Saar Insurance Liberia Inc.

Saar Insurance Liberia Inc., a foreign-owned for-profit insurance company based in Monrovia, Liberia, provides health insurance administration and claims processing services to the U.S. Department of State's Bureau of African Affairs as a prime contractor. The vendor operates exclusively under full-and-open competition with no set-aside designations across its federal footprint.

Saar Insurance Liberia Inc. delivers comprehensive health insurance coverage, claims administration, and customer support services for U.S. government personnel stationed in West Africa, with secondary capability in vehicle fleet liability coverage and ECOWAS Brown Cards. The company holds a single-award Indefinite Delivery Contract with the Bureau of African Affairs valued at $1,974,512.80, established April 1, 2025, and running through March 31, 2030. Work is performed at Enterprise Square in Monrovia, Liberia. Representative delivery orders include a $23,435.35 firm fixed-price order for April 2025 local employee medical insurance (awarded March 14, 2025), a $39,973.98 purchase order for staff health insurance covering February 11 through March 31, 2025 (awarded January 15, 2025), and a $37,863.00 purchase order for third-party vehicle liability insurance and ECOWAS Brown Cards covering the American Embassy's fleet of approximately 70 vehicles with a base year through August 31, 2025 and up to four one-year option periods (awarded August 6, 2024).

Customer concentration is absolute — the Bureau of African Affairs accounts for 100% of recent awards and combined potential value. The vendor has executed 15 prime awards since August 2024, with growth from one award in 2024 to ten in 2025 and four in 2026 year to date. Twelve delivery orders run under the primary IDC, carrying $277 thousand in combined potential value. The combined potential value across all fifteen awards totals $2.3 million, with $355 thousand obligated to date. Only one award reaches ultimate completion inside the next twenty-four months — the vehicle fleet liability purchase order with an August 9, 2026 completion date and $38 thousand potential value — representing minimal recompete exposure in the near term. Saar Insurance Liberia Inc. has no subcontract footprint and does not hold positions on government-wide vehicles or cross-agency blanket purchase agreements; all work flows through the single Bureau of African Affairs IDC or related purchase orders.