Attachment D.docx

This is a Schedule of Benefits document for student athletic insurance provided by BMI Benefits FULL TPA SERVICES on behalf of Winthrop University in South Carolina. The document outlines comprehensive coverage for all registered student-athletes, student-coaches, student-managers, and student-trainers participating in organized and supervised intercollegiate athletic activities. The proposal submission deadline is October 13, 2026, with questions due by September 17, 2026, and award notification scheduled for December 8, 2026. The contract term commences August 1, 2027 and concludes July 31, 2032, structured as an initial one-year term with four one-year renewal options for a maximum five-year contract life.

The insurance plan features a $90,000 medical maximum per injury with a $0 deductible and 100% coinsurance coverage after deductible, an annual aggregate limit of $1,000,000, and an accidental death and dismemberment benefit of $25,000. Additional covered benefits include expanded medical coverage for recurring injuries, HMO/PPO denial coverage, pre-existing condition coverage, cardiovascular and heat-related event coverage, outpatient physical therapy, durable medical equipment, prescription drug benefits, ambulance services, and guest/recruit benefits for Division I universities. Contractors must be licensed in South Carolina with an A.M. Best rating of A- or better, possess a minimum of five years of experience providing student accident insurance to higher education institutions, and deliver one hundred percent paperless electronic claims processing with online status access and twenty-four-hour response capability. Evaluation criteria allocate forty points to technical proposals, forty points to experience and qualifications, and twenty points to price proposals, with award made to the single most advantageous responsive and responsible offeror.