UNSPSC 64111900: Structured financial products

Financial products that have pre-defined returns and are linked to one or more underlying equities, debt instruments, indices, currencies or rates with payment at one or more future dates

UNSPSC 64111900 Structured financial products is a Class code. State and local governments buy financial examination services, financial advisory services covering debt structuring and municipal finance, loan administration and servicing, billing and collection services, compensation and benefits consulting, and grant or ballot-measure planning support—the most concrete activity under the code centers on financial examinations of insurance companies, municipal-debt advisory and swap services, and specialized financial consulting tied to affordable housing, utility operations, and workforce planning. Issuing bodies span state departments (Michigan's Department of Insurance and Financial Services, Washington State Housing Finance Commission, Washington State Department of Enterprise Services), counties (Sacramento, DeKalb, Douglas, Orange County Transportation Authority, Seminole, Gwinnett, Pinellas, Monroe), cities (Milpitas, Phoenix, San Antonio, St. Cloud, Gainesville, Bridgeport, Detroit, Edinburg), school districts (Pinellas County, DeKalb County), special-purpose districts (Citizens Property Insurance Corporation, New Smyrna Beach Utilities, Madison Metropolitan Sewerage District, Orange County Transportation Authority), and nonprofits (El Pueblo Housing Development, Atlanta Beltline). Michigan's insurance-examination pre-qualification vehicle and Washington State's debt-collection master contract appear as standout repeat buyers across recent postings.

Geographic spread includes Michigan (financial examinations of 1,400 insurance companies across two posted RFPs in August and October 2026), California (Sacramento County swap advisory; City of Milpitas investment advisory; City of Edinburg impact-fee nexus study), Georgia (DeKalb County cost allocation and financial advisory; Gwinnett County 1099 processing; Douglas County financial advisory), Florida (Seminole County external auditing; Pinellas County loan administration and Title IV servicer; City of St. Cloud financial consulting; Sarasota County identity verification; Monroe County billing services), Texas (Texas Southern University FP&A services; Texas Department of Criminal Justice inmate technology system), Washington (Washington State debt-collection master contract; Washington Student Achievement Council Shariah-compliance consulting; Washington Saves program administration), and scattered one-time solicitations in Illinois, Massachusetts (New Smyrna Beach Utilities in Florida, but also New Mexico, Wisconsin, Connecticut, and South Carolina). Representative recent opportunities include Michigan Department of Technology, Management, and Budget RFP 260000002746 for Financial Examination Services Pre-Qualification (proposals due November 4, 2026 for pre-qualified pool of contractors to examine approximately 1,400 Michigan insurance companies); Sacramento County RFP 2026GEN0078 for Swap Advisory Services (proposals due August 21, 2026 for ongoing advisory on interest rate swaps); City of Phoenix RFQu-26-0189 for Financial Advisory Services (proposals due May 8, 2026 to establish qualified vendor list across long-term planning, capital financing, and investment services); Washington State RFP 202701 for Washington Saves Program Administration and Investment Management (proposals due October 9, 2026 for state-facilitated auto-IRA program administration and investment management); and Orange County Transportation Authority RFP 250352 for Sales Tax Audit and Recovery Services (proposals due July 14, 2026 on contingent fee structure tied to verified recoveries).