Credit Reporting Services

The Texas Comptroller of Public Accounts (CPA) is seeking a credit reporting services vendor through a Request for Proposals (RFP) to support the Enforcement Division and Human Resources Division. The solicitation requires a comprehensive credit reporting solution capable of providing consumer and employment credit reporting capabilities, with specific system accessibility, data field requirements, and robust security protocols. Vendors must deliver transaction-based credit reporting services, with the Enforcement Division anticipating approximately 339 monthly inquiries and the HR Division expecting 15-60 annual inquiries. The evaluation will be conducted using a best value standard, with criteria weighted as 50% compliance with CPA specifications, 20% respondent's past performance and qualifications, and 30% cost. Key procurement dates include a proposal submission deadline of August 19, 2025, at 2:00 p.m. CT, with potential presentations from top-ranked respondents scheduled for August 25, 2025. The initial contract term is set from September 1, 2025, through August 31, 2026, with options to extend for up to three additional one-year periods through August 31, 2029.

The procurement includes a mandatory HUB (Historically Underutilized Business) Subcontracting Plan, which requires prime contractors to outline intentions for subcontracting work to Texas-certified HUB vendors. Respondents must demonstrate good faith efforts to include HUB vendors through either Method A (subcontracting a significant portion of work) or Method B (extensive notification to HUB vendors). Compliance with state cybersecurity and information security standards is required, including TX-RAMP certification and DIR security requirements. While no specific budget range is explicitly stated, pricing will be structured on a per-transaction basis. Potential respondents must meet stringent qualifications, including robust cybersecurity capabilities, comprehensive credit reporting infrastructure, and the ability to integrate with existing state systems. The procurement aims to promote vendor diversity and provide opportunities for historically underutilized businesses while ensuring high-quality, secure credit reporting services for the Texas Comptroller's critical operational needs.