Employee Age Range Total

<25 25-34 35-44 45-54 55-64 65+

Total New Loan Amount $0.00 $0.00 $2,500.00 $0.00 $0.00 $0.00 $2,500.00

Number of New Loans 0 0 1 0 0 0 1

Average New Loan Amount $0.00 $0.00 $2,500.00 $0.00 $0.00 $0.00 $2,500.00

Total Outstanding Loans This chart includes a summary of all outstanding loans as of the end date of this report.

Employee Age Range Total

<25 25-34 35-44 45-54 55-64 65+

Total Loan Balance $0.00 $2,593.49 $83,373.29 $83,038.21 $46,525.30 $2,573.52 $218,103.81

Number of Loans 0 2 9 10 9 1 31

Number of Employees with Loans 0 2 9 10 9 1 31

Total Account Balance (for employees with loans)

$0.00 $11,156.85 $384,851.18 $426,538.30 $195,038.76 $33,766.16 $1,051,351.25

Percent Balance as Loans (loan balance / account balance)

0.0% 23.2% 21.7% 19.5% 23.9% 7.6% 20.7%

Appendix

For employer use only. Not for distribution or use with the public. Copyright ©2025 Ascensus, LLC. All Rights Reserved. 38

Disclosures TRAVIS COUNTY HEALTHCARE DISTRICT DEFRD COMP | Plan Health for the period 9/1/2025 to 9/30/2025

General Disclosures This report contains information provided to us by you and other third parties. The accuracy of this report will depend upon the accuracy and completeness of the information provided to us by you or such third party. All data provided reflects only data related to the date range requested. The data provided represents past data, which is not a guarantee of future results. The material contained in this report is for general informational purposes and is not a substitute for qualified legal or tax advice.

Insights & Benchmarks The data on the Insights & Benchmarks pages are based on averages across all 401(k) plans on the Ascensus platform as of December 31, 2024. Asset categories and fund types are determined by Morningstar, Inc. The benchmarking information that is provided on the Insights & Benchmarks pages are not intended to recommend specific action to be taken or to represent your specific plan provisions or features.

Plan Design The Plan Design summary offers an overview of information regarding your plan and is not intended to communicate plan provisions to participants or beneficiaries. Greater detail and other important information about the plan's features and benefits are available in the Summary Plan Description (SPD). You may also reference a copy of the plan document, which contains all of the provisions that the IRS requires. If there are any inconsistencies between this summary, the SPD, and the plan document, the plan document will be followed. All data provided reflects only data related to the date range requested. Asset categories and fund types are determined by Morningstar, Inc. Past performance is no guarantee of future results.

Investment Information and Other Fund Disclosures The performance data shown represents past performance, which is not a guarantee of future results. Investment returns and principal value will fluctuate, so investors' shares, when sold, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data cited. Performance data current to the most recent month-end is available on the employee and plan websites. Figures for periods of less than one year are cumulative returns. All other figures represent annualized returns. Performance data shown does not reflect the deduction of sales loads or fees, where applicable, and, if reflected, the load or fee would reduce the performance quoted. Fund fact sheets and prospectuses with more investment information are available online.

For your reference, you may print or view a sample glossary of general, investment-related terms as provided by The Spark Institute and Investment Company Institute at the following link:

https://www.ici.org/pdf/pub_401k_glossary.pdf

See below for additional term(s) of interest.

Qualified Default Investment Alternative (QDIA) is a default investment in participant-directed individual account plans, such as 401(k) and ERISA 403(b) plans, that must meet certain notice and investment criteria. Selecting a QDIA allows the plan fiduciary to qualify for relief from investment performance liability for selecting plan investments. QDIAs are used for participants who have not selected investments (e.g., participants who are automatically enrolled in a plan).*

Portions of the mutual fund information contained in this document were supplied by Morningstar, Inc., subject to the following: ©2018 Morningstar, Inc. All rights reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.

A Note About Risk: All investing is subject to risk, including the possible loss of the money you invest. Investments that employ a “fund of funds” strategy and invest assets in other mutual funds are subject to the risks associated with those underlying funds.

*FAB 2008-03, https://www.dol.gov/agencies/ebsa/employers-and-advisers/guidance/field-assistance-bulletins/2008-03.

Financial Finesse is an information service only. The information provided is for general education purposes only and is not intended to substitute for the advice of your investment, legal, and tax advisors or to be the basis of specific trading or investment activity. Financial Finesse is a trademark of Financial Finesse, Inc. Ascensus provides administrative and recordkeeping services and is not a broker-dealer or an investment advisor.