Current_Policies.pdf

This file documents current insurance policies maintained by Henry County, Georgia, across multiple coverage categories and carriers effective through various dates in 2026 and 2027. The policies include Auto coverage with FMIT at an annual premium of $153,367, Property/Inland Marine coverage at $1,502,613, Workers Compensation at $680,314, and General/Professional Liability through FACT at $1,448,912. Additional specialized coverages include Cyber insurance at $16,800 through FACT, Storage Tank Liability at $4,628.83 through Commerce and Industry Insurance Company, Liquor Liability at $1,001 through Mount Vernon Fire Insurance Company, Blanket Accident Insurance for recreation activities at $8,265 through National Union Fire Insurance Company of Pittsburgh, Property coverage for the Freeport Business Owners Association at $37,696 through Bass Underwriters Inc., and Blanket Accident Insurance for Probation services at $2,381.40 through Axis Insurance Company. The majority of policies are effective from October 1, 2025, through October 1, 2026, while specialized coverages maintain staggered renewal dates ranging from January through March 2027.

The document reflects the county's comprehensive risk management portfolio across property, liability, and specialized coverage areas with multiple insurance carriers. Premium costs total approximately $3.85 million annually across all active policies. The staggered effective dates and varied carriers indicate a segmented insurance procurement strategy tailored to specific operational needs and risk categories within county operations. No information regarding upcoming solicitations, renewal processes, or future insurance service procurement is contained within this policy summary document.