Health Insurance for Local Staff in Hamilton, Bermuda

The U.S. Embassy London, through the Department of State, is soliciting proposals for comprehensive health insurance coverage for approximately 25 locally employed staff members and their dependents at the U.S. Consulate General in Hamilton, Bermuda. Offerors must be licensed or certified to provide health insurance in Bermuda and must offer coverage meeting specified minimum benefit levels including hospitalization (100%), emergency services (100%), outpatient services (80%), prescription drugs, mental health care (50%), and catastrophic coverage up to $2,500,000. The contract will be awarded to the lowest priced, technically acceptable, responsible offeror based on fixed-price proposals with economic price adjustment capability. Evaluation will consider the offeror's technical approach, management experience, and past performance in providing health insurance services. Key deadlines include submission of questions by 5:00 p.m. Atlantic Standard Time on March 6, 2026, with the pre-proposal conference scheduled for 10:00 a.m. AST that same day, and proposal submissions due by 12:00 noon AST on March 27, 2026. All offerors must be registered in the System for Award Management (SAM) database prior to proposal submission and must comply with IRS Form W-14 and Defense Base Act insurance requirements.

This solicitation has no set-aside designation and does not identify any incumbent contractors. The minimum annual contract guarantee is $400,000 Bermuda Dollars, with a maximum contract value of $4,000,000 BMD across the entire performance period. The contract will commence July 1, 2026, with a base year plus four one-year option periods, creating a potential five-year duration subject to the government's sole discretion for exercising options. The place of performance is Hamilton, Bermuda, where the consulate's local staff will receive the health insurance coverage. Offerors may propose fixed prices in either Bermuda Dollars or U.S. Dollars depending on their incorporation status, and the resultant contract will be a firm fixed-price requirements-type contract with task orders issued on a firm, fixed-price basis.