Dhaif Insurance Agency CO. W.l.l

Dhaif Insurance Agency CO. W.l.l, a for-profit limited liability company headquartered in Zinj, Bahrain, is a specialized provider of group healthcare insurance administration and coverage for U.S. government personnel stationed in the Bahrain region, operating as a prime contractor on federal delivery orders with no set-aside designations across its portfolio.

Dhaif Insurance Agency competes in the full-and-open federal marketplace and holds a single-award Indefinite Delivery Contract (N4033924DS002) with Naval Forces Central Command valued at $8.225 million through September 30, 2028, under which 53 delivery orders totaling $5.6 million in combined potential value have been placed. The vendor also operates under a second single-award IDC (N4033920DS001) with Naval Supply Systems Command through which 80 delivery orders totaling $3.1 million have been issued. All work is performed in Bahrain. The vendor's capability portfolio is narrowly focused: group healthcare insurance administration and coverage for U.S. military and civilian personnel deployed to or stationed at Department of Defense facilities in the Bahrain region. Representative work includes a $469,812.87 delivery order from Navy Installations Command for group healthcare insurance covering 185 Morale, Welfare, and Recreation employees, 16 Child and Youth Programs staff, and 19 Information Systems Administrator personnel (March 28, 2024); a $250,543.62 delivery order from Navy Installations Command for group healthcare insurance at Naval Support Activity Bahrain (March 19, 2026); and a $202,735.44 delivery order from Naval Facilities Engineering Command for group healthcare insurance administration (March 19, 2026).

Customer concentration is acute and Navy-centric. The top five Navy components account for 60% of awards by count and 97% of combined potential value. Navy Installations Command leads with 31 awards and $5 million combined potential value, followed by Naval Forces Central Command with 11 awards and $9 million combined potential value. Naval Supply Systems Command places 9 awards worth $4.9 million. The vendor serves 16 distinct federal agencies across the Department of Navy, Department of Defense Education Activity, Defense Information Systems Agency, Defense Logistics Agency, New Hampshire National Guard, Surface Deployment and Distribution Command, and other DoD components, but all work flows through Navy contracting offices and all performance occurs in Bahrain to support personnel at that single geographic location.

Activity has remained stable year over year—ranging from 16 to 20 awards annually over the past five years—with 135 total prime awards carrying a combined potential value of $20.9 million and $8.7 million obligated. Sixteen awards with combined potential value of $1.8 million reach ultimate completion within the next twenty-four months, representing recompete exposure for the vendor. The vendor holds no subcontract role in the source portfolio and carries no identified teaming relationships; 100% of awards are prime contracts. Dhaif Insurance Agency operates exclusively on firm-fixed-price delivery orders under standing IDV vehicles, with individual task order values ranging from $512 (single-employee coverage) to $469,812.87, reflecting the vendor's role as a localized single-source provider of routine healthcare administration for rotating and permanent U.S. government personnel rosters at Bahrain-based installations.