25-Attachment A - Insurance Requirements.pdf

This is an Insurance Requirements attachment for the City of Rockledge, Florida's Tree Trimming and Removal Services contract. The document establishes mandatory insurance coverage requirements that contractors must maintain throughout the contract period. Contractors are required to obtain and maintain comprehensive general liability insurance with minimum limits of $1,000,000 per occurrence and $2,000,000 general aggregate, workers' compensation insurance as required by Florida law, and automobile liability insurance with minimum limits of $1,000,000 combined single limit for all owned, non-owned, and hired vehicles. Additionally, contractors must procure professional liability insurance and maintain all required insurance throughout the contract term without lapse or reduction in coverage limits.

All insurance policies must name the City of Rockledge as an additional insured and must be issued by insurers rated A- or better by A.M. Best. Certificates of Insurance evidencing compliance must be provided to the City prior to contract execution and within 30 days of any policy renewal or modification. The contractor assumes full responsibility for any damages, losses, or liabilities not covered by insurance and cannot transfer this responsibility to the City. Failure to maintain required insurance coverage as specified constitutes grounds for contract termination and may result in the contractor being held liable for any uninsured losses or damages occurring during the performance of tree trimming and removal services.