ESBD_398114_1740251905921_F022710 City of Waco rate history.xlsx

This is a rate history spreadsheet for the City of Waco showing insurance premium rates for various life, AD&D, and disability products across five fiscal years from October 2020 through October 2024. The document outlines rate histories for multiple insurance products including Basic Life, Basic AD&D, Voluntary Short Term Disability (STD), Supplemental Life for employees, spouses, and children, Basic Long Term Disability (LTD), and various retiree life insurance options.

The rates are primarily quoted per $1,000 of benefit for Life and AD&D products, per $10 of weekly benefit for STD, and per $100 of monthly covered payroll for LTD. Notable rate increases occurred in Basic Life coverage, which doubled from $0.055 to $0.110 in October 2022, and Basic LTD, which increased from $0.153 to $0.200 in the same period. Disabled Retiree Life rates showed a significant increase from $0.245 to $1.062 in October 2023. Most other rates remained stable throughout the five-year period, including Supplemental Life rates for employees ($0.275), spouses ($0.390), and children ($0.140).