7-Harris County Minimum Insurance Requirements (CSCD).pdf

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Attached to
RFP - Telepsychiatry Services for Harris County Community Supervision & Corrections Department
Solicitation number
26/0006
Issued by
Harris County, Texas

About this file

This is a minimum insurance requirements document for the Harris County Community Supervision & Corrections Department (CSCD) in Texas. The document establishes mandatory insurance coverage standards that contractors must maintain throughout the contract term at their sole cost and expense. The required coverages include Workers Compensation with Employers' Liability limits of $1,000,000 per accident and per disease per employee, Commercial General Liability with each occurrence limits of $1,000,000 and a general aggregate of $2,000,000 per project, Automobile Liability with combined single limits of $1,000,000 per accident for all owned, hired, and non-owned vehicles, Umbrella/Excess Liability with $1,000,000 limits, and Professional/Errors & Omissions Liability of $1,000,000 per occurrence and aggregate if applicable to the project. The Harris County CSCD must be named as an Additional Insured on a primary/non-contributory basis for all applicable policies.

All insurance must be provided by companies licensed by the Texas Department of Insurance (TDI) with a minimum A.M. Best rating of A-. Contractors are required to furnish unaltered insurance certificates as evidence of coverage and must provide evidence of insurance for any subcontractors performing work under the contract. All insurance policies must waive subrogation rights against the County, its officers, employees, and agents. Contractors must provide written notice to the County at least 30 days prior to any cancellation, material change, or non-renewal of coverage and must provide evidence of replacement policies within 30 days thereafter. Failure to maintain required insurance coverage may result in contract termination. The County reserves the right to require additional insurance coverage if deemed necessary.

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MINIMUM INSURANCE REQUIREMENTS

During the term of the Contract, the Contractor at its sole cost and expense shall provide primary commercial insurance of such type and with such terms and limits as may be reasonably associated with the Contract. As a minimum, the Contractor shall provide and maintain the following coverage and limits:

A. Workers Compensation, as required by the laws of Texas, and Employers’ Liability, as well as All States, USL&H and other endorsements if applicable to the project, and in accordance with state law.

Employers’ Liability

• Each Accident: $1,000,000

• Disease – Each Employee: $1,000,000

• Policy Limit: $1,000,000

B. Commercial General Liability, including but not limited to the coverage indicated below. Coverage shall not exclude or limit Products/Completed Operations, Contractual Liability, or Cross Liability. Where exposure exists, the County may require coverage for watercraft, blasting, collapse, explosions, blowout, cratering, underground damage, pollution, or other coverage. The Harris County Community Supervision & Corrections Department shall be named Additional Insured on primary/non-contributory basis.

• Each Occurrence: $1,000,000

• Personal and Advertising Injury: $1,000,000

• Products/Completed Operations: $1,000,000

• General Aggregate (per project): $2,000,000

C. Automobile Liability, including coverage for all owned, hired, and non-owned vehicles used in connection with the contract. The Harris County Community Supervision & Corrections Department shall be named Additional Insured on primary/non-contributory basis.

• Combined Single Limit-Each Accident: $1,000,000

D. Umbrella/Excess Liability (The Harris County Community Supervision & Corrections Department shall be named Additional Insured on primary/non-contributory basis)

• Each Occurrence/Aggregate: $1,000,000

E. Professional/Errors & Omissions Liability (if applicable)

• Each Occurrence/Aggregate: $1,000,000

The County reserves the right to require additional insurance if necessary. Coverage shall be issued by companies licensed (by TDI) to do business in Texas and who have an A.M. Best rating of at least A-. Contractor shall furnish evidence of such insurance to the County in the form of unaltered insurance certificates. If any part of the contract is sublet, insurance shall be provided by or on behalf of any subcontractor, and shall be sufficient to cover their portion of the contract.

Contractor shall furnish evidence of such insurance to the County as well.

Policies of insurance required by the contract shall waive all rights of subrogation against the County, its officers, employees and agents. If any applicable insurance policies are cancelled, materially changed, or non-renewed, contractor shall give written notice to the County at least 30 days prior to such effective date and within 30 days thereafter, shall provide evidence of suitable replacement policies. Failure to keep in force the required insurance coverage may result in termination of the contract. Upon request, certified copies of original insurance policies shall be furnished to the County.

The requirements stipulated in this attachment do not establish limits of contractor liability.

Rev. 10/2011

File details come from the government source that posted it. Updated .