NAICS Code 522210: Credit Card Issuing

National industry

SBA small business size standard: $850 million in assets

Definition

This industry comprises establishments primarily engaged in providing credit by issuing credit cards. Credit card issuance provides the funds required to purchase goods and services in return for payment of the full balance or payments on an installment basis. Credit card banks are included in this industry.

Code facts

Contract obligations
$56,185 In FY2025

NAICS codes and definitions come from the U.S. Census Bureau, size standards from the SBA and contract spending from SAM.gov/FPDS.

Business activities under NAICS 522210

  • Banks, credit card
  • Charge card issuing
  • Credit card banks
  • Credit card issuing
  • Issuing, credit card

Contract obligations by fiscal year

Fiscal year Obligated
FY2027 To date $0
FY2026 -$3,821
FY2025 $56,185
FY2024 $142,867
FY2023 $300,135

Top contractors by obligations

Rank Contractor Obligated, FY2026–FY2027 Share
1 Trucentive, Inc. $55,000

Top funding agencies by obligations

Rank Agency Obligated, FY2026–FY2027 Share
1 Department of Energy $55,000

Contract obligations by state

Rank Place of performance Obligated, last 12 months Share
1 Colorado $55,000

Contract opportunities

Notice Posted Due
AF NAF Commercial Purchase Card Services Solicitation · Air Education and Training Command (USAF)
WAPA Power Marketing Agency (PMA) Human Resources (HR) Shared Service Center (SSC) Employee On-The-Spot Gold Star Award Program Award Notice · Department of Energy —
Gold Star Award Gift Card Program Solicitation · Department of Energy
7530--Supply, Gift Cards - Research, IND (12/22) Award Notice · Veterans Integrated Service Network 10 (VHA) —
1. 8C Italy Fuel Card Program Solicitation · Energy (DLA)
Italy 1. 8C Fuel Card Program Pre-Solicitation · Energy (DLA)
7510--7510 - Gift Card Solicitation · Veterans Integrated Service Network 20 (VHA)
7530--GIFT CARDS - Research Award Notice · Veterans Integrated Service Network 10 (VHA) —
7510--Gift Cards Solicitation · Veterans Integrated Service Network 20 (VHA) · 36C26023Q0688
Notice of Intent to Sole Source Special Notice · Headquarters
9999--Research Participant Reimbursement Card Solicitation · Veterans Integrated Service Network 4 (VHA) · 36C24E23Q0014
9999--Research Participant Reimbursement Card Pre-Solicitation · Veterans Integrated Service Network 4 (VHA) · 36C24E23Q0014
7510--Gift Cards Solicitation · Veterans Integrated Service Network 20 (VHA) · 36C26023Q0048
7530--Supply, GIFT CARDS - Research, INDY Pre-Solicitation · Veterans Integrated Service Network 10 (VHA)
Vista Software License Services for Tripler Army Medical Center (TAMC), Honolulu, Hawaii Pre-Solicitation · Medical Command (Army)
Endomanager Gastroenterology Software Maintenance Services for Tripler Army Medical Center (TAMC), Honolulu, Hawaii Pre-Solicitation · Medical Command (Army)
Firm Fixed Price Contract (FFP) for Matica S3300e Financial Card Issuance System or Equivalent Pre-Solicitation · Defense Logistics Agency
1. 8B belgium Solicitation · Energy (DLA)
Credit Card Services for Rota, Spain NEX Solicitation · Energy (DLA)
GSA SmartPay 3 Award Notice · Federal Acquisition Service
Census Virtual / Prepaid Incentive Services Pre-Solicitation · US Census Bureau
GSA SmartPay RFI Special Notice · Federal Acquisition Service
Air Force Membership Club Card Pre-Solicitation · Air Force
Retail/Service Transaction Data Pre-Solicitation · US Census Bureau
Pre-Loaded Debit Meal Cards for the 2013 NATIONAL VETERANS GOLDEN AGE GAMES (NVGAG) in Buffalo, New York. Award Notice · Veterans Integrated Service Network 2 (VHA)
618-13-1-414-0003- gift cards for research study participants Award Notice · Veterans Integrated Service Network 23 (VHA)
618-13-1-038-0012 gift cards for research participants - vendor TBD Solicitation · Veterans Integrated Service Network 23 (VHA)
Recognition and Award Program (Gift Card) Award Notice · Office of the Comptroller of the Currency · RFQ-10-0345 —
Affinity Credit Card Services Pre-Solicitation · Smithsonian Office of the Chief Financial Officer
Recognition and Award Program (Gift Card) Award Notice · Office of the Comptroller of the Currency · RFQ-10-0345
Gift Cards IDC Contract Award Notice · Veterans Integrated Service Network 10 (VHA)
Visa Gift Cards IDIQ Pre-Solicitation · Veterans Integrated Service Network 10 (VHA)
Visa Gift Cards Award Notice · Veterans Integrated Service Network 10 (VHA)
Beyond Plastics Conference Pre-Solicitation · Federal Acquisition Service · SS0002-GSASmartPay
Beyond Plastics Conference Pre-Solicitation · Federal Acquisition Service · SS0001-GSASmartPay
GSA / Lodging Industry Outreach Day Pre-Solicitation · Federal Acquisition Service —
Show all 36

Size standard history

Federal Register rules that named this code

Final rule Published Effective
Small Business Size Standards: Adjustment of Monetary-Based Size Standards, Disadvantage Thresholds, and 8(a) Eligibility Thresholds for Inflation 87 FR 69118 · 3245-AH93
Small Business Size Standards: Transportation and Warehousing; Information; Finance and Insurance; Real Estate and Rental and Leasing 87 FR 18627 · 3245-AG90
Small Business Size Standards: Adjustment of Monetary-Based Size Standards for Inflation 84 FR 34261 · 3245-AH17
Small Business Size Standards: Inflation Adjustment to Monetary Based Size Standards 79 FR 33647 · 3245-AG60
Small Business Size Standards: Finance and Insurance and Management of Companies and Enterprises 78 FR 37409 · 3245-AG45
Small Business Size Standards: Inflation Adjustment to Size Standards, Business Loan Program, and Disaster Assistance Loan Program 73 FR 41237 · 3245-AF41
Small Business Size Standards, Inflation Adjustment to Size Standards; Business Loan Program; Disaster Assistance Loan Program 70 FR 72577 · 3245-AF41
Small Business Size Standards; Adoption of Size Standards by 2002 North American Industry Classification System for Size Standards 67 FR 56905 · 3245-AF00
Small Business Size Standards; Inflation Adjustment to Size Standards 67 FR 3041 · 3245-AE56
Small Business Size Regulations; Size Standards and the North American Industry Classification System 65 FR 30836

Proposed size standard changes

Proposed rule Published Comments
Small Business Size Standards: Monetary-Based Industry Size Standards 90 FR 41168 · 3245-AI12 Closed Oct 21, 2025No final rule found

From the NAICS codes each rule's amendments to 13 CFR 121.201 name. Rules that print their size standard tables as images aren't listed.

Quick answers

What is NAICS 522210?

NAICS 522210 is Credit Card Issuing, a national industry in NAICS 52, Finance and Insurance.

What is the NAICS code for credit card banks?

The NAICS code for credit card banks is 522210, Credit Card Issuing.

What is the NAICS code for charge card issuing?

The NAICS code for charge card issuing is 522210, Credit Card Issuing.

What is the NAICS code for banks, credit card?

The NAICS code for banks, credit card is 522210, Credit Card Issuing.

When did the size standard for NAICS 522210 last change?

The most recent Federal Register rule on record that names NAICS 522210 in the SBA's size standards is "Small Business Size Standards: Adjustment of Monetary-Based Size Standards, Disadvantage Thresholds, and 8(a) Eligibility Thresholds for Inflation" (87 FR 69118), published Nov 17, 2022 and effective Dec 19, 2022.

How much do federal agencies spend under NAICS 522210?

Federal contracts under NAICS 522210 obligated $56,185 in fiscal year 2025 and $495,366 in fiscal years 2023 through 2027.

Who are the largest contractors under NAICS 522210?

The contractors with the most obligated under NAICS 522210 in fiscal years 2026 and 2027 are Trucentive, Inc. ($55,000).

Which agencies buy the most under NAICS 522210?

The agencies that obligated the most under NAICS 522210 in fiscal years 2026 and 2027 are Department of Energy ($55,000).

Where is the work under NAICS 522210 performed?

By place of performance, the states with the most contract obligations under NAICS 522210 over the last 12 months are Colorado ($55,000).

What is the latest contract opportunity under NAICS 522210?

The latest contract opportunity under NAICS 522210 is AF NAF Commercial Purchase Card Services, solicitation from Air Education and Training Command (USAF), posted September 18, 2026.

On GovTribe

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