RFP_26_041-Attachment 3_2 of 2_13001 - Palm Beach County Supervisor of Elections-PPO DHMO Experience FV.pdf
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- Attached to
- Multiple Option Dental Program
- Solicitation number
- RFP 680 26-041/DJ 1
- Issued by
- Palm Beach County, Florida
About this file
This is an experience report for the Palm Beach County Supervisor of Elections' dental insurance coverage under a Multiple Option Dental Program provided by Solstice, covering the period from March 1, 2024, through February 1, 2026. The report presents claims and premium data for two plan options: a PPO (Preferred Provider Organization) plan and a DHMO (Dental Health Maintenance Organization) plan. The PPO plan demonstrates higher member enrollment and significantly elevated claims activity, with subscriber counts ranging from 29 to 39 and member counts from 46 to 75 throughout the reporting period, while the DHMO plan shows lower utilization with subscriber counts between 26 and 31 and member counts between 51 and 59. The data illustrates the comparative experience of both dental plan options offered to county employees and dependents during the two-year period.
The PPO plan generated substantially higher claims costs, with monthly claims ranging from $271.00 to $3,737.96 and premiums from $1,101.32 to $2,088.40, reflecting greater dental service utilization among covered members. The DHMO plan exhibited lower claims activity, with monthly claims between $63 and $1,636 and premiums ranging from $500 to $646 per month. The document indicates that Palm Beach County has maintained coverage through Solstice, with account management provided by Laura Wicks, and reflects the actual cost experience and enrollment trends across both plan options, which would be relevant for the county's evaluation of future dental coverage alternatives and pricing negotiations.
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Text version
April 16, 2026
Palm Beach County Supervisor of Elections
Month Sub Member Claims Premium
3/1/2024 31 49 $271.00 $1,206.88
4/1/2024 29 47 $1,071.20 $1,156.02
5/1/2024 29 47 $2,263.60 $1,156.02
6/1/2024 29 47 $3,654.50 $1,156.02
7/1/2024 29 47 $1,214.60 $1,156.02
8/1/2024 31 49 $449.80 $1,214.94
9/1/2024 31 49 $797.90 $1,214.94
10/1/2024 30 48 $779.24 $1,181.28
11/1/2024 29 46 $1,299.21 $1,101.32
12/1/2024 29 46 $303.16 $1,101.32
1/1/2025 33 64 $2,259.97 $1,660.28
2/1/2025 33 66 $1,899.95 $1,684.40
3/1/2025 33 66 $2,678.93 $1,684.40
4/1/2025 32 65 $533.15 $1,666.16
5/1/2025 32 65 $1,526.24 $1,666.16
6/1/2025 31 63 $1,315.18 $1,581.40
7/1/2025 32 65 $1,015.18 $1,666.16
8/1/2025 32 65 $937.16 $1,666.16
9/1/2025 32 65 $788.79 $1,666.16
10/1/2025 32 65 $1,978.56 $1,666.16
11/1/2025 33 68 $2,250.52 $1,708.52
12/1/2025 34 69 $829.57 $1,752.74
1/1/2026 38 74 $1,507.32 $2,044.18
2/1/2026 39 75 $3,737.96 $2,088.40
As a valued client of Solstice, we thank you for your business over the past year. Below is the experience report for date range 3/1/2024-2/1/2026.
PPO
PO Box 19199 * Plantation, FL * 33318 * Tel: 954.370.1700 * Fax: 954.370.1701
Month Sub Member Claims Premium 3/1/2024 26 51 $66 $500
4/1/2024 26 51 $66 $500
5/1/2024 26 51 $116 $500
6/1/2024 27 55 $130 $531
7/1/2024 27 55 $852 $531
8/1/2024 27 55 $450 $531
9/1/2024 26 53 $1,290 $512
10/1/2024 26 53 $66 $512
11/1/2024 26 53 $66 $512
12/1/2024 26 53 $192 $512
1/1/2025 27 53 $268 $571
2/1/2025 30 57 $465 $627
3/1/2025 29 55 $63 $601
4/1/2025 29 55 $1,079 $601
5/1/2025 29 55 $817 $601
6/1/2025 29 55 $800 $601
7/1/2025 30 56 $1,636 $616
8/1/2025 31 57 $1,068 $631
9/1/2025 30 55 $192 $611
10/1/2025 30 55 $251 $611
11/1/2025 31 59 $833 $646
12/1/2025 31 59 $92 $646
1/1/2026 27 52 $664 $574
2/1/2026 27 51 $596 $574
DHMO
Should you have any questions regarding your account, please contact your dedicated Account Manager, Laura Wicks at (954) 370-4306.
Solstice Has You Covered!
PO Box 19199 * Plantation, FL * 33318 * Tel: 954.370.1700 * Fax: 954.370.1701
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