6-Attachment No. 6 REQ-0006337 Insurance Requirements.pdf

REQ-0006337

SODIUM HYPOCHLORITE

INSURANCE REQUIREMENTS

I. Coverage Types, Amounts and Endorsements

a. Consultant shall procure and maintain at its expense, for the duration of the Contract, insurance against claims for injuries to persons or damages to property which may arise from or in connection with the performance of the Services and the results of those Services by Consultant, its agents, representatives, employees, or subcontractors, as marked below and as otherwise required by this Exhibit C.

TYPE AMOUNT NOT LESS THAN

☒ Workers' Compensation Statutory Limits Mandated by Law

☒ Employers' Liability $1,000,000 Each Accident $1,000,000 Disease Each Employee $1,000,000 Disease Policy Limit

☒ Commercial General Liability $1,000,000 Each Occurrence $1,000,000 Personal/Advertising Injury $2,000,000 General Aggregate

$2,000,000 Products/Completed Operations

☒ Automobile Liability $1,000,000 Combined Single Limit (Covering Any Auto including Owned, Hired and Non-Owned vehicles)

☒ Umbrella/Excess Liability $2,000,000 Each Occurrence (Providing excess limits over the $2,000,000 Aggregate

Commercial General Liability, Auto Liability and Employers’ Liability policies)

☒ Contractor’s Pollution Legal Liability $1,000,000.00 Each Claim

☐ Professional Liability $3,000,000 Any One Claim (Errors and Omissions)

☐ Commercial Crime $5,000,000 Each Loss (Including 3rd party coverage, & covering property including money and securities)

☐ Cyber and Privacy Liability $5,000,000 Each Claim (Including Employee Privacy) and Security Breach

b. The commercial general liability policy shall include an endorsement naming the

"Great Lakes Water Authority" as an additional insured and any other entities as may reasonably be designated by GLWA.

c. The commercial general liability policy and the umbrella/excess liability policy shall be endorsed to provide that Consultant’s insurance is primary and non-contributory to any insurance already carried by GLWA.

d. The workers’ compensation, commercial general liability and automobile liability policies shall be endorsed with a waiver of subrogation on either a blanket basis or in favor of GLWA.

e. All insurance required by this Contract shall:

1. Name Consultant as the insured; and

2. Except for professional liability insurance, be written on an occurrence-based policy form if the same is commercially available; and

3. Be affected under valid and enforceable policies, issued by insurers either authorized to conduct business in Michigan or which have an A.M. Best’s rating of A-/VIII or better, and which are otherwise acceptable to GLWA.

II. General Requirements

a. If during the term of this Contract changed conditions or other pertinent factors should, in the reasonable judgment of GLWA, render inadequate the foregoing insurance limits, Consultant shall furnish such additional coverage or types of coverage as may reasonably be required under the circumstances and the actual cost differential thereof shall be paid by GLWA. Within thirty (30) calendar days of such request, Consultant shall obtain the additional coverage and furnish evidence of such coverage to GLWA.

b. Certificates of insurance evidencing the coverage required by this Contract shall, in a form acceptable to GLWA (ACORD 25 form preferred), be submitted to GLWA upon execution of this Contract and at least five (5) days prior to the expiration dates of expiring policies. All submittals shall be emailed to COI@glwater.org.

mailto:COI@glwater.org

c. Certificates of insurance shall reference this Contract requisition number.

d. Consultant or its insurer shall provide to GLWA thirty (30) days’ written notice of cancellation of any policy required by this Contract and ten (10) days’ written notice of cancellation due to non-payment of premium.

e. If any work is subcontracted in connection with this Contract, Consultant shall require each subcontractor to effect and maintain the types and amounts of insurance which, in Consultant’s sole judgment, shall be appropriate to the work conducted by each such subcontractor. GLWA shall have the right to request copies of any subcontractor certificates of insurance.

f. Consultant shall be responsible for the payment of all deductibles and/or self-insured retentions contained in any insurance required under this Contract. The provisions requiring Consultant to carry the specified insurance shall not be construed in any manner as waiving or restricting the liability of Consultant.

g. If Consultant maintains broader coverage and/or higher limits than the minimums marked above, GLWA requires and shall be entitled to the broader coverage and/or higher limits maintained by Consultant.

h. Failure to comply with any term or condition of this Exhibit C shall constitute a material breach of this Contract.

(End Exhibit C)