FY26 Anti-Predatory Lending Database SEFS

The Illinois Department of Financial and Professional Regulation (IDFPR) Division of Banking is pursuing a sole source procurement for technology and support services related to the Anti-Predatory Lending Database (APLD), specifically targeting residential mortgage loan transactions in Cook, Kane, Peoria, and Will counties. The contract opportunity seeks to maintain, support, and host the database through incumbent vendor Catalis Regulatory and Compliance, with services encompassing database management, administration, maintenance, program management, customer service functions, technical support, regulatory compliance support, data entry services, and program review. The procurement is structured as a single-source contract running from September 2, 2025, to September 1, 2026, with no renewal options. Key deadlines include a written comments or public hearing request deadline of Friday, August 15 at 4 p.m., and the final proposal due date of August 20, 2025. The procurement specifically requires a vendor with proprietary software systems uniquely configured for Illinois' regulatory environment, with the agency emphasizing that alternative solutions would cost between $2-10 million for development and implementation.

The contract opportunity appears to have no specific set-aside designations or restrictions on respondent organizations. The incumbent vendor, Catalis Regulatory and Compliance, has an established procurement history with IDFPR dating back to 2017, with previous contracts valued at $1,189,535 (2023-2024), $3,064,866.38 (2020-2023), and $3,256,366.79 (2017-2020), all of which were awarded as sole source contracts. The current procurement has a total contract value of $1,486,918, funded through state appropriated funds and structured with equal monthly invoices. The existing infrastructure requires integration with the current proprietary software system that tracks mortgage loan originator and broker transactions across specified counties. The sole source justification emphasizes the vendor's unique operational support model and software system, which is reportedly the only one of its kind in the state, making it the most economically feasible option for maintaining statutory compliance with Anti-Predatory Lending Database requirements.