Attachment E - Insurance Certificate.pdf

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Attached to
RFP #2026-FA01 Forensic Financial Review and Auditing Services
Solicitation number
RFP-116165
Issued by
Clarke County, Virginia

About this file

Attachment E specifies the insurance certificate requirements for Culpeper County, Virginia's RFP #2026-FA01 for Forensic Financial Review and Auditing Services. The RFP seeks qualified firms to conduct a comprehensive forensic audit of County accounts and financial records covering fiscal years 2022 through 2026 year-to-date, with proposals due April 2, 2026 at 2:00 p.m. EDT. The engagement is classified as a single, one-time engagement with services to commence immediately upon contract execution and be substantially completed within 120 calendar days. Oral presentations are tentatively scheduled for the week of May 4, 2026, with anticipated Board award on May 6, 2026.

Vendors must provide certificates of insurance evidencing minimum coverage requirements including Workers' Compensation (statutory), Employers' Liability ($500,000), Commercial General Liability ($1,000,000 per occurrence / $2,000,000 aggregate), Automobile Liability ($1,000,000 combined single limit), Professional Liability/E&O ($2,000,000 per occurrence / $4,000,000 aggregate), Cyber Liability ($2,000,000), and Crime/Fidelity Bond ($1,000,000). All insurance carriers must be rated A- VII or better by A.M. Best and licensed to do business in Virginia. Culpeper County must be named as an additional insured on Commercial General Liability and Automobile Liability policies, with certificates requiring thirty (30) days' advance written notice of cancellation or material change. Professional Liability coverage must include forensic accounting and auditing services, Cyber Liability must include data breach notification costs and forensic investigation coverage, and Crime/Fidelity Bond coverage must extend to employee dishonesty. Certificates of insurance must be provided prior to contract execution and maintained throughout the engagement term.

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ATTACHMENT E FORENSIC FINANCIAL REVIEW AND AUDITING SERVICES RFP #2026-FA01

ATTACHMENT E

Insurance Certificate Requirements

Culpeper County, Virginia

Instructions: Provide certificates of insurance evidencing the coverages listed below. Certificates must be issued by a licensed insurance agent and must name the certificate holder as indicated. Certificates of insurance must be provided prior to contract execution and maintained throughout the term of the engagement.

MINIMUM INSURANCE REQUIREMENTS

Coverage Type Minimum Limits

Workers’ Compensation Statutory

Employers’ Liability $500,000

Commercial General Liability $1,000,000 per occurrence / $2,000,000 aggregate

Automobile Liability $1,000,000 combined single limit

Professional Liability (E&O) $2,000,000 per occurrence / $4,000,000 aggregate

Cyber Liability $2,000,000

Crime / Fidelity Bond $1,000,000

ADDITIONAL REQUIREMENTS

• Culpeper County shall be named as an additional insured on the Commercial General Liability and Automobile Liability policies.

• Certificates shall require thirty (30) days’ advance written notice of cancellation or material change to the County.

ATTACHMENT E FORENSIC FINANCIAL REVIEW AND AUDITING SERVICES RFP #2026-FA01

• All insurance carriers must be rated A- VII or better by A.M. Best and licensed to do business in the Commonwealth of Virginia.

• Professional Liability (E&O) coverage must include forensic accounting and auditing services within its scope.

• Cyber Liability coverage must include data breach notification costs, forensic investigation coverage, and regulatory defense.

• Crime / Fidelity Bond coverage must extend to employee dishonesty, including dishonesty of the contractor’s employees who will have access to County financial data.

CERTIFICATE HOLDER

Certificates of insurance shall name the following as certificate holder:

Culpeper County, Virginia c/o Office of the County Attorney 306 North Main Street, Second Floor Culpeper, Virginia 22701

OFFEROR ACKNOWLEDGMENT

By signing below, the offeror acknowledges that it has reviewed the insurance requirements set forth herein and in Section 9.2 of RFP #2026-FA01 and confirms its ability to provide the required coverages prior to contract execution.

Firm Name: _______________________________________________________________________

Insurance Agent/Broker: ____________________________________________________________

Agent/Broker Telephone: ____________________________________________________________

Signature:

Printed Name:

Title:

Date:

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