Attachment 2 - Statement of Work.pdf
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- Attached to
- 19BH2027Q0001_Health and Life Insurance Services for Locally Employed Staff pf the U.S. Mission in Belize
- Solicitation number
- 19BH2027Q0001
- Issued by
-
Department of State
About this file
This is a Statement of Work (SOW) for health insurance and group life insurance services under Contract No. 19BH2022D0001 for U.S. Mission Belmopan employees in Belize.
The health insurance component requires comprehensive medical coverage for locally employed (LE) staff and eligible dependents, with employees contributing 10% of premiums based on enrollment size. Hospitalization coverage is 100%, while emergency services and outpatient services are covered at 80%. The plan includes specialized coverage for obstetric and newborn care (100% inpatient/emergency, 80% outpatient), pediatric services (100% inpatient/emergency, 80% outpatient), prescription drugs (100% inpatient/emergency, 80% outpatient), preventive and wellness services (80%), dental care (80% with annual caps ranging from BZ$6,400 for general care to BZ$4,800 lifetime for orthodontia), optical care (80% with BZ$600 every two years), hearing aids (80% with BZ$3,000 per three-year period), reproductive health (80%), mental health and substance abuse care (50%), and rehabilitative/habilitative services (50%). HIV/AIDS medications are covered at 100% up to USD$10,000 annually. The annual maximum benefit is BZD$78,000 per covered individual, excluding HIV/AIDS expenses and excluded services. Out-of-country medical treatment is covered at the same benefit levels as in-country care, with transportation covered at 80% for employees and 50% for necessary attendants. Dependents receive 180 days of continued coverage after an employee's death. Eligible participants include employees paid under the Local Compensation Plan and hired on non-temporary direct appointments, PSAs, or PSCs of one year or more, along with their spouses and unmarried dependent children up to age 26. ORE and Peace Corps staff may participate under separate riders with costs borne by their employing officers.
The group life insurance component provides death and disability benefits based on multiples of monthly basic salary. Natural death benefits equal 24 times monthly salary, accidental death benefits equal 30 times monthly salary, total disability benefits equal 24 times monthly salary, and partial disability/dismemberment benefits range from 12 to 24 times monthly salary depending on the type of loss. The mission does not provide funeral benefits. Coverage excludes deaths caused by war, violation of law, participation in certain competitions, and accidents involving alcohol or drug influence. Eligible employees include Foreign Service Nationals, locally hired U.S. citizens, and other U.S. Government employees employed within Belize's geographic boundaries by the Department of State, Department of Defense, Department of Justice, Department of Agriculture, and Peace Corps, paid under the Local Compensation Plan. New employees aged 65 or older (except U.S. citizens) are ineligible. Dependents and retirees are not covered. The contractor must provide English-language brochures describing all benefits within 30 days of contract award and additional brochures for new employees within 10 business days of request. Exhibit C shows historical claims data for 2018–2020, with loss ratios ranging from 53% to 91%.
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Attachment 2 – Statement of Work
Statement of Work under Contract No_19BH2022D0001
C.1. HEALTH INSURANCE SERVICES
The Government of the United States of America requires Health Insurance coverage for its employees as described herein.
All LE Staff covered under post’s medical benefit plan will pay a 10% share of the premium based on the number of individuals covered.
C.1.1 Employee and Dependent Health Service Benefits
C.1.1.1 Hospitalization (Treatment in the Hospital for Inpatient Care):
Minimum Coverage - 100%
Services and supplies provided during hospitalization including services provided by a licensed healthcare provider, bed and board (semi-private accommodations), operating room, recovery room, intensive care, imaging and diagnostic testing, and general hospital nursing care, physical therapy, as well as drugs and medicines administered while in-patient. When private accommodations are provided, coverage will be limited to the cost of a semi-private room unless otherwise covered in an off the shelf plan. See Mental
Health and Substance Abuse care (C.1.1.13) for details concerning inpatient psychiatric care.
See Mental Health and Substance Abuse Care (below) for details concerning inpatient psychiatric care.
See Outpatient Services (below) for details concerning professional services.
C.1.1.2 Emergency Services (Trips to Emergency Room): Minimum
Coverage - 100%
Services provided for conditions that could lead to serious disability or death if not immediately treated, such as accidents or sudden illness.
C1.1.3 Ambulance: Minimum Coverage - 80%
Professional ground transport to move a patient from the place where s/he is injured or becomes ill to the nearest hospital able to provide treatment or to move a patient from one medical facility to another.
C.1.1.4 Outpatient Services: Minimum Coverage - 80%
Services provided by a licensed healthcare provider on an ambulatory or outpatient basis
(without being admitted to a hospital), including surgeon’s fees and other medical services provided at a hospital, clinic, doctor’s office, medical facility, etc. Examples include, but are not limited to:
- Annual physical examinations
- Specialist consultations and treatment, including second surgical opinion
- Minor surgical interventions
- Chemotherapy and radiation treatments
- Immunizations recommended by local authorities and/or the World Health
Organization
- Diagnostic tests and diagnostic imaging
See Rehabilitative and Habilitative Services and Devices (below) for details concerning physical therapy.
See Mental Health and Substance Abuse Care (below) for details concerning psychiatric therapy.
C.1.1.5 Obstetric and Newborn Care: Minimum Coverage -
Inpatient/Emergency: 100%; Outpatient: 80%
Care and services that women receive during pregnancy (prenatal care), throughout labor, delivery and post-delivery, and outpatient care for newborn babies. Hospitalization during pregnancy and/or delivery will be reimbursed as inpatient care All other treatments will be considered outpatient services and will be reimbursed at that rate.
C.1.1.6 Pediatric Services: Minimum Coverage - Inpatient/Emergency:
100%, Outpatient: 80%
Primary and preventive routine care services for covered dependent children, including, but not limited to: physical examinations, developmental assessments, laboratory tests, and immunizations recommended by local authorities and/or the World Health
Organization.
C.1.1.7 Prescription Drugs: Minimum Coverage -Inpatient/Emergency:
100%, Outpatient: 80%
Medications prescribed by a licensed health care provider that are medically required.
Examples include, but are not limited to prescription antibiotics to treat an infection, medication used to treat an ongoing condition, such as high cholesterol, prophylaxis, contraceptive medication.
C.1.1.8 Preventive and Wellness Services and Chronic Disease Management:
Minimum Coverage - 80%
Counseling or preventive care designed to prevent or detect medical conditions and care for chronic conditions such as asthma and diabetes. Examples include, but are not limited to: physicals, immunizations, and cancer screenings.
C.1.1.9 Hearing Aids: Minimum Coverage – 80%
Examinations and Treatment: 80% Minimum Coverage
Hearing Aid Apparatus: Limited to one apparatus per ear up to a maximum of BZ$3,000 per covered individual per three-year period. 80% Minimum Coverage: with annual cap.
C.1.1.10 Optical Care: Minimum Coverage – 80%
Examinations and Treatment: 80% Minimum Coverage
Prescription lenses and frames, or contact lenses: Covered up to a maximum of BZ$600 per covered individual every two years. 80% Minimum Coverage; with annual cap.
C.1.1.11 Dental Care: Minimum Coverage – 80%
Examinations and Treatment: Dentist’s fees, x-rays, examinations and treatment, cleanings, fillings, extractions, false teeth, crowns, and bridges up to a maximum of
BZ$6,400 per covered individual per contract year. 80% Minimum Coverage: with annual cap.
Orthodontia: Treatment is covered only if treatment begins before age 18, or if required as the result of an accident. A maximum of four years of orthodontia treatment will be covered per covered individual up to a maximum of BZ$4,800 lifetime limit. 80%
Minimum Coverage; with contract lifetime cap.
C.1.1.12 Reproductive Health: Minimum Coverage - 80%
Prescribed contraceptive devices, preventive care and routine examinations, voluntary sterilization, and diagnosis and treatment of conditions which may cause infertility.
Assisted reproductive technology (ART), fertility treatments, and reversal of sterilization are not covered (see Exclusions to Coverage).
C.1.1.13 Mental Health and Substance Abuse Care: Minimum Coverage -
50%
Inpatient and outpatient care provided to evaluate, diagnose and treat a mental health condition or substance abuse disorder. This includes behavioral health treatment, counseling, and psychotherapy. Services must be provided by a licensed psychiatrist, psychoanalyst, psychologist, or psychiatric social worker. Inpatient care for alcohol and substance abuse must be provided at a facility licensed for detoxification and rehabilitation.
C.1.1.14 Rehabilitative and Habilitative Services and Devices:
Minimum Coverage - 50%
Rehabilitative services (e.g., recovering skills, such as speech therapy after a stroke or physical therapy after an accident) and habilitative services (e.g., developing skills, such as speech therapy for children, etc.) that help develop skills needed for everyday life.
Devices to help gain or recover mental or physical skills lost due to injury, disability or a chronic condition, and devices needed for habilitative reasons.
C.1.1.15 HIV/AIDS: 100% up to USD10,000 per contract year per covered individual
Medications to suppress opportunistic infections (such as tuberculosis or toxoplasmosis for covered individuals who have HIV/AIDS). Brief courses of anti-retroviral drugs during childbirth to prevent the transmission of HIV/AIDS to the child. Generally, excludes medication for the long-term suppression of HIV/AIDS through the combination of anti-retroviral drugs in locations with inadequate local healthcare infrastructures.
*C.1.1.16 RESERVED
*C.1.1.17 Out-of-Country Medical Treatment:
Medical expenses incurred out-of-country will be covered at the same benefit levels and subject to the same total maximum annual limit as for medical expenses incurred in-country.
*C.1.1.18 Out-of-Country Medical Travel: 80% Reimbursement/ 50%
Attendant Reimbursement
Transportation for out-of-country medical treatment will be a covered expense for covered employees and eligible family members. To be considered a covered expense, the attending certified health care provider must certify in advance that the treatment is medically necessary and unavailable locally. 80% of covered individual’s transportation expenses by the least expensive, appropriate means of transportation to the nearest city with adequate medical facilities will be covered. 50% of the transportation expenses of an attendant will also be covered, but only if the covered individual's attending certified health care provider certifies that an attendant for the patient is necessary, (e.g., a parent in the case of a patient who is a minor, or a family member to make medical decisions in the case of a patient who is unwell or unconscious). All coverage for transportation for out-of-country medical treatment is subject to the total maximum annual limit.
Transportation to a neighboring country without the attending certified health care provider certifying that the treatment is medically necessary and unavailable locally will not be covered.
C.1.1.19 180 Day Coverage for Dependents After Employee’s Death
At the time of a covered employee’s death, his/her eligible dependents covered under post’s medical plan are eligible to continue receiving the same level of medical coverage for up to 180 days. This optional benefit is subject to availability of funds at post and no extensions are permitted.
C.1.1.20 Employee Assistance Program (EAP): - RESERVED
C.1.1.21 Excess Coverage - RESERVED
C.1.2 Annual Maximum Limit - The maximum annual reimbursement per covered individual per contract year, not including expenses defined under Exclusions and Limitations (C.1.3), or those covered under C.1.1.15, HIV/AIDS is equivalent to BZD78,000.
C.1.3 Exclusions and Limitations
There is no coverage for elective cosmetic surgery; spa cures; rejuvenation cures; massage;
exercise therapy; long-term rehabilitative therapy; non-medical hospital charges (e.g., telephone, television, etc.); home help, family help, or similar household assistance; fees of persons who are not certified health care providers; advanced reproductive technology (e.g., in-vitro fertilization, intra-cellular sperm injection, artificial insemination, microsurgical epididymal sperm aspiration, testicular sperm extraction, cryopreservation, etc.); or services or supplies which have not been prescribed or approved by a certified health care provider. Exclusions to coverage may be amended if provided in an off the shelf plan and is the lowest-cost and technically acceptable.
Removal of any exclusions require prior authorization.
There is no coverage for expenses that will be reimbursed or paid directly under a host country medical program or workers' compensation program, the U.S. workers’ compensation program, or post’s LE Staff workers’ compensation program.
C.1.4 Eligible Participants
C.1.4.1 Identification of Eligible Employees and Dependents: U.S. Mission
Belmopan will provide a list of all eligible employees and dependents with relationship to employee (self/spouse/child) and DOB for each. Updates will be provided to add or remove individuals on a bi-weekly/monthly basis.
C.1.4.1.1 Definition of Dependents
C1.4.1.1.1 Spouse: a limit of one legal spouse as defined by local law per employee will be covered. In cases where LE Staff and their legal spouse both work for the mission and both are eligible to participate in the medical plan, one will be designated as the lead for purposes of the medical plan, and the other will be considered a legal spouse.
C.1.4.1.1.2 Children: a child is defined as the LE Staff’s natural, adopted, stepchild, or foster child. The child must be unmarried and financially dependent upon the LE Staff. A child will be covered until the end of the contract year in which s/he reaches age 26. An unmarried child determined to be incapable of self-support due to a physical or mental condition will continue to be eligible to participate in the medical plan as long as the condition persists, the child remains unmarried, and the LE
Staff maintains coverage.
C.1.4.2 Location of Employment: The eligible employees covered by C.1.4.1 must be employed within the geographic boundaries of Belize by:
Department of State
Department of Defense (USSCO)
Department of Defense (MSG)
Department of Justice (DEA)
Department of Agriculture (USDA)
Peace Corps (PC)
C.1.4.3 Participants Covered Under a Rider
a. All current active ORE Staff personally employed by the Chief of Mission and the Deputy Chief of Mission and assigned to their respective official
Government residences and paid under an ORE account. All costs for coverage of ORE Staff are the responsibility of the Chief of Mission and the Deputy Chief of Mission, not the U.S. Government.
C.1.5 Eligibility
C.1.5.1 Term of Eligibility and Effective Date
To be eligible to participate in the medical plan, LE Staff must be:
-- Paid under the terms of the Local Compensation Plan (LCP); and –
-- Under a non-temporary direct hire appointment, personal services agreement (PSA), or personal services contract (PSC); or
-- Under a temporary direct hire appointment or PSA Fixed Term of one year or more.
Not eligible are those working under temporary appointments; those working under a
PSC or PSA that is time limited to less than one year; non-personal services contract personnel and their employees, supplied by an independent contractor licensed to do business in Belize who provides services to other local organizations as well as to the
U.S. Mission; employees working on an intermittent or When Actually Employed (WAE) schedule; employees of USAID institutional contractors; Peace Corps personal services contractors as indicated in MS 743; and Recreation Association employees.
Official Residence Expense (ORE) and Employee Association (EA) employees may be covered under a rider to the contract. The employing officer/EA, not the USG, is responsible for the employer's share of the premium costs for an ORE employee.
Periods of Ineligibility:
Employees and their dependents are not entitled to health benefits during any period of employment for which premiums are not paid. Additionally, employee's dependents are not entitled to health benefits during any period of employment during which the employee was not eligible to participate.
During a period of extended Leave Without Pay (LWOP) or unpaid leave beyond one pay period, the employee is responsible for the full cost of the insurance premiums for self and dependents. The Mission will pay the premiums directly to the Contractor, and will collect the full cost from the employee on a quarterly basis. Alternatively, the employee may elect to have coverage cease if they prefer not to pay the premium.
C.1.6 Brochure Requirement
C.1.6.1 The Contractor shall provide a document (brochure/pamphlet/other written document) in English that sets forth a complete listing of the health insurance benefits to be provided under this contract. This brochure shall be provided in sufficient quantities so that each covered employee receives a copy. The Contractor shall furnish all copies of the brochures to the COR, who will ensure that appropriate distribution is made.
C.1.6.2 The Contractor shall provide the document described in C.1.6.1 to the
COR not later than 30 calendar days after date of contract award. The Contractor shall provide additional brochures for new employees within ten (10) business days of the
COR’s request.
C.1.6.3 The Contractor assumes full responsibility for ensuring that the document described in C.1.6.1 accurately reflects the requirements, coverage, and contract terms of the contract, as implemented by the Contractor’s technical proposal. In all cases, the contract shall take precedence. Should the COR discover that the document contains inaccuracies, the Contractor will be notified in writing; however, failure on the part of the
U.S. Government to notice any inaccuracies shall in no way limit, revise or otherwise affect the requirement under this contract for the Contractor to fully comply with all contract terms.
PART II: GROUP LIFE INSURANCE
C.2. GROUP LIFE INSURANCE
The Government of the United States of America requires group life insurance coverage for its employees, as further described in C.2.2, in Belize. The Government has determined that the prevailing practice by employers in Belize is that group life insurance coverage is representative of locally prevailing compensation practice and that the cost of such insurance protection is usually borne by the employer. Therefore, the Government desires to adopt such locally prevailing practice as part of its compensation plan for its employees as further described in
C.2.2. The specific group insurance coverage under this contract is set forth in this part of
Section C and the Attachments in Section J.
C.2.1. Group Life Insurance Coverage
The amount of group life insurance coverage is as follows:
C.2.1.1 Amount of Employee Life Insurance.
The amount of life insurance coverage for each employee is based upon
The following benefits will be paid to the participant’s named beneficiaries or estate upon the death of the participant:
Natural Death: 24 times the monthly basic salary (Belize Dollars)
C.2.1.2 Amount of Accidental Death and Dismemberment Coverage.
The employee's estate or employee will receive an amount equal to 30 times the amount of monthly basic salary, in the event the employee is killed in an accident.
C.2.1.3 Partial and Total Disability Coverage
The employee will receive 24 times the monthly basic salary in cases of total disability.
Partial disability and dismemberment are covered as follows:
Both eyes: 24 times the monthly basic salary
Both hands or feet: 24 times the monthly basic salary
One hand and one foot: 24 times the monthly basic salary
One hand/foot and one eye: 24 times the monthly basic salary
One eye: 12 times the monthly basic salary
One hand or one foot: 12 times the monthly basic salary
C.2.1.4 Funeral Benefit:
The Mission does not provide Funeral Benefits.
C.2.2 Life Insurance Benefits Conditions and Limitations
Conditions and limitations on the entitlement to life insurance benefits under this contract are as follows:
No benefits shall be payable if an employee's death or other insurance event was caused directly or indirectly by war. War shall be defined as declared or non-declared war or any martial operations or invasion, hostile acts of foreign powers, rebellion, riot, civil war, uprising, mutiny, operations by military or usurpatory authorities, martial law or state of siege or any other similar event or reason for declaring martial law or war. A terrorist attack shall not be considered war.
No benefit shall be payable under this contract if the employee's bodily injuries have been caused directly or indirectly and totally or partially by:
1. Violating the law or in resisting detention or arrest,
2. Participation in competitions involving the use of wheeled vehicles, horses, boats or water skis,
3. An accident resulting from the employee being under the influence of alcohol, drugs or other toxic substance unless administered by a physician. Death as a result of a disease or physical or mental infirmities and medical or surgical treatment thereof (except pyogenic infection due to an accidental cut or wound) shall be considered a natural and not an accidental death. Suicide will not be covered.
C.2.3. Eligible Participants
C.2.3.1 Eligible Employees. The employees eligible for the group life insurance coverage include the following:
C.2.3.1.1 All current active employees of the United States Government, employed within the geographic boundaries of Belize, paid under the Local
Compensation Plan, and certified by the Contracting Officer. Covered employees include:
C.2.3.1.2. Foreign Service Nationals (FSNs) employed under direct hire appointments, Personal Services Agreements (PSAs) and Personal Services Contracts
(PSCs).
C.2.3.1.3. Locally hired U.S. citizens employed under direct hire appointments, PSAs, and PSCs.
C.2.3.2 Location of Employment
C.2.3.2 The individuals covered by C.2.3.1 must be employed within the geographic boundaries of Belize by:
Department of State
Department of Defense (USSCO)
Department of Defense (MSG)
Department of Justice (DEA)
Department of Agriculture (USDA)
Peace Corps (PC)
C.2.3.3 Participants Covered Under a Rider
C.2.3.3.1 All current active employees of the Chief of Mission and the
Deputy Chief of Mission assigned to their respective official Government residences and paid under an ORE account (see separate rider, Exhibit B). All costs for ORE employees are the responsibility of the employing officer, not the U.S. Government.
C.2.4 Individuals not Eligible for Coverage
C.2.4.1. New employees who have reached the age of 65 (with the exception of LE
Staff U.S. Citizens) prior to entering on duty with the U.S. Government will not be eligible for life insurance coverage.
C.2.4.2 Individuals not eligible for coverage under this contract are nonpersonal services contract personnel; employees working on a temporary basis; employees working under a PSC or PSA that is time limited to less than one year; non-personal services contract personnel and their employees, supplied by an independent contractor licensed to do business in Belize who provides services to other local organizations as well as to the U.S. Mission; employees of
USAID institutional contractors; Peace Corps personal services contractors as indicated in MS
743; and Recreation Association employees. (Official Residence Expense (ORE) employees and
Recreation Association (RA) employees may be covered under a rider to the contract. The employing officer, not the USG, is responsible for the employer's share of the premium expenses for an ORE or RA employee.); employees with an intermittent, seasonal, or WAE (when actually employed) schedule; and any other individual not falling within one of the categories of employees described in this clause.
Dependents are not covered. Retirees are not covered.
C.2.5. RESERVED
C.2.6 Eligibility and Effective Date
C.2.6.1. Term of Eligibility and Effective Date
Each current active eligible employee is enrolled for life insurance and disability benefits under this contract upon award and thereafter during the performance period of this contract. Each new eligible employee will be enrolled upon entering on duty with the United States Government. An employee is considered active ("on the rolls") whenever such employee is on approved leave, whether paid or unpaid.
During a period of Leave Without Pay (LWP) or unpaid leave that is one pay period or less, coverage under the insurance contract will continue. The USG will pay the total premium cost to the Contractor. The employee’s share of the premium will be collected through payroll deduction in that or the subsequent pay period.
C.2.6.2. Period of Ineligibility
Employees are not entitled to life insurance and disability benefits hereunder during any period of employment for which premiums are not paid.
During a period of extended (beyond one pay period) of Leave Without Pay
(LWP) or unpaid leave, the employee is responsible for the full cost of the insurance premiums. The Mission will pay the premiums directly to the Contractor and will collect the full cost from the employee on a quarterly basis. Alternatively, the employee may elect to have coverage cease if that employee prefers not to pay the premium.
C.2.7. BROCHURE REQUIREMENT
C.2.7.1. The Contractor shall provide a document (brochure/pamphlet/other written document) in English that sets forth a complete listing of the life insurance benefits to be provided under this contract. This brochure shall be provided in sufficient quantities so that each covered employee receives a copy. The Contractor shall furnish all copies of the brochures to the COR, who will ensure that appropriate distribution is made.
C.2.7.2. The document described in C.2.7.1 shall be provided to the COR not later than 30 calendar days after date of contract award. The Contractor shall provide additional brochures for new employees within ten days of the COR’s request.
C.2.7.3. The Contractor assumes full responsibility for ensuring that the document described in C.2.7.1 accurately reflects the requirements of the contract, as implemented by the
Contractor’s technical proposal. In all cases, the contract shall take precedence. Should the
COR discover that the brochure contains inaccuracies, the Contractor will be notified in writing;
however, failure on the part of the Government to notice any inaccuracies shall in no way limit, revise or otherwise affect the requirement under this contract for the Contractor to fully comply with all contract terms.
C.3.0. DEFINITIONS
FMO The Financial Management Officer (FMO) or the paying office for all U.S.
Government Agencies, except U.S. AID.
COR Contracting Officer's Representative (COR) is the Human Resources Officer
(HRO) at post.
Contributory Insurance Insurance for which the employee contributes toward the premium.
Customary and Reasonable Treatment A diagnostic test or medical treatment which is usually performed in the community where the individual is being treated.
Dependent LE Staff who are eligible to participate in the medical plan automatically confer coverage to eligible family members who meet the following criteria:
Legal spouse: one legal spouse as defined by local law may be covered. LE
Staff with more than one legal spouse must select only one spouse for coverage.
In cases where LE Staff and their legal spouse both work for the mission and both are eligible to participate in the medical plan, one will be designated as the lead for purposes of the medical plan, and the other will be considered a legal spouse.
Dependent children: a child is defined as the LE Staff’s natural, adopted, stepchild, or foster child. The child must be unmarried and financially dependent upon the LE Staff. A child will be covered until the end of the contract year in which s/he reaches age 26. An unmarried child determined to be incapable of self-support due to a physical or mental condition will continue to be eligible to participate in the medical plan as long as the condition persists, the child remains unmarried, and the LE Staff maintains coverage.
Disability - Total and Permanent A physical or mental impairment which precludes the individual from performing ordinary motor or bodily functions and which requires separation from employment. If the impairment is the result of a previous impairment, it shall be considered a continuation of the prior impairment.
Employee An individual employed by the U.S. Government, under a direct-hire appointment, personal services contract (PSC), or personal services agreement (PSA), as further defined in Section C.1.3 for health insurance and
C.2.3 for life insurance. This may also include ORE Staff, and Peace Corp
PSCs, if this category of individual is listed as participating under a rider in
C.1.3.3 for health insurance and C.2.3.3 for life insurance.
Employer The United States Government or in the case of ORE , the Chief of
Mission/Deputy Chief of Mission and the Employee Association, respectively.
GSO General Services Officer in charge of the General Services Office at post.
This officer is usually the Contracting Officer (CO) for this contract.
Hospital An institution established and operated for the care and treatment of sick and injured persons. It provides 24-hour nursing care and has diagnostic, laboratory, treatment, and surgical facilities. Any institution which does not meet this definition is not considered a hospital.
Hospital Patient An individual who has been admitted to a hospital, is assigned a bed, and is given diagnostic tests or receives treatment for a disease or an injury.
Maximum Benefit The total amount that will be paid to any one covered individual for covered medical expenses or life insurance/disability benefit.
Physician An individual who has graduated from an accredited medical school and is licensed to practice medicine in the jurisdiction in which the contract is to be performed. If the individual is a medical specialist, then he or she is Board
Certified in that specialty
Surgical Procedure Any invasive medical procedure by manual or instrument operation undertaken for diagnosis or treatment of a diseased patient.
C.3.0 DEFINITIONS
LIST OF EXHIBITS/ATTACHMENTS
EXHIBIT A – EMPLOYEE STATISTICS
1. EMPLOYEES BY GENDER WITHIN AGE RANGES
FEMALE MALE
Age (years) Number Age (years) Number
20-34 7 20-34 23
35-45 16 35-45 27
46-55 9 46-55 19
56-60 4 56-60 9
TOTAL 36 TOTAL 78
2. EMPLOYEE SPOUSES BY GENDER WITHIN AGE RANGES
20-34 17 20-34 2
35-45 22 35-45 5
46-55 9 46-55 6
56-65 5 56-65 3
66+ 0 66+ 0
TOTAL 53 TOTAL 16
3. DEPENDENT CHILDREN BY GENDER WITHIN AGE RANGES
FEMALE MALES
0-10 41 0-10 30
11-18 31 11-18 26
19-25
(if full-time student) 14
19-25
(if full-time student) 5
TOTAL 86 TOTAL 61
EXHIBIT B – ORE AND PEACE CORPS EMPLOYEES RIDER
1. EMPLOYEES BY GENDER WITHIN AGE RANGES - (ORE)
20-34 0 20-34 0
35-45 1 35-45 0
46-55 1 46-55 0
56-60 0 56-60 0
TOTAL 2 TOTAL 0
2. EMPLOYEE SPOUSES BY GENDER WITHIN AGE RANGES - (ORE)
20-34 0 20-34 0
35-45 0 35-45 0
46-55 0 46-55 1
56-65 0 56-65 0
TOTAL 0 TOTAL 1
3. DEPENDENT CHILDREN BY GENDER WITHIN AGE RANGES - (ORE)
0-10 0 0-10 0
11-18 1 11-18 0
19-25
(if full-time student) 0
19-25
(if full-time student) 0
TOTAL 1 TOTAL 0
1. EMPLOYEES BY GENDER WITHIN AGE RANGES - (PEACE CORPS)
20-34 4 20-34 1
35-45 4 35-45 3
46-55 2 46-55 2
56-60 1 56-60 0
TOTAL 11 TOTAL 6
2. EMPLOYEE SPOUSES BY GENDER WITHIN AGE RANGES - (PEACE CORPS)
20-34 1 20-34 0
35-45 3 35-45 4
46-55 1 46-55 1
56-65 0 56-65 0
TOTAL 5 TOTAL 5
3. DEPENDENT CHILDREN BY GENDER WITHIN AGE RANGES - (PEACE CORPS)
Age (years) Number Age (years) Number
0-10 9 0-10 4
11-18 4 11-18 4
19-25
(if full-time student) 1
19-25
(if full-time student) 1
TOTAL 14 TOTAL 9
EXHIBIT C – CLAIMS PAID OUT FOR THE PAST 3 YEARS
YEAR
CALENDAR YEAR
BILLED
PREMIUMS
INCURRED
CLAIMS
LOSS RATIO
2018 $333,497 $176,612 53%
2019 $358,764 $236,489 66%
2020 $391,984 $357,111 91%
NOTE TO OFFERORS:
The claims paid by the incumbent contractor are provided for informational purposes only and under no circumstances shall it be construed to change any terms or conditions or requirements within the solicitation. Under no circumstances shall the U.S. Government be liable for this data or shall it become the basis for a request to adjust the premium rates after contract award. Offerors are advised any adjustments to contract premium rates shall be in accordance with the B.4.
File details come from the government source that posted it. Updated .