Insurance_Requirements_Non-Contracted_Services.docx

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Attached to
Turnkey Fire Alarm System Replacement - 2885 Horseshoe Dr S, Naples, 34104
Solicitation number
QQ-2026-107
Issued by
Collier County, Florida

About this file

This is an Insurance and Bonding Requirements document for non-contracted services issued by Collier County, Florida, establishing mandatory coverage specifications for a fire alarm system replacement project at 2885 Horseshoe Drive South, Naples. The scope encompasses complete removal of the existing Simplex 4020 fire alarm control panel and installation of a new Silent Knight addressable fire alarm control panel, including replacement of all initiating devices, notification appliances, outdoor tamper switches, and water flow switches. Required deliverables include engineering design, shop drawings, system programming, integration with building systems, full testing, Authority Having Jurisdiction coordination, as-built documentation, and owner training. A non-mandatory pre-bid meeting is scheduled for March 26, 2026, at 9:00 a.m. at the project site, with questions due by April 13, 2026, at 3:00 p.m., and all quotes must be submitted electronically through the county's bidding platform by April 20, 2026, at 3:00 p.m. The award will be made to the responsive vendor with the lowest lump-sum turnkey quote with firm pricing through September 30th.

Contractors must maintain workers' compensation at statutory limits under Florida Statutes Chapter 440, commercial general liability of $1,000,000 per occurrence with $2,000,000 aggregate, professional liability of $1,000,000 per claim and in the aggregate, employer's liability of $500,000 per occurrence, and automobile liability of $500,000 per occurrence. Collier County must be named as additional insured on all applicable policies, with 30-day cancellation notice required. Vendors must ensure all subcontractors comply with identical insurance requirements and provide certificates of insurance meeting all specified provisions. For contracts exceeding $200,000, performance and payment bonds equal to 100 percent of the contract amount, underwritten by a surety rated "A-" or better by A.M. Best Company, are required at contract execution. All personnel performing fire alarm work must hold valid Fire Alarm System Agent certification, with at least one technician holding NICET Level II or equivalent manufacturer certification, and the prime contractor must possess a valid Florida Certified Alarm System Contractor I license.

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INSURANCE AND BONDING REQUIREMENTS

Services or Products Being Procured: Fire Alarm System Replacement

Insurance / Bond Type
Required Limits
1. |X| Worker’s Compensation
Statutory Limits of Florida Statutes, Chapter 440 and all Federal Government Statutory Limits and Requirements

Evidence of Workers’ Compensation coverage or a Certificate of Exemption issued by the State of Florida is required. Entities that are formed as Sole Proprietorships shall not be required to provide a proof of exemption. An application for exemption can be obtained online at https://apps.fldfs.com/bocexempt/

1. |X| Employer’s Liability

$_500,000____ single limit per occurrence

1. |X| Commercial General Liability (Occurrence Form) patterned after the current ISO form
Bodily Injury and Property Damage

$_1,000,000_____ single limit per occurrence, $2,000,000 aggregate for Bodily Injury Liability and Property Damage Liability. The General Aggregate Limit shall be endorsed to apply per project, for construction projects. This shall include Premises and Operations; Independent Contractors; Products and Completed Operations and Contractual Liability.

1. |X| Indemnification
To the maximum extent permitted by Florida law, the Contractor/Vendor shall defend, indemnify and hold harmless Collier County, its officers and employees from any and all liabilities, damages, losses and costs, including, but not limited to, reasonable attorneys’ fees and paralegals’ fees, to the extent caused by the negligence, recklessness, or intentionally wrongful conduct of the Contractor/ Vendor or anyone employed or utilized by the Contractor/Vendor in the performance of this Agreement.
1. |X| Automobile Liability
$_500,000__ Each Occurrence; Bodily Injury & Property Damage, Owned/Non‑owned/Hired; Automobile Included

1. |X| Other insurance as noted:

|_| Watercraft Liability $ __________ Per Occurrence

|_| United States Longshoreman's and Harborworker's Act coverage shall be maintained where applicable to the completion of the work.

$ _____________ Per Occurrence

|_| Maritime Coverage (Jones Act) shall be maintained where applicable to the completion of the work.

$ ______________ Per Occurrence

|_| Aircraft Liability coverage shall be carried in limits of not less than $5,000,000 each occurrence if applicable to the completion of the Services under this Agreement.

$ __________ Per Occurrence

|_| Garage Keeper Liability $ _________ Per Occurrence

|X| Professional Liability $_1,000,000__Per claim & in the aggregate

|_| Crime/ Employee Dishonesty $ ___________ Per Occurrence

|_| Watercraft

|_| Cyber Liability $__________ Per Occurrence

|_| Technology Errors & Omissions $___________ Per Occurrence

1. |_| Bid bond

Shall be submitted with proposal response in the form of certified funds, cashiers’ check or an irrevocable letter of credit, a cash bond posted with the County Clerk, or proposal bond in a sum equal to 5% of the cost proposal. All checks shall be made payable to the Collier County Board of County Commissioners on a bank or trust company located in the State of Florida and insured by the Federal Deposit Insurance Corporation.

1.

|_| Performance and Payment Bonds For projects in excess of $200,000, bonds shall be submitted with the executed contract by Proposers receiving award, and written for 100% of the Contract award amount, the cost borne by the Proposer receiving an award. The Performance and Payment Bonds shall be underwritten by a surety authorized to do business in the State of Florida and otherwise acceptable to Owner; provided, however, the surety shall be rated as “A-“ or better as to general policy holders rating and Class V or higher rating as to financial size category and the amount required shall not exceed 5% of the reported policy holders’ surplus, all as reported in the most current Best Key Rating Guide, published by A.M. Best Company, Inc. of 75 Fulton Street, New York, New York 10038.

1. |X| Vendor shall ensure that all subcontractors comply with the same insurance requirements that he is required to meet. The same Vendor shall provide County with certificates of insurance meeting the required insurance provisions.

1. |X| Collier County must be named as "ADDITIONAL INSURED" on the Insurance Certificate for Commercial General Liability where required. This insurance shall be primary and non-contributory with respect to any other insurance maintained by, or available for the benefit of, the Additional Insured and the Vendor’s policy shall be endorsed accordingly.

1. |X| The Certificate Holder shall be named as Collier County Board of County Commissioners, OR, Board of County Commissioners in Collier County, OR Collier County Government, OR Collier County. The Certificates of Insurance must state the Contract Number, or Project Number, or specific Project description, or must read: For any and all work performed on behalf of Collier County.

1. |X| On all certificates, the Certificate Holder must read: Collier County Board of County Commissioners, 3295 Tamiami Trail East, Naples, FL 34112

1. |X| Thirty (30) Days Cancellation Notice required.

1. Collier County shall procure and maintain Builders Risk Insurance on all construction projects where it is deemed necessary. Such coverage shall be endorsed to cover the interests of Collier County as well as the Contractor. Premiums shall be billed to the project and the Contractor shall not include Builders Risk premiums in its project proposal or project billings. All questions regarding Builder’s Risk Insurance will be addressed by the Collier County Risk Management Division.

GG – 2/17/26

Vendor’s Insurance Acceptance

By submission of the bid Vendor accepts and understands the insurance requirements of these specifications, agrees to maintain these coverages through the duration of the agreement and/or work performance period, and that the evidence of insurability may be required within five (5) days of notification of recommended award of this solicitation.

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