Attachment No.1 - Questions & Answers.pdf

Questions & Answers _ FAR 4.803(a)(8) _ Health & Life Solicitation

Questions & Answers - RFP 19QA1024R0014 Health & Life Insurance

No. Question Answer

We understand that there is no TAX or VAT in Qatar, however in Section

B B.2 there is Excise Tax 2% Pursuant to 26 USC 500C. kindly advise if we need to incorporate the same in our premium.

Refer to Point B.B.2 - Yes - 2% Zadroga act tax applies to this contract as per the Internal Revenue Code, charged on each payment.

What is the difference in Base Year of Contract, First Option Year of

Contract, Second Option Year of Contract, Third Option Year of Contract

& Fourth Option Year of Contract. But we have to add everything in end for all option year. Kindly elaborate these points. (Point B.2.3 to B.2.8)

Yes, option period calculated is needed per option period including the pricing inflation cost and estimation premiums cost that amount per option is then totaled to get the entire contract cost for the Base year and (4) four-year option periods.

There is Minimum and Maximum Amounts mentioned in RFP, is this amount is related to target premium?

This reflects order limitations. - minimum and maximum total premiums per year for both health and life insurance as specified in our RFP.

4 When is this plan likely to commence? The desired start date for the new contract is March 21, 2025.

5 Most of the coverage are mentioned as RESERVED, kindly advise on it.

Not all benefits are reserved; while some are indeed reserved, there are others that are not. (Certain benefits are not applicable to this contract and are not required).

Section I: Contract Clauses, please confirm if we need to incorporate those clauses Yes, Section I must be incorporated.

7 Kindly provide the expiring TOB of this policy on Insurers letterhead

Refer to Section (J) and "additional detailed census list" in the

Solicitation Amendment" for the information that can be shared on our template

Detailed census list (i.e. Date of Birth, Gender, Marital Status, Relation, Nationality, Age, Basic monthly Salary)

Refer to Section (J) and "additional detailed census list" in the

Solicitation Amendment" for the information that can be shared on our template

9 Claim details information on Insurers letter head..? Refer to Section (J) and "additional detailed claim list" in the Solicitation

Amendment" for the information that can be shared on our template

Claim details for 22-03-2024 to 21-03-2025 is, not available hence same is required, with details requested in point 9.b Refer to Section (J) and "additional detailed claim list" in the Solicitation

Amendment" for the information that can be shared on our template

In Section J, Exhibit A, please provide the age-wise census of spouses and dependent children in two separate tables.

Refer to Section (J) “updated Lists" in the Solicitation Amendment" for the information that can be shared on our template

b. For the period 22-03-2024 to 21-03-2025, please provide the following:

i. Provider wise claim: Top 10 providers ii. Member wise claim : Top 20 Claimant. iii. FOB wise claim. iv. Monthly utilization.

Refer to Section (J) and "additional detailed claim list" in the Solicitation

Amendment" for the information that can be shared on our template

Provide a copy the expiring Table of Benefits. Please confirm if there are any major changes on the benefits for the past 3 years.

There are some changes to this new requirement. Refer to Section C.1.0 for

Health Insurance Services and C.2.0 Group Life Insurance for the new requested benefits level.

14 Opening and Closing count of members for the past 3 years

2022: (452 - 474)

2023: (474 - 562)

2024: (562 - 595)

Please provide further elaboration on the policy set up requirements of

ORE Staffs and EDEA staffs.

Refer to Section C.1.4.3 ORE Staff are the personal employees of the

Ambassador and DCM, and they are not Embassy employees, they need to have the same benefits as the employees, but they should be billed separately, so the quarterly bills should be one for LE-Staff and family members and one for OREs.

Please advise if you have any projected number of new ORE and EADA staffs for the following years as well as the average duration of stay.

The estimation total number of ORE are 6, projected family members 5 to 7.

May we kindly request for your elaboration and further guidance on section B, premium table.

Refer to Section B.2 Prices - This is a fixed price with economic price adjustment requirements type contract under which will be issued firm, fixed-price task orders. The fixed prices/premium rates for the health insurance services as specified in Section C are as follows.

Contractors must include premiums for the entire contract duration

(base year + 4 option years), not just a single year. And the premium should be prices biweekly as DOS has 26 pay period per year

Kindly further elaborate item 13 of the Solicitation form, “discount for prompt payment” Not applicable for this contract

19 Kindly advise on the required Free Cover Limit (FCL) Please refer to Section C.2.0 for the available information that can be shared.

The categories mentioned in the retention table under Section B.2.3 do not match those in the price tables under Sections B.2.3 to B.2.7. Please update the categories in the retention table to: Self, Self Plus One, and

Family (3 or more individuals).

Thank you for the notice, please see changes in amendment 002.

In Section C.2.1.4 of the solicitation specifies Funeral Benefit as a required benefit. However, the price tables in sections B.6.1 to B.6.5 do not include a row for offerors to provide rates for this benefit. Please update the price tables in sections B.6.1 to B.6.5 to include rows for

Funeral Benefit. Additionally, please add a column for Funeral Benefit in the retention table under section B.7.2.

Thank you for the notice, please see changes in amendment 002.

Please confirm if the claims data provided under Section J, Exhibit D includes claims from ORE and EDAE employees. Yes, confirmed.

Life Insurance Claims Illustration for the period from March 22, 2024, up to date. None.