Group Supplemental Benefits

The Southwest Florida Water Management District has issued an Invitation to Negotiate (ITN) 25-4659 for Group Supplemental Benefits, targeting insurance carriers to provide supplemental benefit plans for approximately 586 active employees and their dependents. The procurement specifically seeks qualified vendors to offer supplemental services in four distinct categories: weight loss, fertility, hearing, and pet insurance services. The initial contract term will run from January 1, 2026, to December 31, 2026, with potential for two additional one-year renewals. Respondents must have a minimum credit rating of "A-" and provide comprehensive details including enrollment processes, data reporting capabilities, and completed exhibits for each service type. The evaluation process will be point-based, with 100 total points allocated across criteria such as organization profile, customer service, proposed plans, implementation strategy, internet tools, and total costs. Responses are due on October 14, 2025, at 2:00 p.m. Eastern Time, with an anticipated selection process involving initial committee evaluation, subsequent negotiations, and a Best and Final Offer (BAFO) stage.

The solicitation indicates that all supplemental premiums will be 100% employee-paid through payroll deductions, with no specific set-aside designations for disadvantaged enterprises mentioned. Brown & Brown will serve as the technical support and broker throughout the procurement process. The District emphasizes the need for a high-quality provider network covering specific Florida counties, with a strategic goal of controlling premium increases while maintaining meaningful benefits. While specific award values are not explicitly stated, the procurement targets supplemental insurance for 586 active employees across four distinct service categories. The District seeks to develop a long-term strategy for providing supplemental benefits, with vendors required to demonstrate robust service capabilities, comprehensive coverage options, and competitive pricing structures. The procurement appears open to licensed insurance carriers that can meet the detailed requirements outlined in the solicitation documents, with a focus on creating flexible, employee-funded supplemental benefit options.