Insurance_Benefit_Consultant_FY_2026-2027.pdf

REQUEST FOR PROPOSAL

RFP 2026-019

INSURANCE BENEFIT CONSULTANT FY 2026-2027

City of Edinburg

415 W. University Drive

Edinburg, TX 78541

RELEASE DATE: July 15, 2026

DEADLINE FOR QUESTIONS: July 24, 2026

RESPONSE DEADLINE: August 4, 2026, 3:00 pm

RESPONSES MUST BE SUBMITTED ELECTRONICALLY TO:

https://secure.procurenow.com/portal/cityofedinburg https://secure.procurenow.com/portal/%7bproject.government.code%7d

City of Edinburg

REQUEST FOR PROPOSAL

Insurance Benefit Consultant FY 2026-2027

I. Introduction II. Legal Notice

III. Instructions, Terms and Conditions IV. Specifications V. Vendor Questionnaire

VI. Pricing Proposal VII. Evaluation Criteria

Request For Proposal #RFP 2026-019 Title: Insurance Benefit Consultant FY 2026-2027

1. Introduction

1.1. Summary

The City of Edinburg is seeking proposals for an Insurance Benefit Consultant to review group medical, group ancillary, and group voluntary RFPs to ensure the City is offering the most competitive employee benefit packages while ensuring regulatory compliance. Consultant will act as an advisor for fully funded medical plans providing analysis and quarterly reporting, or a financial advisor for self insured plans.

Contingent on health plan, the consultant will provide necessary assistance such as vendor sourcing for third party administrators, pharmacy benefits, and stop loss carriers.

1.2. Background

The City is organized into thirty-two (32) departments and provides a full range of municipal services to its citizens including fire and police protection, animal care and municipal court facilities, water and sanitary sewer utilities, solid waste collection services and residential recycling, a regional landfill, the construction of streets, drainage and other infrastructure, recreation activities, swimming pools and athletic fields, public library and other facilities used for various cultural and civil activities.

Currently there are approximately 1200 Full-Time Employees, 60 Part-Time Employees, and 110 retirees who qualify for the City’s fully insured plan. The Benefit Insurance Plan Year coincides with the City’s fiscal year of October 1 – September 30.

The Insurance Benefit Consultant agreement includes a “Scope of Services.” The City of Edinburg reserves the right to terminate the agreement at any time should it be determined the Scope of Services are not met. The Insurance Benefit Consultant agreement is expected to commence immediately following the selection process, to include all service requirements.

1.3. Contact Information

Laura Cerda

Assistant Director of Human Resources

415 W. University Dr.

Edinburg, TX 78541

Email: lcerda@cityofedinburg.com

Phone: (956) 388-1873 Ext: 8660

Department:

Human Resources

Department Head:

Erica Balli

Human Resources Director mailto:lcerda@cityofedinburg.com tel:(956)388-1873;ext=8660

1.4. Timeline

Release Project Date July 15, 2026

Question Submission Deadline July 24, 2026, 3:00pm

Proposal Submission Deadline August 4, 2026, 3:00pm

2. Legal Notice

2.1. Notice to Respondents

The City of Edinburg is soliciting sealed proposals from qualified vendors for Insurance Benefit

Consultant FY 2026-2027.

Sealed Proposals must be submitted electronically or received by the City Secretary’s Office no later than:

3:00 pm, Tuesday, August 4, 2026.

All sealed proposals must be received either electronically or at the designated location by the deadline shown. Proposals received after the deadline will not be considered for the award of the contract and shall be considered void and unacceptable.

All proposals will be opened, and bidder’s names publicly read aloud promptly in the City Hall

Community Room, at 415 W. University Dr., Edinburg, TX 78539, at 3:00 pm, Tuesday, August 4, 2026.

To obtain a copy of the Request for Proposals or submit an electronic proposal please visit:

https://procurement.opengov.com/portal/cityofedinburg

If a Respondent chooses to submit a Hard Copy Proposal, it must be delivered in a sealed envelope with a return address and clearly marked “City of Edinburg RFP No. RFP 2026-019" to the City Secretary's

Office prior to the RFP opening date and time. The receiving time in the City Secretary's Office will be the governing time for acceptibility of the proposals. The Respondent's firm name shall appear on the outside of the envelope.

Submit Proposals to:

If submitting Electronic: https://procurement.opengov.com/portal/cityofedinburg

If Hand-Delivering Bids: 415 W. University Drive c/o City Secretary Department (1st Floor)

RFP No. RFP 2026-019

If you have any questions or require additional information contained the RFP, you may contact Lorena

Fuentes, Interim Purchasing Manager, please submit your questions via OpenGov Procurement at the website listed above no later than 3:00 pm on Friday, July 24, 2026.

The City of Edinburg reserves the right to reject any or all proposals and to waive informalities or technicalities and to accept the Proposal deemed most advantageous to the City, and hold the proposal for a period of 90 days without taking action.

3. Instructions, Terms and Conditions

3.1. General Instructions

PURPOSE

The purpose of these solicitation documents is to provide a Proposals for: Insurance Benefit Consultant

FY 2026-2027

INTENT

The services to be provided under this RFP shall be in accordance with and shall meet all specifications and/or requirements as shown in this solicitation for RFP. There is no intention to disqualify any respondent who can meet the requirements.

SUBMITTAL OF "HARD COPY" RFP

If submitting a Hard Copy RFP, it must be submitted in a sealed envelope by the vendor. Submit two (2) complete sets of the response, one (1) original marked “ORIGINAL,” and one (1) Digital Copy in a flash drive. Each RFP must be completely filled out and SUBMITTED IN ORIGINAL FORM complete with all supporting documentation. RFPs submitted by facsimile (fax) will not be accepted. Submittal of an RFP in response to this solicitation constitutes an offer by the respondent. Once submitted, RFPs become the property of the City of Edinburg and as such the City reserves the right to use any ideas contained in any

RFP regardless of whether that respondent/firm is selected. Submission of a RFP in response to this solicitation, by any respondent, shall indicate that the respondent(s) has/have accepted the conditions contained in the RFP, unless clearly and specifically noted in the RFP submitted and confirmed in the contract between the City and the successful respondent otherwise. RFPs which do not comply with these requirements may be rejected at the option of the City. RFPs must be filed with the City of

Edinburg before the deadline day and hour. No late RFPs will be accepted. Failure to meet RFP requirements may be grounds for disqualification.

If Hand-Delivering Bids: 415 W. University Drive c/o City Secretary Department (1st Floor)

If submitting Electronic: https://procurement.opengov.com/portal/cityofedinburg

TIME ALLOWED FOR ACTION TAKEN

The City of Edinburg may hold RFPs 90 days after deadline without taking action. Respondents are required to hold their RFPs firm for same period of time.

RIGHT TO REJECT/AWARD

The City of Edinburg reserves the right to reject any or all RFPs, to waive any or all formalities or technicalities, and to make such awards of contract as may be deemed to be the best and most advantageous to the City of Edinburg.

ASSIGNMENT

https://procurement.opengov.com/governments/956100/portal/cityofedinburg

Respondents are advised that the City of Edinburg shall not allow the successful respondent to sell, assign, transfer, or convey any part of any contract resulting from this RFP in whole or in part, to a third party without the written approval of the City of Edinburg.

AWARD

Respondents are advised that the City of Edinburg is soliciting RFPs and award shall be made to the respondent that in the opinion of the City of Edinburg is the best qualified.

The City of Edinburg reserves the right to award contract(s) based solely on the written proposals. The

City also reserves the right to request oral interviews.

FINAL SELECTION AND THE CITY COUNCIL APPROVAL

Selection shall be made of one or more proposers deemed to be fully qualified and best suited among those submitting Proposals on the basis of the evaluation factors included in the Request for Proposals, if so stated in the Request for Proposals. Negotiations shall be conducted with the proposers selected.

After negotiations have been conducted with each proposer selected, the agency shall select the proposer which, in its opinion, has made the best proposal, and shall award the contract to that proposer. The City may cancel this Request for Proposals or reject the Proposals at any time prior to an award, and is not required to furnish a statement of the reasons why a particular proposal was not deemed the most advantageous. Should the City determine in writing and in its sole discretion that only one proposer is fully qualified, or that one proposer is clearly more highly qualified than the others under consideration, a contract may be negotiated and awarded to that proposer. The award document will be a contract incorporating by reference all the requirements, terms and conditions of the solicitation and the contractor's proposal as negotiated. After the selection of the most qualified firm(s), scope of services and billing rates will be negotiated and used as attachments to the City’s Professional

Services Agreement. This Agreement will then be submitted to the City Council for approval. If the City and the selected firm cannot successfully negotiate an agreement, then the City will enter into negotiations with the next best qualified firm on the evaluation rating list. This procedure may be repeated until one (1) or more firms has been selected and approved by the City Council.

NUMBER OF CONTRACTS

THE CITY reserves the right to award one or no contract in response to this RFP.

STATUTORY REQUIREMENTS

It shall be the responsibility of the successful respondent to comply with all applicable State & Federal laws, Executive Orders and Municipal Ordinances, and the Rules and Regulations of all authorities having jurisdiction over the work to be performed hereunder and such shall apply to the contract throughout, and that they will be deemed to be included in the contract as though written out in full in the contract documents.

ALTERATIONS/AMENDMENTS TO RFP

RFP CANNOT be altered or amended after opening time. Alterations made before opening time must be initialed by respondent guaranteeing authenticity. No RFP may be withdrawn after opening time without acceptable reason in writing and only after approval by the City of Edinburg.

NO RESPONSE TO RFP

If unable to submit a RFP, respondent should return inquiry giving reasons.

LIST OF EXCEPTIONS

The respondent shall attach to his/her RFP a list of any exceptions to the specifications/ requirements.

PAYMENT

The City of Edinburg will execute payment by mail in accordance with the State of Texas Pay Law after

SERVICES have been completed, introduced to the City, and found to meet City of Edinburg specifications/requirements. No other method of payment will be considered.

SYNONYM

Where in this solicitation package SERVICES is used, its meaning shall refer to the request for Insurance

Benefit Consultant FY 2026-2027 as specified.

RESPONDENT’S EMPLOYEES

Neither the Respondent nor his/her employees engaged in fulfilling the terms and conditions of this

Service Contract shall be considered employees of the City. The method and manner of performance of such undertakings shall be under the exclusive control of the vendor on contract. The City shall have the right of inspection of said undertakings at any time.

INDEMNIFICATION CLAUSE

The Respondent agrees to indemnify and save harmless the City, from all suits and actions of every nature and description brought against them or any of them, for or on account of the use of patented appliances, products or processes, and he shall pay all royalties and charges which are legal and equitable. Evidence of such payment or satisfaction shall be submitted upon request of the Purchasing

Manager, as a necessary requirement in connection with the final estimate for payment in which such patented appliance, products or processes are used.

INTERPRETATIONS

Any questions concerning the project and/or specifications/requirements with regards to this solicitation for Proposals shall be directed to the e-procurement portal as outlined in the RFP. Such interpretations, which may affect the eventual outcome of this request for Proposals, shall be furnished in writing to all prospective Respondents via Addendum. No interpretation shall be considered binding unless provided in writing by the City of Edinburg in accordance with paragraph entitled “Addenda and

Modifications”.

VERBAL THREATS AND OFFICIAL CONTACT

Any threats made to any employee of the City, be it verbal or written, to discontinue the providing of item/material/services for whatever reason and/or reasons shall be considered a breach of contract and the City will immediately sever the contract with the Respondent/Consultant on contract.

Respondents shall not offer gratuities, favors or any monetary value to any official or employee of the

City for purpose of influencing the selection. Any attempt by any Respondent to influence the selection process by any means, other than disclosure of Proposals and credentials through the proper channels, shall be grounds from exclusion from the selection process. Once the project is advertised, there shall be no contact with any city official or employee unless using the formal process through the Purchasing

Department. Failure to comply will result in the firm being disqualified from the process.

CONFIDENTIAL INFORMATION

Any information deemed to be confidential by the respondent should be clearly noted on the pages where confidential information is contained; however, the City cannot guarantee that it will not be compelled to disclose all or part of any public record under Texas Public Information Act, since information deemed to be confidential by the respondent may not be considered confidential under

Texas Law, or pursuant to a Court order.

PAST PERFORMANCE

Respondent’s past performance shall be taken into consideration in the evaluation of RFP submittal.

JURISDICTION

Contract(s) executed as part of this solicitation shall be subject to and governed under the laws of the

State of Texas. Any and all obligations and payments are due and performable and payable in Hidalgo

County, Texas.

RIGHT TO AUDIT

The City of Edinburg reserves the right to audit the vendor’s books and records relating to the performance of this contract. The City of Edinburg, at its own expense, shall have the right at all reasonable times during normal business hours and upon at least twenty-four (24) hours’ advance notice, to audit, to examine, and to make copies of or extracts from the books of account and records maintained by the vendor(s) with respect to the Supply/Service and/or Purchase Contract. If such audit shall disclose overpayment by City to vendor, written notice of such overpayment shall be provided to the vendor and the amount of overpayment shall be promptly reimbursed by vendor to the City. In the event any such overpayment is not paid within ten (10) business days after receipt of such notice, the unpaid amount of such overpayment shall bear interest at the rate of one percent (1%) per month from the date of such notice until paid.

VENUE

The parties agree that venue for purposes of any and all lawsuits, cause of action, arbitration, and/or any other dispute(s) shall be in Hidalgo County, Texas.

CONSIDERATION OF LOCATION OF BIDDER'S PRINCIPAL PLACE OF BUSINESS

The City may give local vendors, whose principal place of business is located within the City of Edinburg, and whose bid is within five percent (5%) of the lowest bid price preference as allowed by Section

271.9051 of the Local Government Code.

MATHEMATICAL ERRORS

In the event that mathematical errors exist in any bid unit prices/rates will govern.

CONFIDENTIALITY OF INFORMATION AND SECURITY

Should the successful respondent become the holder of and have access to confidential information in the process of fulfilling its responsibilities in connection with an awarded contract the successful respondent agrees that it shall keep such information confidential and will comply fully with the laws and regulations of the State of Texas, ordinances and regulations of the City, and any applicable federal laws and regulations relating to confidentiality.

TERMINATION OF CONTRACT

The City of Edinburg reserves the right to terminate the contract if, in the opinion of the City of

Edinburg, the successful vendor’s performance is not acceptable, no funds are available, or if the City wishes, without cause, to discontinue this contract. Termination will be in written form allowing a 30-day notice.

ADDENDA AND MODIFICATIONS

Respondent shall carefully examine the RFP forms, specifications/requirements, and instructions to

Respondents. Should the respondent find discrepancies in, or omissions from specifications/requirements, or other documents, or should he/she be in doubt as to their meaning, he/she should request an interpretation via the OpenGov portal:https://procurement.opengov.com/portal/cityofedinburg and obtain clarification by addendum prior to submitting any RFP. Explanations, interpretations, and supplemental instructions shall be in the form of written Addenda which shall become a part of the Contract documents. Said Addenda shall be available thru the e-procurement portal, and e-mailed, to all prospective Respondents. All Addenda issued in respect to this project shall be considered official changes to the original RFP documents.

Verbal statements in response to inquiries and/or requests for explanations shall not be authoritative nor binding. It shall be the Respondent(s) responsibility to ensure that they have received all Addenda in respect to this project. Furthermore, Respondents are advised that they must recognize, comply with, and attach a signed copy of each Addendum which shall be made part of their RFP Submittal if submitting a Hard Copy Solicitation. Electronic submittals should be acknowledged through

OpenGov. Respondent(s) signature on Addenda shall be interpreted as the respondent’s “recognition and compliance to” official changes as outlined by the City of Edinburg and as such are made part of the original solicitation documents. Failure of any respondent to receive any such addendum or interpretation shall not relieve such Respondent from its terms and requirements. The City may issue a written addendum no later than five calendar days prior to the date bids must be received. Addendums are available online at https://procurement.opengov.com/portal/cityofedinburg

RFP PREPARATION COSTS

The City of Edinburg shall not be held liable for any costs incurred by any respondent for work performed in the preparation of and production of a RFP or for any work performed prior to execution of contract.

EQUAL EMPLOYMENT OPPORTUNITY

Respondent agrees that they will not discriminate in hiring, promotion, treatment, or other terms and conditions of employment based on race, sex, national origin, age, disability, or in any way violate Title

VII of 1964 Civil Rights Act and amendments, except as permitted by said laws.

AUTHORIZATION TO BIND RESPONDENT TO RFP

RFPs MUST give full firm name and address of respondent, and be manually signed. Failure to do so will disqualify your RFP. Person signing bid must show title or AUTHORITY TO BIND HIS/HER FIRM IN A

CONTRACT. Firm name and authorized signature must appear on each page that calls for this information. The legal status of the Respondent whether corporation, partnership, or individual, shall also be stated in the RFP. A corporation shall execute the RFP by its duly authorized officers in accordance with its corporate by-laws and shall also list the state in which it is incorporated. A partnership Respondent shall give full names and addresses of all partners. All partners shall execute the

RFP. Partnership and Individual Respondent shall state in the proposal the names and addresses of all persons with a vested interest therein. The place of residence of each Respondent, or the office address in the case of a firm or company, with county and state and telephone number, shall be given after the signature.

COOPERATIVE PRICING

Bidders are advised that in addition to responding to our “local” solicitation for bids/Bids with Dealer pricing, vendors/contractors are encouraged to provide pricing on the below referenced items/products/services based on BuyBoard, TX-MAS, H-GAC and/or any other State of Texas recognized and approved cooperative which has complied with the bidding requirements for the State of Texas. If bidding other than or in addition to “dealer” pricing, kindly duplicate the bid forms for each bid being provided from a cooperative contract. Any and all applicable fees must be included. All cooperative pricing must be submitted on or before bid opening date and hour.

ETHICAL STANDARD

No City official or employee shall have interest in any contract resulting from this bid.

IF YOU HAVE ANY QUESTIONS ABOUT COMPLIANCE, PLEASE CONSULT YOUR OWN LEGAL COUNSEL.

COMPLIANCE IS THE INDIVIDUAL RESPONSIBILITY OF EACH PERSON OR AGENT OF A PERSON WHO IS

SUBJECT TO THE FILING REQUIREMENT. AN OFFENSE UNDER CHAPTER 176 IS A CLASS “C”

MISDEMEANOR.

3.2. INSURANCE REQUIREMENTS

Staff may waive insurance requirements for contracts $0 - $4,999.99, including but not limited to contracts for food, materials, supplies, and construction. Workers’ Compensation in amounts which satisfy statutory coverage shall be required for construction projects.

The following insurance requirements will be included in all City contracts of $5,000 - $14,999.99. In contracts not involving building and construction projects, as that activity is defined in TEX. LABOR CODE

§406.096, contractors may obtain alternative form of worker accident insurance with minimum limits of liability of $100,000 per claim.

Minimum Insurance Requirements

Type of Coverage Limits of Liability

Worker’s Compensation Statutory Coverage

Comprehensive General Liability

(City named as additional insured)

Bodily Injury $250,000 each person/$500,000 each occurrence

Property Damage $100,000 each occurrence/$100,000 aggregate or $500,000 combined single limits

The following insurance requirements will be included in all City contracts of $15,000 or more.

(1) The successful bidder will be required to carry the following insurance coverage and limits of coverage, as well as list the City as an additional insured to liability coverage as requested by the City. In addition, the successful bidder shall provide the City with evidence of coverage and furnish acceptable proof of payment of insurance premiums.

(2) The successful bidder will be required to secure and/or have insurance coverage in force with an admitted property and casualty insurance company licensed by the State of Texas to conduct business in the State of Texas.

(3) In contracts not involving building and construction projects, as that activity is defined in TEX. LABOR

CODE §406.096, contractors may obtain alternative form of worker accident insurance with minimum limits of liability of $100,000 per claim.

Minimum Insurance Requirements

Type of Coverage Limits of Liability

Worker’s Compensation Statutory Coverage

Employer’s Liability Bodily Injury by Accident:

$100,000 each accident

Bodily Injury by Disease:

$100,000 each employee/$500,000 policy limit

Comprehensive General Liability

Bodily Injury $250,000 each person/$500,000 each occurrence

Property Damage $100,000 each occurrence/$100,000 aggregate or $500,000 combined single limits

Comprehensive Auto Liability

Bodily Injury $100,000 each person/$500,000 each occurrence

Property Damage $100,000 each occurrence/$100,000 aggregate or $500,000 combined single limits

City’s Protective Liability

Bodily Injury $250,000 each person/$500,000 each occurrence

Property Damage $100,000 each occurrence/$100,000 aggregate or $500,000 combined single limits

Policies must name the City of Edinburg as an Additional Insured.

Certificates of insurance naming the CITY as an additional insured shall be submitted to the CITY for approval prior to any services being performed by Contractor. Each policy of insurance required hereunder shall extend for a period equivalent to, or longer than the term of the Contract, and any insurer hereunder shall be required to give at least thirty (30) days written notice to the CITY prior to the cancellation of any such coverage on the termination date, or otherwise. This Contract shall be automatically suspended upon the cancellation, or other termination, of any required policy of insurance hereunder, and such suspension shall continue until evidence that adequate replacement coverage is provided to the CITY. If replacement coverage is not provided within thirty (30) days following suspension of the Contract, the Contract shall automatically terminate.

4. Specifications

4.1. RFP REQUIREMENTS

CLARIFICATION AND INTERPRETATION OF RFP

The words “must” or “will” or “shall” in this RFP indicate mandatory requirements. Taking exception to any mandatory requirement will be grounds for rejection of the proposal. The City desires to avoid any misunderstanding where it is assumed that a feature is included in the proposal and turns out to be an optional, extra cost feature. As such, any question answered with an indication of compliance will be considered included at no additional cost. Any service that is referred to in the body of this response

(does not pertain to attachments and brochures) will be considered included in the basic offer.

PURPOSE

The purpose of this RFP is to provide minimum requirements, solicit proposals and gain adequate information from which the City may evaluate the Proposer’s products and services as they compare to other providers and as they pertain to the needs of the City’s organization as defined in this document.

REQUEST FOR PROPOSALS

The required contents and limitations for the preparation of the RFP are described in this section.

Failure to provide the requested information or adhere to any of The CITY limitations will result in disqualification of the submitted RFP. An electronic file will be submitted to Open Gov Procurement and one (1) USB shall be submitted to the address on the cover letter.

CONTENTS

The required contents for the RFP are presented below in the order they should be incorporated into the submitted document.

4.2. FIRM QUALIFICATIONS, PERSONNEL AND STAFFING

This section outlines specific instructions for proposal submissions. Proposers not adhering to these instructions shall be disqualified without further consideration.

At the public opening, there will be no disclosure of contents to competing firms, and all proposals will be kept confidential during the negotiation process. Except for trade secrets and confidential information which the firm identifies as proprietary, all proposals will be open for public inspection after the contract award. All proposals become the property of the City of Edinburg.

The City of Edinburg requires comprehensive responses to every section within this RFP. Conciseness and clarity of content are emphasized and encouraged. Vague and general proposals will be considered non-responsive and will result in disqualifications. To facilitate the review of the responses, Firms shall follow the described proposal format. The intent of the proposal format requirements is to expedite review and evaluation. It is not the intent to constrain Vendors with regard to content, but to assure that the specific requirements set forth in this RFP are addressed in a uniform manner amenable to review and evaluation. Failure to arrange the proposal as requested may result in the disqualification of the proposal.

Proposals shall have 1" margins and be single-sided, single spaced, using Times New Roman 12-point font. It is requested that proposals be limited to no more than 50 pages, excluding resumes and any sample documents. All pages of the proposals must be numbered and the proposal must contain an organized, paginated table of contents corresponding to the sections and pages of the proposal.

Qualifications and Experience

1. Briefly introduce your firm, providing a summary of the administration, organization and staffing of your firm, including multiple offices, if applicable. Provide an organizational chart indicating the positions and names of the core management team which will undertake this engagement.

2. Identify the project manager and each individual who will work as part of this engagement. Include resumes for each person to be assigned. Include any professional designations and affiliations, certifications and licenses (General Lines Agent for Life and Health), etc.

3. Describe the experience of the firm in the last thirty-six (36) months in performing consulting services in similar size and scope.

4. Provide a copy of latest audited Annual Financial Report.

5. The same information must be provided for any associate firm or sub-consultant.

Company Operational Information

1. Client History - Describe whether your firm (or any firm previously affiliated with your firm) has ever undergone an investigation by an outside agency pursuant to the filing of claims and describe the outcome of the investigation including ramifications to your firm or your firm's client cities.

2. Describe whether your firm has ever lost an account due to concerns of improper billing practices, accusations or clients concerns of fraud as defined by applicable Federal or State Authorities.

3. Describe, in detail, whether your firm has ever lost an account due to breach of contract, or incurred any unfavorable contractual outcomes (to include any terminations, etc.)

Rates, Fees, and Expenses

1. Provide a detailed fee schedule for services related to the scope of work identified in this RFP.

2. Identify and list all special services and identify charges, particularly disclosure requirements.

Project Design and Methodology

1. Provide a detailed work plan for accomplishing the work and services to be provided to the City.

2. Work plan must describe the firm's methodology, including a detailed project plan and time frames from the award date to implementation, including conversion, if required. Include any technology requirements.

3. Work plan shall clearly distinguish the firm's duties and responsibilities and those of the City. Absence of this distinction shall mean the firm is assuming full responsibility for all tasks.

4. If the successful firm provides a solution that differs from that currently in use by the City, specify the steps and procedures that will be put in place to ensure there is no interruption of service during the transition.

References

1. Provide references for similarly successful projects from three (3) governmental agencies to include municipalities. For each reference include, name of the agency, contact name, telephone and email address.

4.3. GENERAL TERMS AND CONDITIONS AND SERVICE REQUIREMENTS

GENERAL TERMS AND CONDITIONS

A. Agents of Record, Brokers, or Insurance Consultants may not contact the City Administration or a member of the City Council directly by phone, email, or in person. Any questions regarding the RFP will be administered through the online portal, OpenGov. The City will post all questions and responses through OpenGov within the allotted time of the RFP announcement.

B. This RFP is for Insurance Consultant only. The city will not accept proposals for any other services such as Agent of Record or Broker.

C. All disclosed consultant compensation fees to the awarded consultant will be paid by the City of

Edinburg. Each consultant submission and disclosure should include an annual compensation cost to The

City of Edinburg. Please be advised that this compensation will not include commissions or compensation from any insurance carrier, administrative administrator, or any insurance platform currently utilized by the City of Edinburg.

SERVICE REQUIREMENTS

The intent of this Request for Proposal and resulting contract is to obtain proposals from a qualified consultant who meets the service requirements and engagement responsibilities which include, but may not be limited to:

• Serve the City as an advisor regarding the preparation and evaluation of the City's RFP for group health, group ancillary, and group voluntary plan designs and content including COBRA, section 125 program, and ACA reporting.

• Review, as needed, the existing group medical, group ancillary, and group voluntary plan designs for competitiveness, appropriateness and overall acceptance by plan participants.

• Serve and assist the City in negotiating benefits provider contract(s) resulting from the review and recommendations noted above including the use of available provider networks. Provide the City underwriting data and evaluation services to support contract modifications such as benefit differentials and funding options.

• Negotiate, when appropriate, long term rate(s)/service guarantees designed to meet the service delivery and financial plan of the City.

• Assist the City in preparing reports to the City Council, City Manager or Human Resources Director on the progress, applicability and overall benefit of a specific plan.

• Review utilization rates and evaluate each on the City's best option as it relates to fully-funded and self-insured plans.

• Assist the City with plan design changes, plan implementation strategies, plan design and/or benefits communications relating to coverage; integrating appropriate assignments of duties to vendors, while maintaining proper oversight/ responsibilities.

• Review new or proposed administrative services provided by outside vendor(s) to determine the most effective and efficient service delivery strategies.

• Assist the City with premium funding projections in preparation of its annual budget process. Review long term healthcare contribution philosophy and budgetary agenda and best strategies for applying identified resources to a meaningful long term benefit package.

• Provide the City with overall plan management and quality assurance services including, but not limited to the following:

• Regulatory Compliance & Reporting

• Customer Service

• COBRA/HIPAA

• Benefit Review/Design

• Renewal Negotiations

• Competitive Bidding

• Transition & Implementation of Plan

• Analysis & Selection of Vendor

• Benefits Summary

• Budgeting

• ERISA

• Cost containment

• Contract Analysis

• Benefits Communications Services

• Claims Audit & Review

• Vendor Compliance

• Act as the City's representative to all outside medical insurance vendors; collecting information and making presentations to staff, employees and City Council, as requested, of their offerings.

• Provide comparisons of plans of benefits and employer/employee contributions to area cities and comparable businesses.

• Provide reports using carrier data on claims and fixed expenses, and relate those to total premium and expectations for renewal. Add historical perspective to premium and claims data for all coverage and provide reports as needed by the City.

• Provide national, regional and local medical inflation data and compare that to specific City plan inflation.

• Review and make recommendations to the City on carrier cost containment mechanisms, as relates to return on investment and participant impact.

• Meet with the City's staff relating to levels of customer service received from various carriers, and where required intercede with both parties to assist in problem resolution.

4.4. AWARD OF CONTRACT, RESERVATION OF RIGHTS

Number of Contracts.

THE CITY reserves the right to award one, more than one or no contract(s) in response to this RFP.

Advantageous Contract.

The Contract, if awarded, will be awarded to the INSURANCE BENEFIT CONSULTANT whose Submittal(s) is/are deemed most advantageous to THE CITY and upon approval of the CITY Council.

Should negotiations be unsuccessful, the City shall enter into negotiations with the next highest rating vendor. The process shall continue until an agreement is reached with a qualified vendor.

Final Selection and the CITY Council Approval.

THE CITY may accept any Submittal in whole or in part. If subsequent negotiations are conducted, they shall not constitute a rejection or alternate RFP on the part of THE CITY. However, final selection of an

Insurance Benefit Consultant is subject to THE CITY Council approval.

Remedy of Technical Errors.

THE CITY reserves the right to accept one or more submittals or reject any or all submittals received in response to this RFP, and to waive informalities and irregularities in the submittals received. THE CITY also reserves the right to terminate this RFP, and reissue a subsequent solicitation, and/or remedy technical errors in the RFP process.

Preparation Costs.

This RFP does not commit THE CITY to enter into a Contract, award any services related to this RFP, nor does it obligate THE CITY to pay any costs incurred in preparation or submission of a submittal or in anticipation of a contract.

Insurance and Indemnity.

If selected, INSURANCE BENEFIT CONSULTANT will be required to comply with the Insurance and

Indemnity Requirements established herein.

Independent Contractor.

INSURANCE BENEFIT CONSULTANT agrees and understands that, if selected, it and all persons designated by it to provide services in connection with a contract, is (are) and shall be deemed to be (an) independent contractor(s), responsible for its (their) respective acts or omissions, and that THE CITY shall in no way be responsible for INSURANCE BENEFIT CONSULTANT’s actions, and that none of the parties hereto will have authority to bind the other or to hold out to third parties.

Purchase Orders, As Needed.

Execution of a contract does not obligate the CITY to engage any delivery orders, Purchase Orders, or other commitments for services. Service delivery shall be at the CITY’s discretion, as needed, and will be communicated to the INSURANCE BENEFIT CONSULTANT through individual Purchase Orders.

5. Vendor Questionnaire

5.1. Proposal*

Please upload your entire proposal here as one complete PDF document.

Please do not upload multiple files.

*Response required

5.2. If you have any proprietary documents, please attach the redacted document here.

5.3. Please upload your current insurance certificate.*

Please upload your current insurance certificate.

*Response required

5.4. Required Forms

5.4.1. Please fill out and sign the Conflict of Interest Disclosure form and upload here* Please download the below documents, complete, and upload.

• CONFLICT_OF_INTEREST.pdf

*Response required

5.4.2. Please fill out and sign the General Questionnaire and upload here* Please download the below documents, complete, and upload.

• GENERAL_QUESTIONNAIRE.pdf

*Response required

5.4.3. Please fill out the Litigation Disclosure Form and upload here* Please download the below documents, complete, and upload.

• LITIGATION_DISCLOSURE_FORM.pdf

*Response required

5.4.4. Please fill out and sign HB 89 and upload here*

HB 89

(35) The 85th Texas Legislature approved new legislation, effective Sept. 1, 2017, which amends Texas

Local Government Code Section 1. Subtitle F, Title 10, Government Code by adding Chapter 2270 which states that a governmental entity may not enter into a contract with a company for goods or services unless the contract contains a written verification from the company that it:

1) does not boycott Israel; and

2) will not boycott Israel during the term of the contract https://government-project.s3.us-west-2.amazonaws.com/35171/95be07f1-80fd-4c92-b05d-0803eef73b61_CONFLICT_OF_INTEREST.pdf?X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Content-Sha256=UNSIGNED-PAYLOAD&X-Amz-Credential=ASIA47RIURE4OH5AYO4T%2F20260715%2Fus-west-2%2Fs3%2Faws4_request&X-Amz-Date=20260715T140735Z&X-Amz-Expires=72000&X-Amz-Security-Token=IQoJb3JpZ2luX2VjEGYaCXVzLXdlc3QtMiJHMEUCIQDPihDaZETphj0eErfsIzF4vcJvIszPKwvUfZtnCFk7jgIgWp8dKGCLfKUCA9k%2BquyiNBNIMiX%2FC0ZEaDem%2BJ6O1VcqjAUILxACGgw4OTIzNjQ2ODc2NzIiDHNqPVobnaIf9gLONyrpBFWa%2BrU538fSYTWw0oUiNBLwIW2Iu%2FVG2AfAk2bD5iovbGWsXbFyN5S2mL6%2B3klSLkqNLf514zfHQtPPjftQOMaWZSY1daLOG19TvKc10%2BBniRrCL7gqwh2%2FOs53MfV%2B6g8xw%2B0z2JUqfmxCJAtOX43eK2b7Fhe4GzmDHjvUsCY75XozdJ7IqoFkxtiELagfzr7SouIuTyWhLKaT3hNh4Mx9knJMW5x6Nhux5%2BeBXbz%2Fi001xv9vR3%2B91RmBdsQDEiZfIpskBjC5fvlM50feVftWPkOX6MygD9tMqF52l1ghSf1WwIqE5oRRiXXQTwdZiyg%2BtYkCc5%2FOE2NHsokaeoKNbRTB3EsVQIU%2FfoAh2Rx5gwgSRPvv4%2Bi80f%2FiWl53%2BVy4oHftaIz18jk0gii5XOUwYhMhxnvCZvtMqgIwWSvl5%2BTaubXsG7u2Gui9dT97sz3G6AMMHDkm6I7oVoRS1oVd8Decx69Qpf2GOhHSg7b29JIUFbm28lx0iSDUX0lhCDa4nRl%2FD3xeeFOHAQCxxwhnz7g5KCMerRnnhirYrTYW1yV15%2F6DIHFChTR2P4klF%2BuPZNVoItLdpbapGBvmrdojmvYjm5xkm99W29TEg3gLt5d5VgIPgRhjoP%2FwUp7C5eb6jG4G6joDgNYB8xSdorrmpZb7YVkkdDrQnQ9FhEtpYZ%2FdPq5LgQqgPH1SAjc%2F2cZe1PSw4gnC%2BX2gq0yq1V7JnZ2VmVVM5ObbfikpttEXttedKTqbmCEE8t9FKFBjjXSghBbzM9wXggYKFkYkdWBMzO%2FcRb44UuzNBfqdtuFe6aHYwCZFOUUEMPeT3tIGOpkBqubKdQEx4F18VAdahI7%2FMZSYjyOrEBoF6jgetDdTkN7Rc9SPcp4iZjCDFeuh8lu75Vpz1WqhxCbg5OVjTHc2bmihIVM%2B%2B4Ztee0va8wirvYTvWk9HwRSnDkguk7dHEPeNFeZXgyRO9Qhk9CYy3yZknqN%2BQbrJE5e0GYkrNTgoS1b3Rxl206liRwzfHoFu8147iKuM2%2FDiF%2BZ&X-Amz-Signature=3e85a37c59bd87349f0bde658668e83b14b52764ce8e8bda1982daf3955dd664&X-Amz-SignedHeaders=host&response-content-disposition=attachment%3B%20filename%3D%22CONFLICT_OF_INTEREST.pdf%22&x-id=GetObject https://government-project.s3.us-west-2.amazonaws.com/35171/8b5c26b4-2a3a-4283-8abd-4d3287580554_GENERAL_QUESTIONNAIRE.pdf?X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Content-Sha256=UNSIGNED-PAYLOAD&X-Amz-Credential=ASIA47RIURE4OH5AYO4T%2F20260715%2Fus-west-2%2Fs3%2Faws4_request&X-Amz-Date=20260715T140735Z&X-Amz-Expires=72000&X-Amz-Security-Token=IQoJb3JpZ2luX2VjEGYaCXVzLXdlc3QtMiJHMEUCIQDPihDaZETphj0eErfsIzF4vcJvIszPKwvUfZtnCFk7jgIgWp8dKGCLfKUCA9k%2BquyiNBNIMiX%2FC0ZEaDem%2BJ6O1VcqjAUILxACGgw4OTIzNjQ2ODc2NzIiDHNqPVobnaIf9gLONyrpBFWa%2BrU538fSYTWw0oUiNBLwIW2Iu%2FVG2AfAk2bD5iovbGWsXbFyN5S2mL6%2B3klSLkqNLf514zfHQtPPjftQOMaWZSY1daLOG19TvKc10%2BBniRrCL7gqwh2%2FOs53MfV%2B6g8xw%2B0z2JUqfmxCJAtOX43eK2b7Fhe4GzmDHjvUsCY75XozdJ7IqoFkxtiELagfzr7SouIuTyWhLKaT3hNh4Mx9knJMW5x6Nhux5%2BeBXbz%2Fi001xv9vR3%2B91RmBdsQDEiZfIpskBjC5fvlM50feVftWPkOX6MygD9tMqF52l1ghSf1WwIqE5oRRiXXQTwdZiyg%2BtYkCc5%2FOE2NHsokaeoKNbRTB3EsVQIU%2FfoAh2Rx5gwgSRPvv4%2Bi80f%2FiWl53%2BVy4oHftaIz18jk0gii5XOUwYhMhxnvCZvtMqgIwWSvl5%2BTaubXsG7u2Gui9dT97sz3G6AMMHDkm6I7oVoRS1oVd8Decx69Qpf2GOhHSg7b29JIUFbm28lx0iSDUX0lhCDa4nRl%2FD3xeeFOHAQCxxwhnz7g5KCMerRnnhirYrTYW1yV15%2F6DIHFChTR2P4klF%2BuPZNVoItLdpbapGBvmrdojmvYjm5xkm99W29TEg3gLt5d5VgIPgRhjoP%2FwUp7C5eb6jG4G6joDgNYB8xSdorrmpZb7YVkkdDrQnQ9FhEtpYZ%2FdPq5LgQqgPH1SAjc%2F2cZe1PSw4gnC%2BX2gq0yq1V7JnZ2VmVVM5ObbfikpttEXttedKTqbmCEE8t9FKFBjjXSghBbzM9wXggYKFkYkdWBMzO%2FcRb44UuzNBfqdtuFe6aHYwCZFOUUEMPeT3tIGOpkBqubKdQEx4F18VAdahI7%2FMZSYjyOrEBoF6jgetDdTkN7Rc9SPcp4iZjCDFeuh8lu75Vpz1WqhxCbg5OVjTHc2bmihIVM%2B%2B4Ztee0va8wirvYTvWk9HwRSnDkguk7dHEPeNFeZXgyRO9Qhk9CYy3yZknqN%2BQbrJE5e0GYkrNTgoS1b3Rxl206liRwzfHoFu8147iKuM2%2FDiF%2BZ&X-Amz-Signature=294e356c6066535e66402aca83d3e5a7839157ea94ee43c8ed98a4f41df34bd2&X-Amz-SignedHeaders=host&response-content-disposition=attachment%3B%20filename%3D%22GENERAL_QUESTIONNAIRE.pdf%22&x-id=GetObject 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Please download the below documents, complete, and upload.

• HOUSE_BILL_89_VERIFICATION.pdf

*Response required

5.4.5. Please fill out and sign the Senate Bill 13 and upload here*

SB 13 ENERGY COMPANY BOYCOTTS

The 87th Texas Legislature approved new legislation, effective Sept. 1, 2021, which amends Texas Local

Government Code 2274.001. Subtitle F, Title 10, Chapter 809 which states that a governmental entity may not enter into a contract with a company for goods or services unless the contract contains a written verification from the company that it:

1) does not boycott energy companies and will not boycott energy companies during the term of the

Contract. If Respondent does not make that verification, Respondent must so indicate in its Response and state why the certification is not required, or

2) the verification required by Section 2274.002 of the Texas Government Code does not apply to the contract. If circumstances relevant to this provision change during the course of the contract, Respondent shall promptly notify Agency.

Please download the below documents, complete, and upload.

• SENATE_BILL_13_VERIFICATION...

*Response required

5.4.6. Please fill out and sign the Senate Bill 19 and upload here*

SB 19 FIREARM ENTITIES AND TRADE ASSOCIATIONS DISCRIMINATIONS

The 87th Texas Legislature approved new legislation, effective Sept. 1, 2021, which amends Texas Local

Government Code Section 1. Subtitle F, Title 10 of the Texas Government Code 2274.002, Respondent verifies that it:

1) does not have a practice, policy, guidance, or directive that discriminates against a firearm entity or firearm trade association and

2) will not discriminate during the term of the contract against a firearm entity or firearm trade association.

If Respondent does not make that verification, Respondent must so indicate in its Response and state why the verification is not required. If circumstances relevant to this provision change during the course of the contract, Respondent shall promptly notify Agency.

Please download the below documents, complete, and upload.

• SENATE_BILL_19_VERIFICATION...

*Response required

5.4.7. Please fill out and sign the Non-Collusion Affidavit and upload here* https://government-project.s3.us-west-2.amazonaws.com/35171/c07f36ac-db17-454d-83c9-d2a2281cf51f_HOUSE_BILL_89_VERIFICATION.pdf?X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Content-Sha256=UNSIGNED-PAYLOAD&X-Amz-Credential=ASIA47RIURE4OH5AYO4T%2F20260715%2Fus-west-2%2Fs3%2Faws4_request&X-Amz-Date=20260715T140735Z&X-Amz-Expires=72000&X-Amz-Security-Token=IQoJb3JpZ2luX2VjEGYaCXVzLXdlc3QtMiJHMEUCIQDPihDaZETphj0eErfsIzF4vcJvIszPKwvUfZtnCFk7jgIgWp8dKGCLfKUCA9k%2BquyiNBNIMiX%2FC0ZEaDem%2BJ6O1VcqjAUILxACGgw4OTIzNjQ2ODc2NzIiDHNqPVobnaIf9gLONyrpBFWa%2BrU538fSYTWw0oUiNBLwIW2Iu%2FVG2AfAk2bD5iovbGWsXbFyN5S2mL6%2B3klSLkqNLf514zfHQtPPjftQOMaWZSY1daLOG19TvKc10%2BBniRrCL7gqwh2%2FOs53MfV%2B6g8xw%2B0z2JUqfmxCJAtOX43eK2b7Fhe4GzmDHjvUsCY75XozdJ7IqoFkxtiELagfzr7SouIuTyWhLKaT3hNh4Mx9knJMW5x6Nhux5%2BeBXbz%2Fi001xv9vR3%2B91RmBdsQDEiZfIpskBjC5fvlM50feVftWPkOX6MygD9tMqF52l1ghSf1WwIqE5oRRiXXQTwdZiyg%2BtYkCc5%2FOE2NHsokaeoKNbRTB3EsVQIU%2FfoAh2Rx5gwgSRPvv4%2Bi80f%2FiWl53%2BVy4oHftaIz18jk0gii5XOUwYhMhxnvCZvtMqgIwWSvl5%2BTaubXsG7u2Gui9dT97sz3G6AMMHDkm6I7oVoRS1oVd8Decx69Qpf2GOhHSg7b29JIUFbm28lx0iSDUX0lhCDa4nRl%2FD3xeeFOHAQCxxwhnz7g5KCMerRnnhirYrTYW1yV15%2F6DIHFChTR2P4klF%2BuPZNVoItLdpbapGBvmrdojmvYjm5xkm99W29TEg3gLt5d5VgIPgRhjoP%2FwUp7C5eb6jG4G6joDgNYB8xSdorrmpZb7YVkkdDrQnQ9FhEtpYZ%2FdPq5LgQqgPH1SAjc%2F2cZe1PSw4gnC%2BX2gq0yq1V7JnZ2VmVVM5ObbfikpttEXttedKTqbmCEE8t9FKFBjjXSghBbzM9wXggYKFkYkdWBMzO%2FcRb44UuzNBfqdtuFe6aHYwCZFOUUEMPeT3tIGOpkBqubKdQEx4F18VAdahI7%2FMZSYjyOrEBoF6jgetDdTkN7Rc9SPcp4iZjCDFeuh8lu75Vpz1WqhxCbg5OVjTHc2bmihIVM%2B%2B4Ztee0va8wirvYTvWk9HwRSnDkguk7dHEPeNFeZXgyRO9Qhk9CYy3yZknqN%2BQbrJE5e0GYkrNTgoS1b3Rxl206liRwzfHoFu8147iKuM2%2FDiF%2BZ&X-Amz-Signature=9cc6c6a86ce3ed044f3f4a0fa54dea0d33d52a6243f919b78b1401cdbb1623fb&X-Amz-SignedHeaders=host&response-content-disposition=attachment%3B%20filename%3D%22HOUSE_BILL_89_VERIFICATION.pdf%22&x-id=GetObject…