1-09 - COM MPL Insurance Requirements.pdf

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Attached to
Milwaukee Public Library Request for Proposal for Library Books & Media Materials
Solicitation number
MPL-25-014
Issued by
Milwaukee County, Mattoon Village, Wisconsin

About this file

This is an insurance requirements document for the Milwaukee Public Library, a Wisconsin municipal agency. The document establishes mandatory insurance coverage requirements for contractors performing work for the library system, which comprises a central library and twelve branch locations. Contractors must obtain and maintain multiple types of insurance coverage prior to commencing work, with certificates of insurance filed with the library before any services begin. The Milwaukee Public Library Board of Trustees must be named as an additional insured on applicable policies and provided with proper notice of any coverage changes or cancellations.

The required insurance coverages include Workers' Compensation at statutory limits with minimum accident coverage of $100,000 and disease limits of $500,000 per policy and $100,000 per employee; Commercial General Liability with $500,000 per occurrence and $1,000,000 combined single limits for bodily injury and property damage; Automobile Liability with $1,000,000 combined single limit per accident; and Professional Liability with $1,000,000 per claim and $1,000,000 aggregate. All insurance policies must be issued by companies licensed to do business in Wisconsin, with certificates containing an endorsement requiring the insurance provider to mail cancellation or non-renewal notices at least 30 days in advance to the library, except for non-payment of premium which requires only 10 days notice. Certificates should be submitted to Milwaukee Public Library Board of Trustees/Library Director, 814 West Wisconsin Avenue, Milwaukee, Wisconsin 53202.

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MILWAUKEE PUBLIC LIBRARY INSURANCE REQUIREMENTS

A. The “Milwaukee Public Library” must be named on the Commercial General Liability and Automobile Liability policies as an additional insured with respect to liability arising out of operations performed for them by or on behalf of Contractor.

B. The insurance certificate must be an original and issued by companies licensed authorized to do business in the State of Wisconsin or signed by an agent licensed by the State of Wisconsin. Electronic signatures are acceptable.

C. A copy of the endorsement of Earlier Notice of Cancellation or Non-Renewal stipulation must be submitted with the Certificate of Insurance.

The Milwaukee Public Library shall be named on the Commercial General Liability and Automobile Liability policies as an additional insured with respect to liability arising out of operations performed for them by or on behalf of Contractor, and shall be provided with at least 30 days written notice of cancellation, non-renewal or material limitation of coverage so as to not be in compliance with these insurance requirements of any and all insurance policies required by this contract, for any reason except 10 days notice will be provided for including non-payment of premium. This should be accomplished through the addition of an endorsement to the policy/policies providing Earlier Notice of Cancellation or Non-Renewal. Such endorsement The certificate of insurance must contain the following stipulation:

“We will mail notice of cancellation (including for nonpayment of premium), non-renewal or material limitation of coverage so as to not be in compliance with these insurance requirements to the organization shown in the schedule. We will mail the notice at least 30 days before the effective date of the action except at least 10 days notice will be provided for non-payment of premium.”

A copy of the endorsement must be submitted with the certificate of insurance. A certificate of insurance evidencing such coverage shall be placed on file with the Milwaukee Public Library prior to commencement of work under this contract.

D. The certificate holder shall be noted as:

Milwaukee Public Library Board of Trustees/Library Director 814 West Wisconsin Ave.

Milwaukee, WI 53202

Required? COVERAGE MINIMUM AMOUNT OF COVERAGE REQUIRED

Yes Worker’s Compensation

(The City does require Worker’s Compensation coverage for Sole Proprietorships)

Statutory Limits Each Accident: $100,000 Disease – Policy Limit: $500,000 Disease – Each Employee: $100,000

Yes Commercial General Liability Bodily Injury: and $500,000 per occurrence Property Damage Combined Single Limits: $1,000,000 aggregate Property Damage: $500,000 per occurrence $500,000 aggregate

Yes Automobile Liability Bodily Injury and Property Damage $1,000,000 per occurrence Combined Single Limit: accident

Yes Professional Liability $1,000,000 per claim and $1,000,000 aggregate

File details come from the government source that posted it. Updated .