Exhibit 3 - EyeMed Utilization Reports.pdf

PDF 648 KB Posted

Attached to
Vision Insurance for District Employees
Solicitation number
ITB-13230
Issued by
Polk County, Florida

About this file

This document is a comprehensive utilization report from EyeMed for the St. Johns River Water Management District covering vision benefits and healthcare services for the period from April 2024 to March 2025. The report provides detailed insights into membership, exam utilization, material utilization, network usage, and member experiences across various demographic groups and service types. Key metrics include 349 subscribers, 746 total members, and year-to-date member savings of $78,704. The report breaks down usage by member type (subscribers, spouses/partners, children), age groups, and different lens and service categories such as single vision, progressive lenses, contacts, and frame purchases.

The analysis reveals nuanced utilization patterns, with exam utilization ranging from 20% to 34.5% across different age groups and material utilization showing variations in lens types and provider networks. Independent providers account for 56.9% of combined exam and material services, while retail providers represent 40.8%. The report highlights member savings percentages, average retail prices, and member responsibilities for various services, with notable discounts across different lens enhancements and service types. Polycarbonate lenses show a 66.4% usage rate, and anti-reflective coatings are used in 56% of lens treatments, demonstrating the comprehensive nature of the vision benefits package for the St. Johns River Water Management District employees.

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Other files

File Type Posted
Attachment A - Vision Ins Questionnaire.xlsx XLSX spreadsheet
Exhibit 2 - Vision Enrollments.xlsx XLSX spreadsheet
Exhibit 2.1 - Revised Vision Enrollments.xlsx XLSX spreadsheet
Exhibit 4 - Vision Certificate of Insurance.pdf PDF
Exhibit 2.1 - Revised Vision Enrollments.xlsx XLSX spreadsheet
Exhibit 4 - Vision Certificate of Insurance.pdf PDF
Exhibit 5-Provider Listing-Top Providers.xlsx XLSX spreadsheet
Exhibit 1 - EyeMed Vision Summary of Benefits.pdf PDF
QR 41311 - Addendum 1-FINAL.pdf PDF
QR 41311 Vision Insurance - FINAL 6-26-2025.pdf PDF
Exhibit 3 - EyeMed Utilization Reports.pdf PDF
QR 41311 - Addendum 2-FINAL.pdf PDF
QR 41311 Vision Insurance - FINAL 6-26-2025.pdf PDF
Exhibit 4 - Vision Certificate of Insurance.pdf PDF
QR 41311 Vision Insurance - FINAL 6-26-2025.pdf PDF
Exhibit 3 - EyeMed Utilization Reports.pdf PDF
Attachment A - Vision Ins Questionnaire.xlsx XLSX spreadsheet
Exhibit 2 - Vision Enrollments.xlsx XLSX spreadsheet
QR 41311 - Addendum 1-FINAL.pdf PDF
Attachment A - Vision Ins Questionnaire.xlsx XLSX spreadsheet
Exhibit 2 - Vision Enrollments.xlsx XLSX spreadsheet
Exhibit 1 - EyeMed Vision Summary of Benefits.pdf PDF
Exhibit 1 - EyeMed Vision Summary of Benefits.pdf PDF
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St Johns River Water Management District

EyeMed provides St Johns River Water Management District the following utilization reports for your review.

· Summary Page – High Level Comparison of Utilization Percentages, Current vs. Prior Year

· Utilization – Utilization Percentages & Dollars by Month, Current vs. Prior Year

· Network Utilization – Utilization Percentages by Provider Bands, Current vs. Prior Year

· Benefit Utilization – Client Savings by Service/Material Purchased

· Member Experience – Member Savings by Service/Material Purchased

· Glossary – Glossary of Terms and Calculations

Please contact your Account Manager should you have any questions about your utilization. Thank you for your business.

St Johns River Water Management District YTD Member Savings: $78,704

Date Executed: 4/30/25 CONFIDENTIAL & PROPRIETARY Intended for EyeMed Clients and their brokers/consultants only

Current Year (CY): 2024/04 to 2025/03

Prior Year (PY): 2023/04 to 2024/03Cov:1/1

SummarySt Johns River Water Management District

Benefit Utilization Client BOB

Benefit Type CY % PY % CY % PY %

Exam 29.2% 29.6% 30.3% 29.7%

Material 24.0% 26.6% 29.1% 28.2%

Eyewear (% of Materials) 72.8% 73.1% 69.5% 69.2%

Contacts (% of Materials) 27.2% 26.9% 30.5% 30.8%

Single Vision (% of Lens) 51.2% 51.4% 59.0% 58.7%

Multi-Focal Lined (% of Lens) 4.8% 4.9% 4.3% 4.5%

Progressive (% of Lens) 44.0% 43.7% 36.8% 36.8%

Other Lens (% of Lens) 0.0% 0.0% 0.0% 0.0%

For more information, please review the Benefit Utilization page.

Utilization Membership Exam Utilization Material Utilization

Client Client BOB Client BOB

Member Type CY # PY # CY % PY % CY % PY % CY % PY % CY % PY %

Subscriber 349 341 30.7% 35.5% 32.8% 31.9% 28.4% 35.5% 32.7% 31.6%

Spouse/Partner 166 162 31.3% 31.4% 33.5% 32.9% 26.5% 24.7% 32.7% 31.7%

Child/Other 231 233 25.5% 19.7% 23.9% 23.8% 15.6% 15.0% 20.5% 20.0%

For more information, please review the Utilization page(s).

Network Utilization

Exam & Mat'l Share Exam Share Material Share

Client Client BOB Client BOB

Location Type CY % PY % CY % PY % CY % PY % CY % PY % CY % PY %

Independent 56.9% 52.7% 59.2% 56.0% 49.0% 51.0% 54.2% 49.0% 38.6% 41.3%

Retail 40.8% 43.2% 40.4% 42.7% 49.4% 47.4% 41.3% 43.9% 55.2% 53.1%

Out of Network 2.3% 4.1% 0.5% 1.4% 1.5% 1.5% 4.5% 7.1% 4.9% 4.5%

For more information, please review the Network Utilization page.

Lens Enhancements Client BOB

Top Add-Ons (% of Lens) CY % PY % CY % PY %

Polycarbonate 66.4% 63.4% 67.0% 67.3%

Anti-Reflective Coating 56.0% 51.4% 73.4% 72.1%

Scratch Coating 18.4% 19.7% 18.7% 18.4%

Photochromic 13.6% 26.8% 21.6% 20.8%

For more information, please review the Member Experience page.

Date Executed: 4/30/25 CONFIDENTIAL & PROPRIETARY Intended for EyeMed Clients and their brokers/consultants only

Prior Year (PY): 2023/04 to 2024/03Sum:1/1

UtilizationSt Johns River Water Management District

Client Utilization Subscribers Members Members Using Benefit Exam Utilization Material Utilization

By Month CY # PY # CY # PY # CY # PY # CY # CY $ PY # PY $ CY # CY $ PY # PY $

April 344 331 745 724 19 18 16 $785 11 $605 13 $1,077 12 $944

May 345 333 749 728 34 20 27 $1,459 11 $555 25 $2,140 15 $1,133

June 341 333 742 726 25 23 18 $920 16 $845 14 $1,040 18 $1,301

July 342 338 744 733 24 21 17 $951 17 $885 18 $1,884 9 $667

August 343 338 741 728 19 27 15 $870 20 $919 11 $912 16 $1,192

September 347 340 746 730 20 15 15 $700 12 $633 12 $929 8 $703

October 345 340 742 730 20 18 15 $710 14 $710 15 $1,052 10 $924

November 347 344 736 737 20 27 18 $1,085 18 $895 8 $558 16 $1,328

December 347 345 732 737 17 31 15 $780 24 $1,220 7 $567 25 $2,418

January 362 355 759 764 28 44 21 $1,140 33 $1,570 18 $1,893 34 $2,756

February 362 351 762 756 32 32 25 $1,205 25 $1,150 21 $1,519 21 $1,671

March 361 346 756 748 25 23 16 $835 17 $945 17 $1,347 12 $1,011

349 341 746 737 283 299 218 $11,439 218 $10,932 179 $14,917 196 $16,049

Date Executed: 4/30/25 CONFIDENTIAL & PROPRIETARY Intended for EyeMed Clients and their brokers/consultants only

Prior Year (PY): 2023/04 to 2024/03Utl:1/1

Network

Network Utilization by Band (CY)

Client Combined (Ex & Matls)

Client Exam Share

Client Mat'l Share

Location Type Provider Band CY % PY % CY % PY % CY % PY %

Independent Independent 56.9% 52.7% 59.2% 56.0% 54.2% 49.0%

Total: Independent 56.9% 52.7% 59.2% 56.0% 54.2% 49.0%

Retail LensCrafters 12.1% 15.0% 11.0% 14.7% 13.4% 15.3%

Pearle Vision 3.0% 2.7% 3.2% 3.7% 2.8% 1.5%

Target Optical 7.6% 8.9% 8.3% 8.3% 6.7% 9.7%

Contacts Direct 0.3% 0.0% 0.0% 0.0% 0.6% 0.0%

Other Retail 17.9% 16.7% 17.9% 16.1% 17.9% 17.3%

Total: Retail 40.8% 43.2% 40.4% 42.7% 41.3% 43.9%

Out of Network Out of Network 2.3% 4.1% 0.5% 1.4% 4.5% 7.1%

Total: Out of Network 2.3% 4.1% 0.5% 1.4% 4.5% 7.1%

Frames by Price Point and Network (CY) Independent LensCrafters Pearle Vision

Target Optical Other Retail

Out of Network

Total All Frames

<= $100 8.0% 6.7% 0.0% 20.0% 44.4% 71.4% 19.4%

$100-$110 0.0% 6.7% 0.0% 0.0% 0.0% 14.3% 2.0%

$110-$120 6.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.1%

$120-$130 2.0% 0.0% 0.0% 0.0% 5.6% 0.0% 2.0%

$130-$140 4.0% 6.7% 0.0% 0.0% 0.0% 0.0% 3.1%

$140-$150 2.0% 13.3% 0.0% 0.0% 5.6% 0.0% 4.1%

$150-$170 6.0% 13.3% 0.0% 40.0% 0.0% 0.0% 7.1%

$170-$200 12.0% 26.7% 0.0% 0.0% 0.0% 0.0% 10.2%

$200-$300 54.0% 26.7% 66.7% 20.0% 38.9% 14.3% 42.9%

$300-$400 2.0% 0.0% 0.0% 20.0% 0.0% 0.0% 2.0%

> $400 4.0% 0.0% 33.3% 0.0% 5.6% 0.0% 4.1%

Frame Count by Network 50 15 3 5 18 7 98

Network Percent of Total 51.0% 15.3% 3.1% 5.1% 18.4% 7.1% 100.0%

Percent of Frames < Allowance 8.0% 6.7% 0.0% 20.0% 44.4% 28.6% 16.3%

Avg Frame Retail Price $217 $174 $327 $192 $171 $103 $196

Date Executed: 4/30/25 CONFIDENTIAL & PROPRIETARY Intended for EyeMed Clients and their brokers/consultants only

Net:1/1 Prior Year (PY): 2023/04 to 2024/03

Benefit

Lens Single Vision 64 8.6% $5,365 $2,274 $3,091 $84 57.6%

Lens Multi-Focal Lined 6 0.3% $809 $400 $409 $135 50.6%

Lens Std Progressive 7 0.4% $1,773 $1,189 $584 $253 32.9%

Lens Tiered Prem Progressive - T1 8 0.7% $2,354 $1,090 $1,264 $294 53.7%

Lens Tiered Prem Progressive - T2 1 0.0% $350 $150 $200 $350 57.1%

Lens Tiered Prem Progressive - T3 29 3.9% $9,900 $4,785 $5,115 $341 51.7%

Lens Other Prem Progressive 10 1.0% $4,972 $4,017 $954 $497 19.2%

Lens Other Lens 0 0.0% $0 $0 $0 $0 0.0%

Total Lenses 125 14.9% $25,523 $13,906 $11,617 $204 45.5%

Average Transaction (CY) Utilization Net to Client Avg Client

Service / Material Lens Type Count Percent Retail Provider Savings Retail Savings

Exam 218 29.2% $28,326 $10,564 $17,762 $130 62.7%

Contacts 49 6.6% $15,175 $15,059 $116 $310 0.8%

Fit & Follow 67 9.0% $5,521 $4,130 $1,391 $82 25.2%

Frame 98 13.1% $19,197 $13,325 $5,873 $196 30.6%

Utilization by Age Break (CY) 1 - 18 19 - 26 27 - 40 41 - 55 56 - 65 Over 65

Membership (as of report CY end date) 134 110 145 188 134 45

Exam 29.9% 20.0% 34.5% 33.5% 24.6% 22.2%

Contacts 1.5% 10.9% 12.4% 5.9% 3.7% 2.2%

Frame 13.4% 5.5% 17.9% 12.8% 9.7% 24.4%

Single Vision 15.7% 5.5% 17.2% 5.3% 0.7% 2.2%

Multi-Focal Lined 0.7% 0.0% 0.0% 0.0% 1.5% 6.7%

Std Progressive 0.0% 0.0% 0.0% 2.1% 0.7% 4.4%

Tiered Prem Progressive - T1 0.0% 0.0% 0.0% 0.5% 3.0% 6.7%

Tiered Prem Progressive - T2 0.0% 0.0% 0.7% 0.0% 0.0% 0.0%

Tiered Prem Progressive - T3 0.0% 0.0% 0.0% 6.4% 7.5% 15.6%

Other Prem Progressive 0.0% 0.0% 0.0% 2.1% 3.7% 2.2%

Other Lens 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%

Date Executed: 4/30/25 CONFIDENTIAL & PROPRIETARY Intended for EyeMed Clients and their brokers/consultants only

Ben:1/1 Prior Year (PY): 2023/04 to 2024/03

St Johns River Water Management District Member Experience

Single Vision 64 8.6% $5,365 $1,028 $4,337 $84 $16 80.8%

Multi-Focal Lined 6 0.3% $809 $90 $719 $135 $15 88.9%

Std Progressive 7 0.4% $1,773 $909 $864 $253 $130 48.7%

Tiered Prem Progressive - T1 8 0.7% $2,354 $800 $1,554 $294 $100 66.0%

Tiered Prem Progressive - T2 1 0.0% $350 $110 $240 $350 $110 68.6%

Tiered Prem Progressive - T3 29 3.9% $9,900 $3,625 $6,275 $341 $125 63.4%

Other Prem Progressive 10 1.0% $4,972 $3,637 $1,334 $497 $364 26.8%

Other Lens 0 0.0% $0 $0 $0 $0 $0 0.0%

Total: Lenses 125 14.9% $25,523 $10,199 $15,323 $204 $82 60.0%

Service / Material Averages (CY)

Count Utilization Percent

Retail Member Responsibility

Member Savings

Avg Retail Avg Member Responsibility

Member Discount %

Exam 218 29.2% $28,326 $2,190 $26,136 $130 $10 92.3%

Total: Exams 218 29.2% $28,326 $2,190 $26,136 $130 $10 92.3%

Dilation 24 3.2% $90 $0 $90 $4 $0 100.0%

Retinal Photo 46 6.2% $1,838 $1,647 $191 $40 $36 10.4%

Refraction 152 20.4% $6,089 $0 $6,089 $40 $0 100.0%

Total: Exam Services 222 29.8% $8,017 $1,647 $6,370 $36 $7 79.5%

Contacts 49 6.6% $15,175 $9,265 $5,910 $310 $189 38.9%

Total: Contacts 49 6.6% $15,175 $9,265 $5,910 $310 $189 38.9%

Fit & Follow 67 9.0% $5,521 $1,065 $4,456 $82 $16 80.7%

Total: Fit & Follow 67 9.0% $5,521 $1,065 $4,456 $82 $16 80.7%

Frame 98 13.1% $19,197 $7,908 $11,289 $196 $81 58.8%

Total: Frames 98 13.1% $19,197 $7,908 $11,289 $196 $81 58.8%

Date Executed: 4/30/25 CONFIDENTIAL & PROPRIETARY Intended for EyeMed Clients and their brokers/consultants only

MbrExp:1/2 Prior Year (PY): 2023/04 to 2024/03

St Johns River Water Management District Member Experience

Service / Material Averages (CY) Count

Utilization Percent Retail

Member Responsibility

Member Savings Avg Retail

Avg Member Responsibility

Member Discount %

Anti-Reflective Coating 31 3.8% $2,383 $1,290 $1,093 $77 $42 45.9%

Anti-Reflective Coating Tier 1 8 0.5% $948 $456 $492 $119 $57 51.9%

Anti-Reflective Coating Tier 2 31 3.8% $4,013 $2,108 $1,905 $129 $68 47.5%

Total: Anti-Reflective Coating 70 9.4% $7,344 $3,854 $3,490 $105 $55 47.5%

Polycarbonate 83 11.1% $5,365 $3,088 $2,277 $65 $37 42.4%

Total: Polycarbonate 83 11.1% $5,365 $3,088 $2,277 $65 $37 42.4%

Photochromic - Plastic 17 1.9% $2,567 $1,275 $1,292 $151 $75 50.3%

Total: Photochromic 17 1.9% $2,567 $1,275 $1,292 $151 $75 50.3%

Premium Scratch Coating 1 0.0% $0 $0 $0 $0 $0 0.0%

Scratch Coating 22 2.5% $25 $15 $10 $1 $1 40.0%

Total: Scratch Coating 23 2.6% $25 $15 $10 $1 $1 40.0%

High Index 7 0.4% $997 $798 $199 $142 $114 20.0%

Other Misc Add-Ons 20 2.5% $1,099 $820 $280 $55 $41 25.4%

Polarize Lens 5 0.2% $528 $423 $106 $106 $85 20.0%

Prem Anti-Reflective Coating 30 4.0% $4,190 $3,352 $838 $140 $112 20.0%

Prism 1 0.0% $6 $5 $1 $6 $5 20.0%

Rimless/Drill 0 0.0% $0 $0 $0 $0 $0 0.0%

Roll/Polish 8 0.5% $183 $146 $37 $23 $18 20.0%

Tint 21 2.3% $693 $225 $468 $33 $11 67.6%

Ultra-Violet Coating 44 5.9% $397 $220 $177 $9 $5 44.5%

Total: Other 136 18.2% $8,093 $5,988 $2,105 $60 $44 26.0%

Total: Service / Material (CY) 1,120 47.0% $125,153 $46,494 $78,658 $357 $132 62.8%

Date Executed: 4/30/25 CONFIDENTIAL & PROPRIETARY Intended for EyeMed Clients and their brokers/consultants only

MbrExp:2/2 Prior Year (PY): 2023/04 to 2024/03

St Johns River Water Management District Client List

Group ID Group Name Effective

Date Renewal

Date Voluntary Indicator Type

1009139 1001 ST. JOHNS RIVER MGMT 1/1/2017 12/31/2028 Voluntary Fixed Fee

St Johns River Water Management District Glossary

Report Name Field & Definition

General *Claims must include a funded exam, frame, lens or contact to be included within these reports.

*Fit & Follow Up must be attached to a claim with a funded exam or contact to be included within these reports.

CY - Current year reporting period.

PY - Prior year reporting period.

Summary BOB - EyeMed Book of Business.

Exam Utilization - Number of exam claims divided by average member count.

Material Utilization - Number of material claims divided by average member count.

Exam Share - Percentage of exam claims by location type.

Material Share - Percentage of material claims by location type.

Utilization Members Using Benefit - Number of members with claim activity.

Number of Exams - Number of exams billed from claims.

Exam Claim Dollars - Claim dollars billed for the exams as reported on claims received.

Number of Materials - Sum of eyewear and contacts billed from claims.

Material Claim Dollars - Claim dollars billed for eyewear, contacts and fit & follow up as reported on claims received.

Benefit Utilization Retail Dollars - Original cost (before discounts) of services as reported on the claims received.

Net to Provider - Claim dollars billed for service and/or material type as reported on the claims received plus member out of pocket dollars.

Client Savings Dollars - Retail dollars less net to provider dollars.

Avg Retail Dollars - Retail dollars divided by count.

Client Savings % - Client savings divided by retail dollars.

Member Experience *Data includes Out-of-Network transactions.

Member Responsibility - Dollars spent by members (member out of pocket).

Member Savings - Retail dollars less member responsibility.

Member Discount % - Member savings divided by retail dollars.

Utilization by GroupSt Johns River Water Management District

1009139 1001 - ST. JOHNS RIVER MGMTGroup:

Client Utilization Subscribers Members Members Using Benefit Exam Utilization Material Utilization

By Month CY # PY # CY # PY # CY # PY # CY # CY $ PY # PY $ CY # CY $ PY # PY $

April 344 331 745 724 19 18 16 $785 11 $605 13 $1,077 12 $944

May 345 333 749 728 34 20 27 $1,459 11 $555 25 $2,140 15 $1,133

June 341 333 742 726 25 23 18 $920 16 $845 14 $1,040 18 $1,301

July 342 338 744 733 24 21 17 $951 17 $885 18 $1,884 9 $667

August 343 338 741 728 19 27 15 $870 20 $919 11 $912 16 $1,192

September 347 340 746 730 20 15 15 $700 12 $633 12 $929 8 $703

October 345 340 742 730 20 18 15 $710 14 $710 15 $1,052 10 $924

November 347 344 736 737 20 27 18 $1,085 18 $895 8 $558 16 $1,328

December 347 345 732 737 17 31 15 $780 24 $1,220 7 $567 25 $2,418

January 362 355 759 764 28 44 21 $1,140 33 $1,570 18 $1,893 34 $2,756

February 362 351 762 756 32 32 25 $1,205 25 $1,150 21 $1,519 21 $1,671

March 361 346 756 748 25 23 16 $835 17 $945 17 $1,347 12 $1,011

349 341 746 737 283 299 218 $11,439 218 $10,932 179 $14,917 196 $16,049

Date Executed: 4/30/25 CONFIDENTIAL & PROPRIETARY Intended for EyeMed Clients and their brokers/consultants only

Prior Year (PY): 2023/04 to 2024/03Utl_Grp:1/1

Network Utilization by GroupSt Johns River Water Management District

1009139 1001 - ST. JOHNS RIVER MGMTGroup:

Network Utilization by Band (CY)

Client Combined (Ex & Matls)

Client Exam Share

Client Mat'l Share

Location Type Provider Band CY % PY % CY % PY % CY % PY %

Independent Independent 56.9% 52.7% 59.2% 56.0% 54.2% 49.0%

Total: Independent 56.9% 52.7% 59.2% 56.0% 54.2% 49.0%

Retail LensCrafters 12.1% 15.0% 11.0% 14.7% 13.4% 15.3%

Pearle Vision 3.0% 2.7% 3.2% 3.7% 2.8% 1.5%

Target Optical 7.6% 8.9% 8.3% 8.3% 6.7% 9.7%

Contacts Direct 0.3% 0.0% 0.0% 0.0% 0.6% 0.0%

Other Retail 17.9% 16.7% 17.9% 16.1% 17.9% 17.3%

Total: Retail 40.8% 43.2% 40.4% 42.7% 41.3% 43.9%

Out of Network Out of Network 2.3% 4.1% 0.5% 1.4% 4.5% 7.1%

Total: Out of Network 2.3% 4.1% 0.5% 1.4% 4.5% 7.1%

Frames by Price Point and Network (CY) Independent LensCrafters Pearle Vision

Target Optical Other Retail

Out of Network

Total All Frames

<= $100 8.0% 6.7% 0.0% 20.0% 44.4% 71.4% 19.4%

$100-$110 0.0% 6.7% 0.0% 0.0% 0.0% 14.3% 2.0%

$110-$120 6.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.1%

$120-$130 2.0% 0.0% 0.0% 0.0% 5.6% 0.0% 2.0%

$130-$140 4.0% 6.7% 0.0% 0.0% 0.0% 0.0% 3.1%

$140-$150 2.0% 13.3% 0.0% 0.0% 5.6% 0.0% 4.1%

$150-$170 6.0% 13.3% 0.0% 40.0% 0.0% 0.0% 7.1%

$170-$200 12.0% 26.7% 0.0% 0.0% 0.0% 0.0% 10.2%

$200-$300 54.0% 26.7% 66.7% 20.0% 38.9% 14.3% 42.9%

$300-$400 2.0% 0.0% 0.0% 20.0% 0.0% 0.0% 2.0%

> $400 4.0% 0.0% 33.3% 0.0% 5.6% 0.0% 4.1%

Frame Count by Network 50 15 3 5 18 7 98

Network Percent of Total 51.0% 15.3% 3.1% 5.1% 18.4% 7.1% 100.0%

Percent of Frames < Allowance 8.0% 6.7% 0.0% 20.0% 44.4% 28.6% 16.3%

Avg Frame Retail Price $217 $174 $327 $192 $171 $103 $196

Date Executed: 4/30/25 CONFIDENTIAL & PROPRIETARY Intended for EyeMed Clients and their brokers/consultants only

Net_Grp:1/1 Prior Year (PY): 2023/04 to 2024/03

St Johns River Water Management District Benefit Utilization by Group

1009139 1001 - ST. JOHNS RIVER MGMTGroup:

Average Transaction (CY) Utilization Net to Client Avg Client

Service / Material Lens Type Count Percent Retail Provider Savings Retail Savings

Exam 218 29.2% $28,326 $10,564 $17,762 $130 62.7%

Contacts 49 6.6% $15,175 $15,059 $116 $310 0.8%

Fit & Follow 67 9.0% $5,521 $4,130 $1,391 $82 25.2%

Frame 98 13.1% $19,197 $13,325 $5,873 $196 30.6%

Lens Single Vision 64 8.6% $5,365 $2,274 $3,091 $84 57.6%

Lens Multi-Focal Lined 6 0.8% $809 $400 $409 $135 50.6%

Lens Std Progressive 7 0.9% $1,773 $1,189 $584 $253 32.9%

Lens Tiered Prem Progressive - T1 8 1.1% $2,354 $1,090 $1,264 $294 53.7%

Lens Tiered Prem Progressive - T2 1 0.1% $350 $150 $200 $350 57.1%

Lens Tiered Prem Progressive - T3 29 3.9% $9,900 $4,785 $5,115 $341 51.7%

Lens Other Prem Progressive 10 1.3% $4,972 $4,017 $954 $497 19.2%

Lens Other Lens 0 0.0% $0 $0 $0 $0 0.0%

Total Lenses 125 16.8% $25,523 $13,906 $11,617 $204 45.5%

Utilization by Age Break (CY) 1 - 18 19 - 26 27 - 40 41 - 55 56 - 65 Over 65

Membership (as of report CY end date) 134 110 145 188 134 45

Exam 29.9% 20.0% 34.5% 33.5% 24.6% 22.2%

Contacts 1.5% 10.9% 12.4% 5.9% 3.7% 2.2%

Frame 13.4% 5.5% 17.9% 12.8% 9.7% 24.4%

Single Vision 15.7% 5.5% 17.2% 5.3% 0.7% 2.2%

Multi-Focal Lined 0.7% 0.0% 0.0% 0.0% 1.5% 6.7%

Std Progressive 0.0% 0.0% 0.0% 2.1% 0.7% 4.4%

Tiered Prem Progressive - T1 0.0% 0.0% 0.0% 0.5% 3.0% 6.7%

Tiered Prem Progressive - T2 0.0% 0.0% 0.7% 0.0% 0.0% 0.0%

Tiered Prem Progressive - T3 0.0% 0.0% 0.0% 6.4% 7.5% 15.6%

Other Prem Progressive 0.0% 0.0% 0.0% 2.1% 3.7% 2.2%

Other Lens 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%

Date Executed: 4/30/25 CONFIDENTIAL & PROPRIETARY Intended for EyeMed Clients and their brokers/consultants only

Prior Year (PY): 2023/04 to 2024/03Ben_Grp:1/1

St Johns River Water Management District Member Experience

1009139 1001 - ST. JOHNS RIVER MGMTGroup:

Service / Material Averages (CY)

Count Utilization Percent

Retail Member Responsibility

Member Savings

Avg Retail Avg Member Responsibility

Member Discount %

Exam 218 29.2% $28,326 $2,190 $26,136 $130 $10 92.3%

Total: Exams 218 29.2% $28,326 $2,190 $26,136 $130 $10 92.3%

Dilation 24 3.2% $90 $0 $90 $4 $0 100.0%

Retinal Photo 46 6.2% $1,838 $1,647 $191 $40 $36 10.4%

Refraction 152 20.4% $6,089 $0 $6,089 $40 $0 100.0%

Total: Exam Services 222 29.8% $8,017 $1,647 $6,370 $36 $7 79.5%

Contacts 49 6.6% $15,175 $9,265 $5,910 $310 $189 38.9%

Total: Contacts 49 6.6% $15,175 $9,265 $5,910 $310 $189 38.9%

Fit & Follow 67 9.0% $5,521 $1,065 $4,456 $82 $16 80.7%

Total: Fit & Follow 67 9.0% $5,521 $1,065 $4,456 $82 $16 80.7%

Frame 98 13.1% $19,197 $7,908 $11,289 $196 $81 58.8%

Total: Frames 98 13.1% $19,197 $7,908 $11,289 $196 $81 58.8%

Single Vision 64 8.6% $5,365 $1,028 $4,337 $84 $16 80.8%

Multi-Focal Lined 6 0.8% $809 $90 $719 $135 $15 88.9%

Std Progressive 7 0.9% $1,773 $909 $864 $253 $130 48.7%

Tiered Prem Progressive - T1 8 1.1% $2,354 $800 $1,554 $294 $100 66.0%

Tiered Prem Progressive - T2 1 0.1% $350 $110 $240 $350 $110 68.6%

Tiered Prem Progressive - T3 29 3.9% $9,900 $3,625 $6,275 $341 $125 63.4%

Other Prem Progressive 10 1.3% $4,972 $3,637 $1,334 $497 $364 26.8%

Other Lens 0 0.0% $0 $0 $0 $0 $0 0.0%

Total: Lenses 125 16.8% $25,523 $10,199 $15,323 $204 $82 60.0%

Date Executed: 4/30/25 CONFIDENTIAL & PROPRIETARY Intended for EyeMed Clients and their brokers/consultants only

MbrExp_Grp:1/2 Prior Year (PY): 2023/04 to 2024/03

St Johns River Water Management District Member Experience

1009139 1001 - ST. JOHNS RIVER MGMTGroup:

Service / Material Averages (CY) Count

Utilization Percent Retail

Member Responsibility

Member Savings Avg Retail

Avg Member Responsibility

Member Discount %

Anti-Reflective Coating 31 4.2% $2,383 $1,290 $1,093 $77 $42 45.9%

Anti-Reflective Coating Tier 1 8 1.1% $948 $456 $492 $119 $57 51.9%

Anti-Reflective Coating Tier 2 31 4.2% $4,013 $2,108 $1,905 $129 $68 47.5%

Total: Anti-Reflective Coating 70 9.4% $7,344 $3,854 $3,490 $105 $55 47.5%

Polycarbonate 83 11.1% $5,365 $3,088 $2,277 $65 $37 42.4%

Total: Polycarbonate 83 11.1% $5,365 $3,088 $2,277 $65 $37 42.4%

Photochromic - Plastic 17 2.3% $2,567 $1,275 $1,292 $151 $75 50.3%

Total: Photochromic 17 2.3% $2,567 $1,275 $1,292 $151 $75 50.3%

Premium Scratch Coating 1 0.1% $0 $0 $0 $0 $0 0.0%

Scratch Coating 22 2.9% $25 $15 $10 $1 $1 40.0%

Total: Scratch Coating 23 3.1% $25 $15 $10 $1 $1 40.0%

High Index 7 0.9% $997 $798 $199 $142 $114 20.0%

Other Misc Add-Ons 20 2.7% $1,099 $820 $280 $55 $41 25.4%

Polarize Lens 5 0.7% $528 $423 $106 $106 $85 20.0%

Prem Anti-Reflective Coating 30 4.0% $4,190 $3,352 $838 $140 $112 20.0%

Prism 1 0.1% $6 $5 $1 $6 $5 20.0%

Rimless/Drill 0 0.0% $0 $0 $0 $0 $0 0.0%

Roll/Polish 8 1.1% $183 $146 $37 $23 $18 20.0%

Tint 21 2.8% $693 $225 $468 $33 $11 67.6%

Ultra-Violet Coating 44 5.9% $397 $220 $177 $9 $5 44.5%

Total: Other 136 18.2% $8,093 $5,988 $2,105 $60 $44 26.0%

Total: Service / Material (CY) 1,120 47.0% $125,153 $46,494 $78,658 $357 $132 62.8%

Date Executed: 4/30/25 CONFIDENTIAL & PROPRIETARY Intended for EyeMed Clients and their brokers/consultants only

MbrExp_Grp:2/2 Prior Year (PY): 2023/04 to 2024/03

Cover
Summary
Utilization
Network Utilization
Benefit Utilization
Member Experience
Client List
Glossary
Utilization by Breakout
1009139 1001 - ST. JOHNS RIVER MGMT
Network Util by Breakout
1009139 1001 - ST. JOHNS RIVER MGMT
Benefit Util by Breakout
1009139 1001 - ST. JOHNS RIVER MGMT
Member Exp by Breakout
1009139 1001 - ST. JOHNS RIVER MGMT

File details come from the government source that posted it. Updated .