ESBD_453821_1760556089479_Travis County 301738 PS Fee Disclosure.pdf

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TRAVIS COUNTY HEALTHCARE DISTRICT RET PLAN

Ascensus

Disclosure of Services and Fees August 04, 2025

The information in this document is designed to help you understand the services available to your company’s retirement plan and the cost for these services. The information has been organized into four easy-to-read sections to provide you with the details you need and what is required by new regulations issued by the Department of Labor that are effective beginning July 1, 2012. After reviewing each section you will have a clear understanding of your retirement program options and the services available to help you to implement a successful plan.

Summary of Fee Schedule Changes The information in this section will only appear after the initial document has been provided to you and will highlight any information that has changed since the previous summary of services and costs. Here you will find information broken out by plan services and investments with the items highlighted that have changed. If this section has been included, an updated disclosure has been included and replaces all prior versions.

Service Provider Information This section describes the purpose of the disclosure and contains important information related to how fees may be calculated, how employers can pay those fees and the fiduciary status of certain service providers related to your plan.

Schedule of Services Appendix A provides details on the services available to you and your employees. This information will cover one-time services associated with setting up your plan along with a complete menu of ongoing administrative, trust, plan document and employee education services. Since this section provides a complete list of all that is available, please note that you will only be charged for those services you select. Our goal is to provide a suite of services comprehensive enough to allow you to customize a retirement program for your company that meets the needs of your employees.

Investments The information in Appendix B provides expense and other information related to the investments available in your plan. More detailed information is also available at each company’s website or through information found in the prospectus or similar documents.

Summary of Fee Schedule Changes Section 408(b)(2) of the Employee Retirement Income Security Act of 1974, as amended (ERISA), requires most parties that provide services to employee benefit plans to disclose certain information to plan fiduciaries. Please see the section titled “Purpose of This Disclosure” below for further details. ERISA Section 408(b)(2) also requires service providers to disclose a change to the previously disclosed information. Because some of the information

2 | P a g e previously disclosed has changed, we are providing this document to you with the changes highlighted in this section. Also included is an updated schedule of services and fees for your reference.

Changes to Plan Investments

Investment Options Added:

The following investment options have been added to your plan. Please refer to Appendix B for the complete details on your plan’s current investment options.

Investment Name Ticker or ID Gross Expense

Ratio

Net Expense Ratio

Sub- Transfer

Agency Fee

12(b)-1 or Solicitation

Fee

Maximum Sales

Charge

Deferred Sales

Charge Redemption fees or trading restrictions (if applicable) Dodge & Cox Income X DOXIX 0.36% 0.33% N/A N/A N/A N/A

Trading Restrictions: Holding period of 90 day(s) enforced on transfer IN transactions after 2 Round Trip of $5,000.00 or more within a period of 90 day(s).

JPMorgan Mid Cap Growth R6 JMGMX 0.69% 0.65% N/A N/A N/A N/A

Trading Restrictions: Holding period of 30 day(s) enforced on transfer IN transactions after 1 Transfer Out of $5,000.00 or more within a period of 1 day(s).

Investment Options Removed:

The following investment options have been removed from your plan. Refer to Appendix B for the full details of the plan’s current investment options.

Investment Name Ticker or ID

Macquarie Mid Cap Growth R6 IGRFX

Dodge & Cox Income Fund I DODIX

Changes to Administrative Services The table below shows changes made to your plan’s fees and administrative services, including any new services available for your plan. Please refer to Appendix A for complete details on your plan’s administrative services. You will only be charged for the services you use.

Asset Based Fee, Trust or Custodial Services

Prior Cost Current Cost

Annual Asset Based Fee 0.15 % Per Asset Balance 0.03 % Per Asset Balance

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Purpose of This Disclosure

Section 408(b)(2) of the Employee Retirement Income Security Act of 1974, as amended (ERISA), requires most parties that provide services to employee benefit plans to disclose certain information to plan fiduciaries.

Generally, the service provider must disclose the services that it provides to the plan and the compensation that it expects to receive in connection with those services. Your plan’s service provider is providing this disclosure document to you in order to satisfy their obligations under ERISA Section 408(b)(2).

Important Information About This Disclosure Ascensus (Service Provider) prepared this disclosure document based on information in its records. Additional information relating to plan recordkeeping and administration services and expenses can be found in your Services Agreement. The Services Agreement is a binding contract, and once executed by the parties it will govern your relationship with Service Provider. The information contained in this document is for services provided by Service Provider, its affiliates and vendors with whom they do business. If you or the plan receive services from or pay compensation to other parties not included in this document, you should request the required disclosures directly from those providers.

Services The services Service Provider provides or expects to provide to your plan are listed on Appendix A in this document. Trustee and custodial services may be provided to your plan by Ascensus Trust Company, an Ascensus subsidiary; Ascensus’ services and fees are listed on Appendix A to this document or in your trust or custodial agreement with Ascensus Trust. Enrollment meeting services may be provided to your plan by Total Benefit Communications (TBC), an Ascensus subsidiary.

Ascensus and TBC are not fiduciaries to your plan. If Ascensus Trust provides trustee services to your plan, Ascensus Trust will act as a directed trustee to your plan and in that capacity it is a limited fiduciary. If Ascensus Trust acts as custodian (and not as trustee) to your plan, Ascensus Trust is not a fiduciary to your plan.

Compensation The compensation Service Provider receives or expects to receive in connection with its services is set forth on Appendix A to this document.

Manner of Payment and Calculation of Fees At your direction, fees can be paid directly by you, the employer, or by debiting plan assets. It is your responsibility to ensure that it is appropriate to remove fees from plan assets per your plan document and Department of Labor guidelines. In the event of nonpayment of fees to your Service Provider, they reserve the right in the services agreement to instruct the plan’s trustee or custodian to debit plan assets to pay delinquent fees. In general, fees are calculated in four ways:

Asset based: fees are based on the amount of assets in the plan or the participant’s account and generally are expressed as percentages or basis points.

Per participant: fees are based upon the number of eligible employees or actual participants in the plan.

Transaction based: fees are based on the execution of a specific plan service or transaction.

Flat rate: a base fee or fixed charge by hour or by other method that does not vary, regardless of plan size.

Fees may be calculated using one or any combination of these methods. Plan administration related expenses can also be charged as one-time fees or ongoing expenses. Ongoing fees are recurring expenses related to continuing plan operation.

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APPENDIX A – SCHEDULE OF SERVICES

Ongoing Services and Fees These services cover recordkeeping and administration, including (if applicable) updating plan records based on provided values, maintaining automated phone and web account management features for plan sponsors and participants, contribution allocation, loan repayment processing, nondiscrimination testing, trustee or custodial services and preparing appropriate IRS forms. Asset based fees (if applicable) are listed in the Administrative Services and Fees section of this document. Please refer to the Services Agreement for a complete description of services available to your plan.

Annual Base and Per Participant Fees If your fees are billed quarterly, any prepaid amounts are nonrefundable upon termination. If your fees are billed annually, upon termination you will receive a pro rata refund of any fee amounts paid in advance.

Annual Base Fee Base Fee $0 Per Active Participant Fee All Participants $55.00 Per Active Participant

A participant includes any individual with a balance in the plan including both current and terminated employees and beneficiaries.

Administrative Services and Fees This section includes services that can be provided at the employer’s request or that may apply based on how the employer operates the plan. These services are designed to provide assistance with ongoing plan management or to enhance the features available to plan participants. Services include compliance services, investment and employee education solutions, supplemental trustee or custodial services and distribution services for participants.

Asset Based Fee, Trust or Custodial Services Fee Annual Asset Based Fee 0.03 % of Asset Balance Company stock unitization annual maintenance $5,000 per Stock Outgoing wire transfer/reject/reissue/UPS delivery $30 per Wire Check Stop Payment/Re-issue $35 per Check Copy of Distribution Confirmation $10 per Confirmation Each additional distribution check (if more than one) $15 per Check Distributions: Installment Payments $5.50 per Check Recordkeeping of separately managed portfolios 0.40 % of Asset Balance Life Insurance Administration $1,200 per Year

Compliance Services Fee Amendment - Signature

Required $350 per Plan Document

Amendment - No Signature Required

$350 per Plan Document

Mandatory law or regulatory changes - Non- Signature

$250 per Amendment

Pre-approved plan document services

Restatement of Plan Document

$850 per Plan Document

Plan Restatement for Customized Pre-Approved Documents $1,500 per Plan Document Application for Letter of Determination $1,500 per Each

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VCP Filing - Late Amenders or Operational Failures $1,500 per Plan Document 1% of plan assets capped at fee shown in first three years

$3,000 per Plan

Termination or transfer of assets after 3 years

$1,500 per Plan

Plan or Service Termination

Custom File Formats Minimim $750 fee

$150 per Hour

Participant Services Fee Loan processing and establishment (one-time fee) $150 per Loan Distribution processing $50 per Distribution Corrective Distribution $100 per Corrective Distribution Participant Managed Account Service Resources Investment

Advisory provides Participant Managed Account services. The annual fee is calculated on average assets, payable quarterly in arrears, and allocated 0.24% to Resources Advisory Investment, 0.11% payable to NextCapital, and 0.10% to Service Provider. Resources Investment Advisory is not affiliated with Service Provider or any of its affiliates.

0.45 % of Average Assets

Other Plan Services Fee ERISA Support / Compliance Consulting $325 per Hour Hardcopy enrollment books $5 per Book OnSite Post Conversion Enrollment Meetings (4 meetings in one location is 1 day)

$750 per Day

Payroll funding through check or wire annual maintenance $300 per Plan QDRO Set Up $300 per QDRO Verify and approve QDROs based on QDRO procedures $325 per Hour General Testing for New Comparability Allocations (up to three rate groups) $500 per Plan Fulfillment Services Custom Quote Extraordinary Administrative Services $150 per Hour

Initial and Annual Notice Package ($100 Minimum)

$5 per Each

Per Event Notices ($100 Minimum)

$3 per Each

Alliance Services Participant Notice Fulfillment Services

Plan Summary Notices Custom Quote Alliance Distribution Services - INCLUDED with Recordkeeping Services:

Hardship Distribution Request Approval, Loan Request Approval, Separation from Service and In-Service Distribution Request Approval, Required Minimum Distribution Approval, and Mandatory Cash-Out Distributions

Custom Quote

Participant locator services $7 per Participant Located eDelivery Initial Notice Service $2 per Covered Employee

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Notes:

Asset based fees (if applicable) are ongoing fees related to continuing plan operation.

Based on your Service Agreement your fees may vary from the above Standard Fee Schedule, refer to your Schedule B for specific fees.

Ascensus will make available various sales support services and conferences to certain investment partners and financial professionals.

The cost of any travel, lodging and meals for these conferences may be paid by Ascensus. Ascensus may receive compensation from new business as an indirect result of these services and conferences (which may offset the cost of any travel, lodging, and meal expenses paid). This compensation varies from year-to-year and is difficult to provide a projected calculation. Please contact Ascensus for additional details regarding this potential indirect compensation.

For certain distributions, e.g., permissible withdrawals, the standard distribution fee will be waived and only a $15.00 check fee will apply.

Administrative fee credit account (AFCA) administration covers the services related to the collection of 12b-1 fees, commissions, sub-transfer agency fees and other fees from plan investments and crediting them to a plan-level account. At the plan sponsor's direction, this money can be used to pay plan recordkeeping and administration fees. Excess money can be used to pay other plan-related expenses as described in the Services Agreement.

Compensation Received from Parties Other Than the Employer or the Plan (Indirect Compensation)

Float:

As part of the compensation it receives for trust and/or custodial services provided to the Plan, Ascensus Trust Company, an Ascensus subsidiary, retains any interest earned on the amounts used to fund disbursements that have not yet been presented for payment and amounts to be invested in any investments where the appropriate data or investment direction has not been timely provided to the Ascensus Trust Company or Ascensus (i.e., Ascensus Trust Company has received the funds to be invested but has not received the corresponding investment data). Amounts to be invested will generally be invested within one business day of receipt of funds and the correct corresponding investment data.

As additional compensation for its services, Ascensus Trust Company retains any interest earned on amounts to be invested pending receipt of investment instructions and the amounts in its disbursement account until disbursements are presented for payment, and interest earned in its contribution account until the amounts are invested. This interest is commonly known as “float” and is paid by the financial institutions at which Ascensus Trust Company maintains such accounts and/or the investments in which Ascensus Trust Company invests such accounts. Generally, funds are distributed the same day as the distribution request is received or when the distribution data is in good order. The assets on which float is earned are invested in a privately managed account that may include stable value fund(s) and various overnight deposits with next day availability. The upcoming month’s expected rate of return and historical actual rates of return for the assets on which float is earned are disclosed at www.ascensus.com/trust/trust-disclosures.

Ascensus Auto-IRA Rollover Program:

Ascensus Trust Company, an Ascensus subsidiary, offers voluntary and automatic rollover services to facilitate the transfer of Plan participant assets to individual retirement accounts (“IRAs”). Ascensus Trust Company receives compensation for services that Ascensus Trust Company provides related to the default IRA investment. These services include IRA recordkeeping, Web/IVR and call center servicing, distribution and tax reporting services, IRS Form 5498, 1099-R and Statement of Fair Market Value calculation and fulfillment, and missing participant locator services. The compensation Ascensus Trust Company receives is sometimes referred to as sub-transfer agency fees, shareholder service fees, revenue sharing, or other terms. The rate of compensation paid to Ascensus Trust Company is 1.00% (100 basis points) of average daily net asset value of shares invested in the default IRA investment.

APPENDIX B – INVESTMENTS

As required by ERISA, this document includes information regarding plan investments. The investments listed below are those that you have informed Service Provider are designated plan investments. Except for the sub-transfer agency fee information below, Service Provider has obtained the information in this Appendix B from third-party sources. Service Provider believes that this third-party information is reliable, but cannot guarantee http://www.ascensus.com/trust/trust-disclosures

7 | P a g e the accuracy or completeness of such information. Additional investment information may be obtained from the investment prospectus, annuity contract or other similar documents provided by the investment provider.

Investment Name Ticker or

Fund ID

Gross Expense

Ratio

Net Expense

Ratio

Sub- Transfer

Agency Fee

12(b)-1 or Solicitation

Fee

Maximum Sales

Charge

Deferred Sales

Charge* Redemption fees or trading restrictions (if applicable) American Century Growth R6 AGRDX 0.62% 0.54% N/A N/A N/A N/A American Funds US Government Sec R6

RGVGX 0.29% 0.25% N/A N/A N/A N/A

BlackRock Inflation Protected Bond K

BPLBX 1.09% 1.04% N/A N/A N/A N/A

BlackRock Lqd Funds Treasury Trust Instl

TTTXX 0.18% 0.17% N/A N/A N/A N/A

Cohen & Steers Real Estate Secs Z

CSZIX 0.75% 0.75% N/A N/A N/A N/A

Dodge & Cox Income X DOXIX 0.36% 0.33% N/A N/A N/A N/A Trading Restrictions: Holding period of 90 day(s) enforced on transfer IN transactions after 2 Round Trip of $5,000.00 or more within a period of 90 day(s).

Federated Hermes Mdt Sm Cap Gr R6

QLSGX 1.01% 0.88% N/A N/A N/A N/A

Fidelity International Index FSPSX 0.04% 0.04% N/A N/A N/A N/A Fidelity Mid Cap Index FSMDX 0.03% 0.03% N/A N/A N/A N/A Fidelity Small Cap Index FSSNX 0.03% 0.03% N/A N/A N/A N/A JPMorgan Mid Cap Growth R6 JMGMX 0.69% 0.65% N/A N/A N/A N/A Trading Restrictions: Holding period of 30 day(s) enforced on transfer IN transactions after 1 Transfer Out of $5,000.00 or more within a period of 1 day(s).

MFS Mid Cap Value R6 MVCKX 0.63% 0.62% N/A N/A N/A N/A Trading Restrictions: Holding period of 90 day(s) enforced on transfer IN transactions after 2 Transfer Out of $25,000.00 or more within a period of 90 day(s).

T. Rowe Price Retirement 2005 I

TRAJX 0.34% 0.34% N/A N/A N/A N/A

T. Rowe Price Retirement 2010 I

TRPUX 0.34% 0.34% N/A N/A N/A N/A

T. Rowe Price Retirement 2015 I

TRUBX 0.35% 0.35% N/A N/A N/A N/A

T. Rowe Price Retirement 2020 I

TRDBX 0.37% 0.37% N/A N/A N/A N/A

T. Rowe Price Retirement 2025 I

TREHX 0.38% 0.38% N/A N/A N/A N/A

T. Rowe Price Retirement 2030 I

TRFHX 0.40% 0.40% N/A N/A N/A N/A

T. Rowe Price Retirement 2035 I

TRFJX 0.42% 0.42% N/A N/A N/A N/A

T. Rowe Price Retirement 2040 I

TRHDX 0.43% 0.43% N/A N/A N/A N/A

T. Rowe Price Retirement 2045 I

TRIKX 0.44% 0.44% N/A N/A N/A N/A

T. Rowe Price Retirement 2050 I

TRJLX 0.45% 0.45% N/A N/A N/A N/A

T. Rowe Price Retirement 2055 I

TRJMX 0.46% 0.46% N/A N/A N/A N/A

T. Rowe Price Retirement 2060 I

TRLNX 0.46% 0.46% N/A N/A N/A N/A

Vanguard 500 Index Adm VFIAX 0.04% 0.04% N/A N/A N/A N/A Trading Restrictions: Holding period of 30 day(s) enforced on transfer in transactions after 1 transfer out.

Vanguard Equity Income Adm VEIRX 0.18% 0.18% N/A N/A N/A N/A Trading Restrictions: Holding period of 30 day(s) enforced on transfer in transactions after 1 transfer out.

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Vanguard Short-Term Invest Grade Adm

VFSUX 0.09% 0.09% N/A N/A N/A N/A

Vanguard Small-Cap Value Index Adm

VSIAX 0.07% 0.07% N/A N/A N/A N/A

Trading Restrictions: Holding period of 30 day(s) enforced on transfer in transactions after 1 transfer out.

Notes:

Contingent Deferred Sales Charges (CDSC) on A and C share classes of certain mutual funds may not apply to transactions related to participant activity. The transactions include transfers between funds, loans, distributions and other benefit withdrawals. A CDSC may apply for actions related to employer transactions that result in closing the account. For employer transactions, a redemption fee may apply (typically 1% or less of the amount for shares held for less than 12 months). Details related to the CDSC can be found in each fund's prospectus and statement of additional information.

Unitized Stock Funds: For plans offering this as a plan investment, unitized stock funds combine the purchase of shares of stock with a small cash position (usually 5% or less) to make offering company stock as an investment option in retirement plans more practical. The cash position allows for a more efficient way to manage purchase into and redemptions out of the fund while reducing the need to sell shares of stock (and thereby reducing costs). The effect of the cash position on the unitized fund's performance will depend on the performance of the cash position relative to the performance of the stock.

Sub transfer agency and 12b-1 or solicitation fees - This fee along with any 12b-1 fees shown are included in the investment's annual operating expense (gross and net expense ratio above) and does not increase the cost of the investment. Sub-transfer agency fees (which may be called shareholder service fees, revenue sharing or other terms) are paid by the investment to Service Provider for services that Service Provider provides to the investment, including processing the purchase and redemption of shares and participant-level recordkeeping. This compensation is payable to recognize the reduction in cost to the investments for work performed by Service Provider. The compensation paid by the investment is based on either a percentage of the average net asset value of shares invested in the investment, or a fee per each participant account that invests in the investment, as listed above. A personal and account maintenance fee and a shareholder administration service fee may be paid by the investment to the authorized institution for services that the institution provides to the investment, see the plan prospectus and Statement of Additional Information for additional details.

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