Insurance_Requirements.pdf
PDF 72 KB Posted
- Attached to
- Sprigs for Soccer Fields
- Solicitation number
- 2024-QQ-221
- Issued by
- Sarasota County, Florida
About this file
This document details insurance requirements for contractors working with Sarasota County, specifically outlining the mandatory insurance coverage standards for any contractor engaged in county projects. The insurance requirements cover three primary areas of insurance: Workers' Compensation, Commercial General Liability, and Business Automobile Liability, with specific minimum coverage limits and conditions.
The document mandates that insurance carriers must be licensed in Florida and possess an A.M. Best's Financial Strength Rating of A- Class VII or better. Key coverage requirements include Workers' Compensation insurance in accordance with Florida Statutes, Commercial General Liability with $1,000,000 per occurrence and $2,000,000 aggregate limits, and Business Automobile Liability with $500,000 combined single limit coverage. Contractors must provide Certificates of Insurance to the County Administrative Agent before commencing work, and Sarasota County Government must be endorsed as an additional insured on the Commercial General Liability coverage. The requirements extend to all subcontractors, and the contractor is responsible for ensuring proper insurance coverage for all personnel and operations under the contract.
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Other files
| File | Type | Posted |
|---|---|---|
| Sprigs_for_Soccer_Fields.pdf | ||
| 2024-QQ-221_QQ_Requirements.pdf |
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Text version
INSURANCE REQUIREMENTS
CONTRACTOR’S INSURANCE
Contractor shall, on a primary basis and at its sole expense, maintain in full force and effect, at all times during the life of this Contract, insurance coverage (including endorsements) and limits as described herein. These requirements, as well as the County’s review or acceptance of insurance maintained by Contractor, are not intended to and shall not in any manner limit or qualify the liabilities or obligations assumed by Contractor under this Contract.
Insurance requirements itemized in this Contract and required of the Contractor shall extend to all subcontractors to cover their operations performed under this Contract.
The Contractor shall be responsible for any modifications, deviations, or omissions in these insurance requirements as they apply to subcontractors.
Insurance carriers providing coverage required herein must be licensed to conduct business in the State of Florida and must possess a current A.M. Best’s Financial Strength Rating of A- Class VII or better.
Each insurance policy required by this Contract shall apply separately to each insured against whom claim is made and suit is brought, except with respect to limits of the insurer’s liability.
The Contractor shall be solely responsible for payment of all premiums, deductibles, and retentions to which such policies are subject.
Contractor shall furnish Certificates of Insurance to the County Administrative Agent evidencing the types and amounts of coverage, including endorsements, required by this Contract prior to commencement of work and prior to expiration of the insurance contract, when applicable. Such Certificate(s) of Insurance shall be required to provide County with 5-day prior written notice of any policy cancellation or non-renewal.
The County reserves the right to review, reject, or accept any required policies of insurance, including limits, coverage, or endorsements, herein from time to time throughout the term of this Contract. County reserves the right, but not the obligation, to review and reject any insurer providing coverage due to its poor financial condition or failure to operate legally.
A. WORKERS’ COMPENSATION: Contractor agrees to maintain Workers’ Compensation insurance in accordance with Florida Statutes, Chapter 440.
Employers Liability to be included with a minimum limit of $100,000.00 per accident/per disease/per employee. Contractor shall include applicable LHWCA, Jones Act, or other maritime law coverage.
In the event the Contractor has “leased” employees, the Contractor or the employee leasing company must provide evidence of a Workers’ Compensation policy for all personnel on the worksite.
Contractors who are exempt from Florida’s Workers’ Compensation law must provide proof of such exemption issued by the Florida Department of Financial Services, Bureau of Workers’ Compensation.
B.
INSURANCE REQUIREMENTS
COMMERCIAL GENERAL LIABILITY: Contractor agrees to maintain Commercial General Liability per ISO form CG0001 or its equivalent, including but not limited to coverage for premises and operations, personal injury, products & completed operations, liability assumed under an insured contract, and independent contractors with limits of not less than $1,000,000.00 each occurrence, $2,000,000.00 aggregate covering all work performed under this Contract. Contractor agrees to endorse Sarasota County Government as an additional insured on the Commercial General Liability coverage.
C. BUSINESS AUTOMOBILE LIABILITY: Contractor agrees to maintain Business Automobile Liability with limits not less than $500,000.00 combined single limit for each accident covering all Owned, Non-Owned & Hired automobiles used in the performance of this Contract. In the event Contractor does not own automobiles, Contractor agrees to maintain coverage for Hired & Non-Owned Auto Liability, which may be satisfied by way of endorsement to the Commercial General Liability policy or separate Business Auto Liability policy.
If the Contractor is shipping a product via common carrier, the contractor shall be responsible for any loss or damage sustained in delivery/transit.
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