Comprehensive Housing Counseling (CHC) and the Housing Counseling Training (HCT) NOFO (FY2026)
Forecasted Federal grant Posted
- Opportunity number
- HSG-2600-DC-0033
- Applications expected due
- Award size
- Up to $3,000,000
Opportunity facts
- Expected posting
- Assistance listings
- Funding instrument
- Grant
- Category
-
- Housing
- Eligible applicants
-
- State Governments
- Other
- 501(c)(3) Nonprofits
- Points of contact
-
- Gabriela Roman housing.counseling@hud.gov
- Full announcement
Opportunity details come from Grants.gov. Updated .
About this opportunity
The Department of Housing and Urban Development is soliciting applications for Comprehensive Housing Counseling and Housing Counseling Training grants to fund HUD-approved housing counseling agencies delivering pre-purchase and post-purchase homeownership counseling, rental housing guidance, financial literacy instruction, and foreclosure prevention services, with application due May 26, 2026.
Eligible applicants for Comprehensive Housing Counseling awards must be HUD-approved housing counseling agencies, state housing finance agencies with statutory authority to provide counseling statewide, intermediaries, or multi-state organizations as defined in 24 CFR 214. Eligible applicants for Housing Counseling Training awards must be nonprofit organizations (other than institutions of higher education) with at least two years of experience providing housing counseling training nationwide to counselors employed by participating housing counseling agencies. Applicants and subgrantees are prohibited from receiving FY 2025 Housing Counseling Program funding from multiple sources—for example, simultaneously as a direct grantee and subgrantee, or as a subgrantee from two different intermediaries or state agencies. Subgrantees must maintain the same network affiliation across all awards under this NOFO, though HUD may grant case-by-case approval for different affiliations. Individuals, foreign entities, and sole proprietorship organizations are not eligible.
All applications are scored on a 100-point scale and evaluated competitively against applicants in the same funding category. Applicants must meet a minimum fundable score and pass a technical sufficiency review confirming eligibility and proper submission of required forms. Merit review evaluates responses to rating factors. Funding is calculated using the methodology outlined in the NOFO and distributed quarterly during the period of performance. HUD will provide debriefing to requesting applicants for 120 days following award announcement.
The program is authorized under CFDA 14.169, Housing Counseling Assistance Program.
Forecast synopsis
The purpose of HUD's Housing Counseling Grant Program is to provide funds to HUD-approved housing counseling agencies that provide counseling and advice to tenants and homeowners, with respect to property maintenance, financial management and literacy, and other matters as may be appropriate to assist program clients in improving their housing conditions, meeting their financial needs, and fulfilling the responsibilities of tenancy or homeownership. This NOFO plays an integral role in helping individuals and families obtain housing and stay in their homes through sustainable homeownership or affordable rental housing. Housing counseling agencies are an important safeguard in the prevention of housing scams and discrimination and serve as an important gateway to local, state, federal and private housing assistance and resources.
Eligibility
1. Eligible applicants for the CHC award under this NOFO must satisfy the following criteria. Applicant must be approved to participate in the HUD Housing Counseling Program prior to the NOFO issue date. In addition, SHFAs are eligible for this NOFO if they possess statutory authority to provide housing counseling throughout their entire state and adhere to all program requirements outlined in 24 CFR Part 214, HUD Handbook 7610.1, and other governing policies and requirements.2. Eligible applicants for the HCT awards under this NOFO must satisfy the following criteria. Be a non-profit organization, other than an institution of higher education with at least two years of experience providing housing counseling training services nationwide to housing counselors employed by housing counseling agencies participating in HUD"s Housing Counseling Program.3. Limits on Applicants. Applicants and Subgrantees are prohibited from receiving FY 2025 Housing Counseling Program grant funding from multiple sources. For example, receiving funding under this NOFO as both a direct Grantee (e.g. LHCA) and as a Subgrantee of an Intermediary or SHFA is prohibited. Likewise, receiving funding under this NOFO as a Subgrantee of two different Intermediaries/SHFAs is prohibited.4. Affiliations. Subgrantees must maintain the same network affiliation for all awards under this NOFO. For example, a Subgrantee that receives a subgrant from an Intermediary, SHFA, or MSO for the FY 2025 Comprehensive Housing Counseling NOFO cannot receive a subgrant from a different Intermediary, SHFA, or MSO for the FY 2025 MSI Initiative. HUD may grant approval for different network affiliations on a case-by-case basis.5. CHC MSI Initiative Award Additional Eligibility Requirement. Applicants wishing to apply for this award must also submit an application for the Comprehensive Housing Counseling NOFO. See Section I.B.3. Individuals, foreign entities, and sole proprietorship organizations are not eligible to compete for, or receive, awards made under this announcement.
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