Family Guardian Insurance Company LIMITED
Nassau, New Providence Bahamahealth
- UEI
- R3SPNGD188J3
- CAGE
- SASV7
- Primary NAICS
- 524114 Direct Health and Medical Insurance Carriers
- SAM.gov registration
- Active through
Company facts
- FY2025 rankings
- Self-certified in SAM.gov
- Entity structure
- Corporate Entity (Tax Exempt)
- Other NAICS codes in SAM.gov
- SAM.gov registration date
- Physical address
- Shirley St & Village Rd, Nassau, The Bahamas
- Website
- familyguardian.com
- Founded
- 1965
- Employees
- 51-250
- Estimated annual revenue
- $50M-$100M
- Industry
-
- Financials
- Insurance
- SIC code
- 64 Insurance Agents, Brokers, & Service
- Profiles
Registration and certifications come from SAM.gov and the SBA; company details from public web sources. Updated .
Contract obligations by fiscal year
| Fiscal year | Obligated |
|---|---|
| FY2027 To date | $0 |
| FY2026 | $1,260,941 |
| FY2025 | $1,502,982 |
| FY2024 | $1,580,928 |
| FY2023 | $909,356 |
Top agencies by obligations
| Rank | Agency | Obligated, FY2026–FY2027 | Share |
|---|---|---|---|
| 1 | Department of State | $1,260,941 |
Contract awards
| Award | Agency | Obligated | Awarded |
|---|---|---|---|
| FSN health insurance | US Embassy Nassau (DOS) | $46,243 | |
| FSN health insurance | US Embassy Nassau (DOS) | $47,735 | |
| FSN health insurance | US Embassy Nassau (DOS) | $49,283 | |
| FSN health insurance | US Embassy Nassau (DOS) | $48,613 | |
| FSN health insurance | US Embassy Nassau (DOS) | $48,613 |
Latest 5 listed here. See the rest on GovTribe.
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About the company
Family Guardian Insurance Company LIMITED, operating through its Bahamahealth division, administers health insurance coverage for Foreign Service National employees in The Bahamas as the sole prime contractor under a single-award IDIQ with the Department of State's Bureau of Western Hemisphere Affairs. The vendor competes in full-and-open procurement with no set-aside participation and holds no subcontract relationships.
Family Guardian is a for-profit limited liability company based in Nassau, The Bahamas, specializing exclusively in health insurance administration and coverage services for U.S. diplomatic personnel. The vendor's entire federal footprint derives from one parent vehicle: the FSN Health & Life Contract IDIQ valued at $5.4 million, awarded October 24, 2021, and running through December 31, 2026. Under this single IDIQ, the Bureau of Western Hemisphere Affairs has issued 116 monthly delivery orders, each covering fixed-price, level-of-effort health insurance placement and administration for Foreign Service National staff stationed in Nassau. Individual delivery orders range from $35 thousand to $180 thousand, with most clustering around $47 thousand to $51 thousand per one-month performance period.
Customer concentration is absolute. The Department of State's Bureau of Western Hemisphere Affairs accounts for 100% of the vendor's 117 federal awards and $11.7 million in combined potential value. No other federal agency appears in the award portfolio. Recent activity shows consistent volume: ten awards in 2022, twenty in 2023, thirty-four in 2024, twenty-six in 2025, and twenty-six year-to-date in 2026. The vendor obligated $6.3 million across all awards, representing 54% utilization of the combined potential value ceiling.
The recompete window presents moderate churn. Sixteen awards with ultimate completion dates in the next twenty-four months carry combined potential value of $835 thousand. The parent IDIQ itself expires December 31, 2026, creating a structured recompete trigger for the Bureau to re-compete or extend health insurance administration services in The Bahamas after that date.
Family Guardian holds only the one IDIQ vehicle and sits on no government-wide contract schedules, GWACs, or additional agency vehicles. The vendor's scope is geographically and functionally narrow: health insurance administration exclusively for Foreign Service National employees in The Bahamas, with no work in other countries, no support to other federal agencies, and no diversification into non-health-insurance service lines. This extreme single-customer, single-vehicle concentration reflects the vendor's niche role as the local insurance provider for U.S. diplomatic staffing in that jurisdiction.
Quick answers
Is Family Guardian Insurance Company LIMITED registered in SAM.gov?
Yes. Family Guardian Insurance Company LIMITED's SAM.gov registration is active through May 7, 2027.
What is Family Guardian Insurance Company LIMITED's CAGE code?
Family Guardian Insurance Company LIMITED's CAGE code is SASV7, and its Unique Entity ID (UEI) is R3SPNGD188J3.
How much has Family Guardian Insurance Company LIMITED received in federal contracts?
Federal contracts obligated $1,502,982 to Family Guardian Insurance Company LIMITED in fiscal year 2025 and $5,254,206 in fiscal years 2023 through 2027.
How does Family Guardian Insurance Company LIMITED rank among federal contractors?
Family Guardian Insurance Company LIMITED ranked #6 in NAICS 52421, #26 in PSC G007 and #27 in NAICS 5242 in FY2025.
What is Family Guardian Insurance Company LIMITED's most recent federal award?
Family Guardian Insurance Company LIMITED's most recent federal contract award is FSN health insurance (19BF5026F0050), from US Embassy Nassau (DOS), on September 29, 2026.
On GovTribe
See Family Guardian Insurance Company LIMITED's full federal record
- Federal contract awards
- IDV awards
- Funding analysis by agency, NAICS and set-aside
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