EXHIBIT A

CITY OF DAYTONA BEACH CURRENT INSURANCE POLICIES

A B C D E

POLICY CARRIER POLICY PERIOD ANNUAL PREMIUM DESCRIPTION OF COVERAGE, LIMITS & DEDUCTIBLES

Property Insurance (incl IM) PGIT 10/01/2025-10/01/2026 $949,807 TIV:$85,244,299 Named Storm: (no sublimit) with 5% NS Deductible Flood: $2,000,000 limit per occurrence with $25,000 Deductible All other Perils Deductible of $25,000 Accounts Receivable $1,000,000 Additional Expense $1,000,000 Animals – Annual Aggregate $40,000 Business Income $500,000 Debris Removal (Whichever is Greater, Per Occurrence) $250,000 / 25% of Loss Demolition, Ordinance and ICC $2,250,000 Duty to Defend Included Errors and Omissions $250,000 Expediting Expense $5,000 Fire Department Charges $25,000 Fungus Cleanup Expense – Annual Aggregate $50,000 Lawns, Plants, Trees and Shrubs – Any One Occurrence $25,000 New Locations up to 60 Days $2,000,000 Personal Property of Employees – Any One Occurrence $50,000 Pollution Cleanup Expense – Annual Aggregate $50,000 Preservation of Property $250,000 Property at Miscellaneous Unnamed Locations $150,000 Professional Fees $20,000 Recertification $10,000 Service Interruption Coverage $100,000 Transit $250,000 Vehicle Property Coverage – CAT Coverage $6,601,176

Endurance American Ins Co 10/01/2025-10/01/2026 $490,354 TIV: $290,728,315 - Primary $1,500,000 including NS coverage 5% NS Deductible National Fire & Marine Ins Co 10/01/2025-10/01/2026 $500,004 TIV: $290,728,315 - Primary $1,500,000 including NS coverage 5% NS Deductible Evanston Ins Co 10/01/2025-10/01/2026 $150,004 TIV: $290,728,315 - $1,000,000 XS Primary $3,000,000 including NS coverage 5% NS Deductible

Ordinance or Law – Coverage A Included Ordinance or Law – Coverage B & C Combined $1,000,000 Electronic Data Processing Per Occurrence (Hardware) $500,000 Accounts Receivable $100,000 Off Premises Utility Interruption – Property Damage & Business Income (Incl. Transmission & Distribution Lines Within 1,000 ft. of the Insured’s Premises) $100,000 Wind Driven Rain $250,000 Property in Transit $100,000 Newly Acquired Locations – Buildings $250,000; 60 days Newly Acquired Locations – Business Personal Property $100,000; 60 days Debris Removal $100,000 Fire Department Surcharge $10,000 Fire Extinguisher Recharge $2,500

A B C D E Property Insurance (incl IM) Cont Lock & Key Replacement $10,000

Electronic Data $10,000 Fine Arts $10,000 Personal Effects and Property of Others $25,000 Valuable Papers $100,000 Pollutant Cleanup and Removal – Annual Aggregate $100,000 Property off Premises $25,000 Backup of Sewer & Drains $100,000 Errors & Omissions $25,000 Outdoor Property - $5,000 Max per any one Tree, Plant or Shrub - $250

Landmark American Insurance Company 10/01/2025-10/01/2026 $210,004 TIV: $290,728,315-Special Form including Other Wind-Excluding NS, Flood, Earth Movement

$46,000,000 Excess of $4,000,000 Primary provided by Endurance American Ins Co, National Fire & Marine Ins Co, and Evanston Ins Co.

Pier Property Insurance Arch Specialty Ins Co 09/30/2025-09/30/2026 $75,004 Main Street Pier and Building - Excludes NS, Wind, Hail, Flood Deductible $25,000 Description of Coverage: Limits of Coverage:

Total Policy Limit Per Occurrence - All Covered Perils $5,000,000 Description of Property: Limits of Coverage:

Pier $6,000,000 Building $4,000,000 Business Income (Including/Excluding Extra Expense) $500,000 Total Insured Value $10,500,000 Sub-Limits:

Accounts Receivable $100,000 Debris Removal $100,000 Electronic Data & Media $100,000 Fire Department Service Charge $10,000 Limited Coverage for Fungus, Wet Rot, Dry Rot & Bacteria $15,000 Lost Key $10,000 Newly Acquired Building $250,000 Non-Owned Detached Trailers $5,000 Ordinance and Law A, B, C Combined $100,000 Outdoor Property Limit - $25,000 Per Item for Shrubs, Trees & Plants - $250 Personal Effects & Property of Others $25,000 Pollutant Clean Up & Removal $10,000 Property in Transit $25,000 Property off Premises $25,000 Utility Services Physical Damage Excluding Transmission & Distribution Lines $100,000 Valuable Papers & Records $100,000

A B C D E Equipment Breakdown Liberty Mutual Ins Co 10/01/2025-10/01/2026 $9,151 Total Insured Value – Property Damage: $365,972,615

Total Insured Value – Business Income / Extra Expense: $10,000,000 Equipment 25 Years or Older Will be Valued at Actual Cash Value Description of Coverage – Occurrence Form: Limits of Coverage:

Equipment Breakdown Limit $100,000,000 Property Damage Included Expediting Expenses $500,000 Business Income $10,000,000 Extra Expense combined w/ BI Extended Period of Restoration 365 Days Data or Media $1,000,000 Spoilage Damage $500,000 Utility Interruption – $10,000,000 (The Maximum Limit for Utility Interruption, Subject to Any Applicable Lower Coverage Limits, Including Business Income, Extra Expense, and/or Spoilage, Respectively) Coverage Applies Only of the Interruption of Services Lasts At Least 24 hours Newly Acquired Premises $5,000,000 Number of Days of Coverage 90 Days Ordinance or Law $1,000,000 Limited Coverage for Fungus, Wet Rot and Dry Rot $15,000 Business Income and/or Extra Expense 30 Days Increased Cost of Loss and Related Expenses for “Green Updates” Property Damage $100,000 Business Income and/or Extra Expense 30 Days Civil Authority 30 Days Ingress/Egress $25,000 Loss Adjustment Expenses $25,000 Off Premises Equipment Coverage Included Business Income Coinsurance Percentage Waived Diagnostic Equipment Included Civil Authority 100 Miles; 4 weeks Ingress/Egress $250,000 Claim Preparation Fees $250,000 Dependent Location Extension for Contingent BI/EE Included 150% Replacement Cost for Safety Improvements Included Ammonia Contamination $500,000 Consequential Loss $1,000,000 Data and Media $1,000,000 Hazardous Substance $500,000 Water Damage $500,000 Deductibles:

Property Damage Coverages $10,000 Business Income Including Extra Expense 24 Hours Spoilage Damage $5,000; Water Damage $5,000

A B C D E

Excess Workers Compensation Arch Ins Co 04/15/2025-04/15/2026 $238,760 Part One – Excess Workers’ Compensation: Limits of Coverage:

Each Accident - Statutory Disease – Each Employee - Statutory Part Two – Excess Employers Liability: Limits of Coverage:

Each Accident $5,000,000 Disease, Each Employee $5,000,000 Aggregate $5,000,000 Insured’s Specific Retention: Limits of Coverage:

Each Accident: $1,000,000 Disease, Each Employee: $1,000,000

Excess Liability Gemini Ins Co 04/15/2025-04/15/2026 $290,035 Description of Coverage:

Public Entity Retained Limits Liability Form A. Occurrence Form General Liability, Excess of a Retained Limit B. Occurrence Form Automobile Liability, Excess of a Retained Limit C. Occurrence Form Public Officials & Employment Practices Liability, Excess of a Retained Limit

Description of Coverage: Limits of Liability:

A. General Liability Each Occurrence - $2,500,000 Aggregate - $5,000,000 B. Law Enforcement Activities Each Wrongful Act - $2,500,000 Aggregate - $5,000,000 C. Public Officials, Employment Practices & Employee Benefits Liability Aggregate Aggregate - $5,000,000

1. Public Officials Liability – Each Claim - $2,500,000

2. Employment Practices Liability – Each Claim - $2,500,000

3. Employee Benefits Liability – Each Claim - $2,500,000 D. Limited Sexual Misconduct Occurrence Liability Each Occurrence - $2,500,000 Aggregate - $5,000,000 E. Automobile Liability Each Accident - $2,500,000 F. Crisis Management Expense Each Crisis Event - $35,000 Aggregate - $35,000 Self Insured Retention: Coverages A, B C D & E Each Occurrence (Other than F.S. 768.28) - $350,000 Each Occurrence (Within F.S. 768.28) - $300,000 Per Claimant (Within F.S. 768.28) - $200,000

A B C D E

Crime Insurance Policy Travelers Casualty & Surety Co of America 01/10/2025-01/10/2026 $24,777 Employee Dishonesty / Employee Theft – Per Loss $10,000,000 Deductible - $100,000

Forgery or Alteration - $1,000,000 Deductible- $10,000 Theft, Disappearance and Destruction – On Premises $1,000,000 Deductible - $10,000 In Transit $1,000,000 Deductible - $10,000 Computer Fraud $5,000,000 Deductibel - $50,000 Funds Transfer Fraud $5,000,000 Deductible - $50,000 Money Orders and Counterfeit Money $1,000,000 Deductible - $10,000 Claim Expense $5,000 Add Faithfull Performance of Duty Coverage for Government Employees Theft – Per Loss Coverage $2,000,000 Deductible - $100,000 Telecommunications Fraud $100,000 Deductible - $5,000 Social Engineering Fraud $100,000 Deductible - $100,000

Auto Policy PGIT 10/01/2025-10/01/2026 $24,959 Bodily Injury & Property Damage Symbol 7,8,9 $1,000,000 Combined Single Limit Physical Damage – Owned Autos * Comprehensive Symbol 7 $5,000 Deductible Collision Symbol 7 $5,000 Deductible Number of Vehicles on Policy - 24 Auto Liability - 4 Comprehensive Coverage - 20 Collision Coverage - 20

Cyber & Multimedia Liability Policy Crum & Forster 05/26/2025-05/26/2026 $48,380 Limits - $3,000,000

Breach Response - $3,000,000 eCrime - $250,000 Dependent Business - $3,000,000 Ransomware/Malware - $3,000,000 Deductible - $25,000

Flood Insurance Wright National Flood multiple $75,000 Flood policies on multiple buildings/structures in flood zones Deductible - $25,000

Storage Tank Third-Party (Pollution)

Commerece and Industry Ins Co 04/02/2025-04/02/2026 $11,475 33 Above Ground Storage Tanks and 2 underground Storage Tanks

$1,000,000 each occurrence; $4,000,000 aggregate limit; $5,000 Deductible

Storage Tank Third-Party (Pollution)

Crum & Forster Specialty Ins Co 04/02/2025-04/02/2026 $3,238 1 underground storage tank

$1,000,000 each occurrence; $4,000,000 aggregate limit; $50,000 Deductible

A B C D E

Watercraft Hull & PI Argonaut Ins Co 06/01/2025-06/01/2026 $23,559 3 vessels with total TIV of $675,000 - Deductible $5,000 PI: $1,000,000 CSL w/ $10,000 Deductible

Medical Malpractice TDC Specialty Ins Co 09/10/2025-09/10/2026 $24,995 Med Mal for EMT/Paramedics Professional Liability & General Liability: Limits of Liability:

Each Claim (Other Than Physical Abuse and Sexual Misconduct) $1,000,000 Each Claim – Physical Abuse / Sexual Misconduct $250,000 Aggregate Sublimit – Physical Abuse / Sexual Misconduct $750,000 Aggregate for all Claims $3,000,000 Deductible - Each Claim $15,000 Legal/Media Expense: Limits of Liability:

Each Legal Defense Proceeding $50,000 Aggregate for all Legal Defense Proceedings $50,000

Pier General Liability Evanston Ins Co 09/30-2025-09/30/2026 $5,181 Each Occurrence $1,000,000 Personal Injury & Advertising Injury $1,000,000 Damage to Premises rented to You (Any One Premises) $100,000 Medical Expense $5,000 Aggregates All Other Coverages $2,000,000 Products/Completed Operations Included Deductible Per Claim $2,500 (Applies to Bodily Injury, Property Damage Combined) Limited Assault or Battery Coverage Defense Within Limits Each Occurrence/Common Cause $100,000 Aggregate $200,000

Special Events GL Ascot Ins Co 10/01/2025-10/01/2026 $24,263 Covers 2 locations Commercial General Liability: Limits of Coverage:

Each Occurrence $1,000,000 Personal Injury & Advertising Injury $1,000,000 Damage to Premises rented to You (Any One Premises) $1,000,000 Medical Expense Excluded General Aggregate Limit – Per Event $5,000,000 Products/Completed Operations $5,000,000 Deductible – Per Occurrence (Applies to BI and PD) $7,500 Crisis Management $50,000 Limited Excess Fireworks Coverage Included

Liquor Liability Insurance Ascot Ins Co 10/01/2025-10/01/2026 $3,823 Liquor Liability - Occurrence Form - 10 locations with liquor licenses covered Per Occurrence $1,000,000 Aggregate $2,000,000

A B C D E Railroad Protection Liability Hudson Ins Co 12/31/2025-12/31/2026 $1,500 Florida East Coast Railroad

Two golf cart lanes cross railroad tracks at Municpal Golf Course Each Occurrence $2,000,000 Aggregate $6,000,000

Sheet1