County_Measure_H_Insurance_Requirements.pdf

This document is an insurance requirements specification for the City of Pasadena, detailing comprehensive insurance coverage expectations for contractors. The document outlines multiple mandatory insurance types that contractors must maintain, including Commercial General Liability (with $2 million general aggregate and $1 million per occurrence), Automobile Liability (with $1 million combined limit), and Workers' Compensation and Employers' Liability insurance satisfying statutory requirements.

The insurance specifications include unique coverage requirements such as Professional Liability-Errors and Omissions (with $1 million per claim and $2 million aggregate) and Privacy/Network Security (Cyber) Liability, which provides protection against privacy breaches, system breaches, confidential information loss, and unauthorized computer system access. The County reserves the right to review and adjust insurance provisions based on risk exposure changes, and contractors must maintain coverage that names the County and its Agents as additional insureds. The document also indicates that alternative risk financing programs, such as self-insurance, risk retention groups, and pooling arrangements, may be approved to satisfy insurance requirements.