Family Guardian Insurance Company LIMITED
Nassau, New Providence Bahamahealth
- UEI
- R3SPNGD188J3
- CAGE
- SASV7
- Primary NAICS
- 524114 Direct Health and Medical Insurance Carriers
- SAM.gov registration
- Active through
Company facts
- Self-certified in SAM.gov
- Entity structure
- Corporate Entity (Tax Exempt)
- NAICS codes registered in SAM.gov
- SAM.gov registration date
- Physical address
- Shirley St & Village Rd, Nassau, The Bahamas
- Website
- familyguardian.com
- Founded
- 1965
- Employees
- 51-250
- Estimated annual revenue
- $50M-$100M
- Industry
-
- Financials
- Insurance
- SIC code
- 64 Insurance Agents, Brokers, & Service
- Profiles
Registration and certifications come from SAM.gov and the SBA; company details from public web sources. Updated .
Recent federal awards
| Award | Agency | Obligated | Awarded |
|---|---|---|---|
| FSN health insurance | US Embassy Nassau | $46,243 | |
| FSN health insurance | US Embassy Nassau | $47,735 | |
| FSN health insurance | US Embassy Nassau | $49,283 | |
| FSN health insurance | US Embassy Nassau | $48,613 | |
| FSN health insurance | US Embassy Nassau | $48,613 |
About Family Guardian Insurance Company LIMITED
Family Guardian Insurance Company LIMITED, operating through its Bahamahealth division, is a Nassau-based for-profit limited liability company providing health insurance coverage, placement, and administration services exclusively to the U.S. Department of State as a prime contractor. The vendor competes in open market conditions with no set-aside designations across its entire federal footprint.
All 102 awards in the vendor's recent portfolio stem from a single customer: the Bureau of Western Hemisphere Affairs, which awarded a $5.4 million single-award Indefinite Delivery/Indefinite Quantity contract on October 24, 2021, running through December 31, 2026. Family Guardian Insurance Company LIMITED holds this contract as the sole awardee and has not subcontracted any portion of the work. The contract, designated "FSN HEALTH & LIFE CONTRACT," procures health insurance services for Foreign Service National employees—local civilian staff—stationed in The Bahamas, with delivery orders typically covering one-month performance periods and ranging from approximately $35 thousand to $180 thousand per task order. Performance is entirely in The Bahamas.
The vendor's activity has accelerated substantially over the past four years: ten awards in 2022, twenty in 2023, thirty-four in 2024, twenty-six in 2025, and eleven through May 2026. Combined potential value across all 102 prime awards totals $11 million, with $5.6 million obligated to date (51% of combined potential value). The 101 delivery orders under the parent IDIQ vehicle carry a combined potential value of $5.6 million. The recompete cliff is minimal—only one award (valued at $108 thousand) completes within the next twenty-four months. The underlying IDIQ contract itself expires December 31, 2026, presenting a material recompete opportunity.
The vendor's capability portfolio is narrowly defined: it administers health insurance benefits exclusively for Department of State Foreign Service National employees in The Bahamas. Category concentration is complete—all 102 awards fall under NAICS 524210 (Insurance Agencies and Brokerages), with ninety-five awards mapped to PSC code for Social Government Health Insurance Programs and seven to Social Non-Government Insurance Programs. The vendor holds no other government contracts, no positions on government-wide vehicles, and operates solely through the single-award IDIQ with the Bureau of Western Hemisphere Affairs. This concentration presents both a client-dependency risk (100% of revenue from one agency, one contract vehicle) and a competitive moat—Family Guardian is the sole contractor for FSN health insurance administration in the Bahamas under the current IDIQ, and recompete will likely attract competing bidders in open competition when the contract expires.
Quick answers
What is Family Guardian Insurance Company LIMITED's UEI?
Family Guardian Insurance Company LIMITED's Unique Entity ID (UEI) in SAM.gov is R3SPNGD188J3.
What is Family Guardian Insurance Company LIMITED's CAGE code?
Family Guardian Insurance Company LIMITED's CAGE code is SASV7.
What is Family Guardian Insurance Company LIMITED's primary NAICS code?
Family Guardian Insurance Company LIMITED's primary NAICS code is 524114 (Direct Health and Medical Insurance Carriers).
Where is Family Guardian Insurance Company LIMITED located?
Family Guardian Insurance Company LIMITED's physical address in SAM.gov is Shirley St & Village Rd, Nassau, The Bahamas.
Is Family Guardian Insurance Company LIMITED registered in SAM.gov?
Yes. Family Guardian Insurance Company LIMITED's SAM.gov registration is active through May 7, 2027.
What is Family Guardian Insurance Company LIMITED's most recent federal award?
Family Guardian Insurance Company LIMITED's most recent federal contract award is FSN health insurance (19BF5026F0050), from US Embassy Nassau, on September 29, 2026.
On GovTribe
See Family Guardian Insurance Company LIMITED's full federal record
- Federal contract awards
- IDV awards
- Funding analysis by agency, NAICS and set-aside
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