3-MINIMUM INSURANCE REQUIREMENTS.pdf
PDF 158 KB Posted
- Solicitation number
- 25/0364
- Issued by
- Harris County, Texas
About this file
This document details the Minimum Insurance Requirements for a contract involving Harris Health System and an unnamed County in Texas. The document outlines comprehensive insurance coverage specifications that a contractor must provide during the contract term, including mandatory insurance types and specific coverage limits across five key categories: Workers Compensation, Commercial General Liability, Automobile Liability, Umbrella/Excess Liability, and Professional/Errors & Omissions Liability.
The insurance requirements mandate that coverage be issued by Texas-licensed companies with an A.M. Best rating of at least A-VII, with specific financial protections for Harris Health System, including being named as an Additional Insured on a primary/non-contributory basis. Total required coverage ranges from $1,000,000 to $2,000,000 across different policy types, with the County reserving the right to request additional insurance if necessary. The document also stipulates that contractors must provide unaltered insurance certificates, ensure subcontractors have appropriate coverage, and give 30 days' written notice of any policy cancellations or material changes.
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Text version
MINIMUM INSURANCE REQUIREMENTS
During the term of the Contract, the Contractor at its sole expense shall provide primary commercial insurance of such type and with such terms and limits as may be reasonably associated with the Contract. As a minimum, the Contractor shall provide and maintain the following coverage and limits:
A. Workers Compensation, as required by the laws of Texas, and Employers’ Liability, as well as All States, USL&H and other endorsements if applicable to the project, and in accordance with state law.
Employers’ Liability
• Each Accident: $1,000,000
• Disease–Each Employee: $1,000,000
• Policy Limit: $1,000,000
B. Commercial General Liability, including but not limited to the coverage indicated below. Coverage shall not contain any restrictive endorsements nor exclude or limit Products/Completed Operations, Contractual Liability, or Cross Liability. Where exposure exists, the County may require coverage for watercraft, blasting, collapse, explosions, blowout, cratering, underground damage, pollution, or other coverage. Harris Health System shall be named Additional Insured on primary/non-contributory basis.
• Each Occurrence: $1,000,000
• Personal and Advertising Injury: $1,000,000
• Products/Completed Operations: $1,000,000
• General Aggregate (per project): $2,000,000
C. Automobile Liability, including coverage for all owned, hired, and non-owned vehicles used in connection with the Contract. Harris Health System shall be named Additional Insured on primary/non-contributory basis.
• Combined Single Limit-Each Accident: $1,000,000
D. Umbrella/Excess Liability (Harris Health System shall be named Additional Insured on primary/non-contributory basis)
• Each Occurrence/Aggregate: $1,000,000
E. Professional/Errors & Omissions Liability (if applicable)
• Each Occurrence/Aggregate: $1,000,000
The County reserves the right to require additional insurance if necessary. Coverage shall be issued by companies licensed (by TDI) to do business in Texas, unless said coverage is not available or economically feasible except through an excess or surplus lines company, in which case the company should be registered to do business in Texas. Companies shall have an A.M. Best rating of at least A-VII. Contractor shall furnish evidence of such insurance to the County in the form of unaltered insurance certificates. If any part of the contract is sublet, insurance shall be provided by or on behalf of any subcontractor, and shall be sufficient to cover their portion of the contract. Contractor shall furnish evidence of such insurance to the County as well.
Policies of insurance required by the contract shall waive all rights of subrogation against the County, its officers, employees and agents. If any applicable insurance policies are cancelled, materially changed, or non-renewed, contractor shall give written notice to the County at least 30 days prior to such effective date and within 30 days thereafter, shall provide evidence of suitable replacement policies. Failure to keep in force the required insurance coverage may result in termination of the contract. Upon request, certified copies of original insurance policies shall be furnished to the County.
The requirements stipulated in this attachment do not establish limits of contractor liability.
Rev. 08/2017
File details come from the government source that posted it. Updated .