Questions-Answers.pdf

LES Health Insurance

Embassy of the United States of America

Rabat, Morocco Solicitation 19GE5022R0041

Questions and Answers Amendment 0001

Q1: Our knowledge is that in Morocco it is mandatory when selling insurance always to execute the sale via insurance broker.

Could you please kindly advise if this rule is valid for Solicitation 19GE5022R0041?

A1:

To the best of our knowledge, there is no such requirement.

Q2: What is the name if the insurance company that currently provides coverage?

A2: Assurances LYAZIDI

Q3: Is there a preferred list of Hospitals, Clinics, or other Medical Facilities that the Embassy employees prefer? If yes, please provide a list of these facilities

A3:

Polyclinique International de Rabat, 8 Rue de Tunis-Quartier Hassan -Rabat-

Clinique Tour Hassan, RUE IDRISS AL AZHAR-Rabat

Clinique La Capitale, Av. Annaba, Rabat, Morocco -Rabat

Clinique Zerktouni, bd du 9 Avril- angle r. Med Abdou, Casablanca.

Q4: Has there been any changes to the Table of Benefits over the past 5 years?

A4: Yes, this new contract has different benefit levels than the previous contract we had in place for the past five years.

Q5: Would the Embassy accept proposals in USD where premium are also paid in USD from non US companies?

A5: No, per the RFQ, proposals should be submitted in Moroccan dirhams.

Q6: Can also claims be paid in USD or is there a need to be paid in the local currency?

A6: Claims will need to be paid in Moroccan dirhams; which is the currency used in Morocco.

Q7: Could you please advise on the annual maximum benefit as the latter is not mentioned in the Solicitation?

A7: See Section IV,C.2.1.

Q8: Would the Embassy accept a proposal form an internationally licensed insurance company under an offshore jurisdiction or does it insist on a locally licensed insurance company only?

A8: Yes, any company who can meet the requirements of this RFQ should submit a proposal.

Q9: Would 2 % tax based on James Zadroga Act be applicable to this solicitation?

A9: The Zadroga act is applicable as this is an overseas contract above $250,000 USD.

However, it may not be applicable if the winning company is from the United States.

Q10: Is this a mandatory plan, meaning all employees of the Embassy will be covered or voluntary, meaning the employees will be given the option to sign up for the health insurance?

A10: Yes, it is mandatory for all U.S. Mission Morocco local employees.

Q11: What are the possible differences to the provided “Estimated Number of Premiums under a, b, c” as the number of insured persons is essential for the risk evaluation (premium rates calculation)

A11:

Per Employee

Self-Only 111 Self Plus One (two individuals) 38 Family (three or more individuals) 197 Total 346

Base Year Total Self-Only 115 Self Plus One (two individuals) 41 Family (three or more individuals) 200 Total 356

First Option Year Total Self-Only 119 Self Plus One (two individuals) 44 Family (three or more individuals) 203 Total 366

Second Option Year Total Self-Only 123 Self Plus One (two individuals) 47 Family (three or more individuals) 206 Total 376

Third Option Year Total Self-Only 127 Self Plus One (two individuals) 50 Family (three or more individuals) 209 Total 386

Fourth Option Year Total

Q12: Is this Solicitation addressed only to Insurance companies or would Insurance intermediaries/brokers also be eligible offerors?

A12: Any company that can perform the services outlined in Section 1 of the RFQ can bid on this contract.

Q13: The medical insurance they request can be from the United States or it can also be directly from an agency in Morocco.

for how many families, For how long the coverage is requested?

A13: This medical insurance contract is for employees working in Morocco who will be going to Moroccan medical facilities.

Please refer to RFQ for coverage lengths and please refer to employee statistics which is part of the RFQ.