MBTA_Minimum_Insurance_Requirements~21.pdf

PDF 153 KB Posted

Attached to
IFB 100F-26 Replacement Crossovers & Turnouts
Solicitation number
BD-27-1206-40000-40000-131544
Issued by
Suffolk County, Massachusetts

About this file

This is a minimum insurance requirements document issued by the Massachusetts Bay Transportation Authority (MBTA) for the IFB 100F-26 Replacement Crossovers & Turnouts contract. The document establishes mandatory insurance coverage that contractors must maintain throughout the entire contract term, including any extensions. Contractors are required to obtain all insurance policies before commencing work and maintain them in full force and effect. The MBTA must be named as an additional insured on applicable policies and provided with certificates of insurance at contract inception and throughout the contract duration. All subcontractors must similarly provide the required insurance coverage for their respective operations.

The insurance requirements include Commercial General Liability Insurance with minimum limits of $1,000,000 per occurrence and $1,000,000 annual aggregate, with a specific policy endorsement deleting exclusions for work within 50 feet of rail; Automobile Liability Insurance with minimum limits of $1,000,000 combined single limit covering all vehicle types; and Workers' Compensation Insurance with Employer's Liability limits of $1,000,000 each accident, $1,000,000 each employee for disease, and $1,000,000 aggregate policy limit. All insurance must be placed with Massachusetts Division of Insurance-authorized carriers maintaining a Best's rating of A- or better, written on an occurrence basis form, and be primary and non-contributory to MBTA insurance. Carriers must provide the MBTA at least 30 days advance written notice of any policy cancellation. Workers' Compensation Insurance must include a waiver of all subrogation rights against the MBTA.

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Other files

File Type Posted
IFB 100F-26 Bid Document.docx DOCX document
IFB 100F-26 Addendum 1.pdf PDF
IFB 100F-26 Bid Opening Summary Form.docx DOCX document
IFB 100F-26 Addendum 2.docx DOCX document
MBTA Track Material Specification.pdf PDF

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Text version

MBTA Minimum Insurance Requirements

The Contractor shall carry and maintain, throughout the term of this Contract, including any extensions thereof, all insurance required under this section.

A. Commercial General Liability Insurance

The Contractor shall carry and maintain Commercial General Liability Insurance covering all operations by or on behalf of the Contractor on an occurrence basis against claims for bodily injury, property damage (including loss of use), personal injury and advertising injury with limits not less than $1,000,000 per occurrence and $1,000,000 annual aggregate. Terms and conditions for required insurance shall include:

1. Policy Endorsement deleting any exclusion for work within 50 feet of rail.

2. Required insurance coverage specified above shall be placed with insurance companies licensed and/or authorized by the Massachusetts Division of Insurance to do business in the Commonwealth of Massachusetts and having a Best's rating of A-or better.

3. Required insurance shall be taken out before the Contract is commenced and be kept in full force and effect throughout the term of the Contract, shall be primary to and non-contributory to any insurance or self-insurance maintained by the MBTA, and shall require that the MBTA be given at least 30 days advance written notice in the event of any cancellation.

4. Commercial General Liability shall be written on an occurrence basis form, as opposed to a claim made basis form.

5. All such insurance as is required of the Contractor shall be provided by or on behalf of subcontractors to cover their operations performed.

6. At the inception date of this contract and throughout the term of the Contract, the

MBTA shall be provided with certificates of insurance with MBTA named as additional insured and evidencing that such insurance policies, including required limits and sub limits are in place and provide coverage as required.

B. Automobile Liability Insurance

The Contractor shall carry and maintain Automobile Liability Insurance covering the use of all vehicles: owned, leased, hired and non-owned, with limits not less than $1,000,000 combined single limit.

1. Required insurance coverage specified above shall be placed with insurance companies licensed and/or authorized by the Massachusetts Division of Insurance to do business in the Commonwealth of Massachusetts and having a Best's rating of A-or better.

2. Required insurance shall be taken out before the Contract is commenced and be kept in full force and effect throughout the term of the Contract, shall be primary to and non-contributory to any insurance or self-insurance maintained by the MBTA, and shall require that the MBTA be given at least 30 days advance written notice in the event of any cancellation.

3. Automobile Liability shall be written on an occurrence basis form, as opposed to a claim made basis form.

4. All such insurance as is required of the Contractor shall be provided by or on behalf of subcontractors to cover their operations performed.

5. At the inception date of this contract and throughout the term of the Contract, the

MBTA shall be provided with certificates of insurance with MBTA named as additional insured and evidencing that such insurance policies, including required limits and sub limits are in place and provide coverage as required.

C. Workers' Compensation Insurance.

The Contractor shall carry and maintain Workers’ Compensation Insurance, including Employers

Liability Insurance as provided by Massachusetts General Laws, Chapter 152, as amended, covering all work and services performed under the Contract.

1. Employer’s Liability requires the following minimum limits:

$1,000,000 Each Accident for Bodily Injury by Accident

$1,000,000 Each Employee for Bodily Injury by Disease

$1,000,000 Aggregate Policy Limit for Bodily Injury by Disease.

2. The required insurances coverage specified above shall be placed with insurance companies licensed and/or authorized by the Massachusetts Division of Insurance to do business in the Commonwealth of Massachusetts and having a Best's rating of A-or better.

3. Required insurance shall be taken out before the Contract is commenced and be kept in full force and effect throughout the term of the Contract, shall be primary to and non-contributory to any insurance or self-insurance maintained by the MBTA, and shall require that the MBTA be given at least 30 days advance written notice in the event of any cancellation.

4. At the inception date of this contract and throughout the term of the Contract, the

MBTA shall be provided with certificates of insurance evidencing that such insurance policies, including required limits and sub limits are in place and provide coverage as required. Such insurance shall contain a waiver of any and all subrogation rights against the MBTA.

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