8-Minimum Insurance Requirements.pdf
PDF 88 KB Posted
- Solicitation number
- 25-359
- Issued by
- Dallas County, Texas
About this file
The document is a Minimum Insurance Coverage Requirements document from the Richardson Independent School District (RISD), detailing the insurance specifications for vendors contracting with the school district. The requirements outline comprehensive insurance coverage mandates for vendors, including Comprehensive General Liability Insurance with multiple coverage limits ranging from $5,000 to $1,000,000, Automobile Liability Insurance with a $1,000,000 combined single limit, and Workers Compensation Insurance at statutory limits.
The insurance requirements specify that vendors must provide proof of insurance coverage for the entire contract duration, with the school district named as an additional insured. Vendors must either require their sub-contractors to maintain similar insurance coverage or insure sub-contractor activities under their own policies. The document also mandates that vendors comply with Texas Labor Code requirements, provide proper reporting of classification codes and payroll amounts, and post notices at project sites informing workers about insurance coverage verification. Vendors must file new certificates of coverage if their current insurance expires during the project and ensure continuous coverage throughout the contract period.
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Text version
RICHARDSON INDEPENDENT SCHOOL DISTRICT
MINIMUM INSURANCE COVERAGE REQUIRMENTS
The vendor will be responsible to carry and keep in force the following minimum insurance coverage for the duration of the contract/project.
A. Comprehensive General Liability Insurance
1. Each Occurrence Limit $1,000,000
2. Medical Expense Limit (any one person) $5,000
3. Personal and Advertising Injury Limit $1,000,000
4. General Aggregate Limit $1,000,000
5. Products/Completed Operations Aggregate Limit $1,000,000
6. Fire Damage Limit (each occurrence) $50,000
B. Automobile Liability Insurance
1. Combine Single Limit (each accident) $1,000,000
C. Workers Compensation Insurance Statutory Limits
Liability Insurance shall cover premises operations and vendor’s liability, as stated above, with the following endorsements:
1. The school district as an additional insured under all coverage except workers compensation.
2. Thirty (30) day notice of Cancellation or material change.
A copy of a certificate of insurance, a certificate of authority of self-insure issued by the commission, or a coverage agreement (DWC081, DWC082, DWC083, DWC084 or DWC085) showing statutory worker’s compensation insurance coverage for the person’s or entity’s employees providing services on a project is required for the duration of the project/contract.
The vendor shall either:
1. Require each of its sub-contractors to procure and to maintain during the life of the sub-contract, Comprehensive General Liability Insurance, Automobile Liability Insurance and Sub-contractors Workers Compensation Insurance (DWC081, DWC082, DWC083, DWC084 or DWC085) of the type and same amounts as specified above, or
2. Insure the activity of its sub-contractors in its own policy/policies.
If the coverage period shown on the Vendor’s current certificate of insurance ends during the duration of the project, the Vendor must, prior to the end of the coverage period, file a new certificate of coverage with RISD showing that coverage has been extended.
The Vendor shall provide coverage, based on proper reporting of classification codes and payroll amounts and filing of any coverage agreements, which meets the statutory requirements of Texas Labor code agreements, Texas Labor Code 401.022 (44) for all employees of the vendor providing services on the project for its duration.
The Vendor shall post on each project site a notice, in the text form and manner prescribed by the Texas Worker’s Compensation Commission, informing all persons providing services on the project that they are required to be covered, and stating how a person may verify coverage and report lack of coverage.
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