ADDENDUM 52.228-5 (Insurance).pdf

This is an insurance requirements addendum for federal contracts performed on government installations under FAR clause 52.228-5. The addendum specifies mandatory insurance coverage that contractors must obtain and maintain throughout contract performance.

Contractors are required to carry the following minimum insurance coverage: Workers' Compensation and Occupational Disease Insurance in amounts required by the state where work is performed; Employer's Liability Insurance of $100,000; Comprehensive General Liability Insurance of $500,000 per occurrence for bodily injury and $50,000 per occurrence for property damage; Comprehensive Automobile Liability Insurance of $200,000 per person and $500,000 per occurrence for bodily injury, plus $20,000 per occurrence for property damage; and Medical Liability Insurance of $1,000,000 per occurrence with a $3,000,000 aggregate limit. General Liability Insurance policies must be written on a comprehensive form with deductibles not exceeding $10,000 per person or $25,000 per occurrence for bodily injury claims, or $10,000 for property damage claims.