Group Life Insurance

The U.S. Embassy in Addis Ababa is procuring group life insurance services for approximately 1,018 locally employed staff members through the Department of State. The contractor must provide life insurance coverage based on 48 months of basic salary, accidental death and dismemberment coverage equal to 60 months of salary, and partial and total disability coverage also equal to 60 months of salary. Offerors must be registered in the System for Award Management (SAM) and possess valid insurance licenses from the Government of Ethiopia or an equivalent foreign government authority, and must include Defense Base Act insurance premium costs for their own employees. The Government will award the contract to the responsible offeror submitting the lowest-priced technically acceptable proposal and may make award without discussions based on initial proposals. Proposals are due by February 27, 2026, at 3:00 p.m. Addis Ababa time, with a pre-proposal conference scheduled for February 5, 2026. Questions regarding the solicitation must be submitted prior to the deadline, and the Government has issued an amendment on February 20, 2026, addressing ten questions from prospective offerors with clarifications on coverage requirements, historical claims data, and employee demographics.

This procurement includes no set-aside designation and does not identify any current incumbent contractor. The contract is structured as a firm-fixed price with economic price adjustment (FFP-EPA), with premium rates expressed in USD per one thousand dollars of annual salary on a bi-weekly basis. The anticipated base contract period runs from July 1, 2026, through June 30, 2027, with four optional one-year renewal periods available if exercised by the Government. Key numerical details include approximately 1,018 eligible employees (173 female and 818 male across specified age ranges), a total annual payroll of approximately $17.5 million USD, and historical member counts ranging from 1,018 to 1,174 participants. Performance will take place in Addis Ababa, Ethiopia, with the contractor responsible for maintaining detailed claims records, processing life insurance beneficiary claims within 60 days of receipt, and providing monthly reports on claims activity.