Q_+_A_LIFE_INSURANCE.pdf

LES Life Insurance 19GE5018Q0039 – A0001 US Embassy Ankara, Turkey

Questions and Answers (Q&A)

RPSO has received the following ten (10) questions (Q), and is hereby providing the following answers (A).

1. Q: Please provide Claims history for life Insurance for the current year and EACH of the last 5 years ‐ 2018 (till now), 2017, 2016, 2015, 2014, and 2013. It is standard practice in the insurance industry (and in other Department of State insurance solicitations) to provide this information to ensure equal/fair opportunity for all offerors in an open solicitation.

A:

POLICY DATE

09.06.2013‐ 09.06.2014

09.06.2014‐ 09.06.2015

09.06.2015‐ 09.06.2016

09.06.2016‐ 09.06.2017

09.06.2017‐ 09.06.2018

09.06.2018‐ 09.12.2018

# CLAIMS 0 0 1 1 0 1

REASON OF CLAIMS ‐ ‐ DEATH DEATH ‐ DEATH

2. Q: Do the above claim numbers include claims from ORE employees?

A: Yes

3. Q: Please provide Premium history for life Insurance for the current year and EACH of the last 5 years ‐ 2018 (till now), 2017, 2016, 2015, 2014, and 2013. It is standard practice in the insurance industry (and in other Department of State insurance solicitations) to provide this information to ensure equal/fair opportunity for all offerors in an open solicitation.

A:

COVERAGE TYPE

AGE

GROUP

2013-

2014-

2015-

2016-

2017-

Life Insurance Coverage 18-30 6.32 6.76 6.9 7.21 7.99 Life Insurance Coverage 31-40 9.57 10.13 10.54 10.65 11.74 Life Insurance Coverage 41-50 17.57 18.57 20.89 19.77 20.22 Life Insurance Coverage 51-60 45.51 45.59 49.69 46.86 47.7 Life Insurance Coverage 61-65 104.17 116.33 127.65 130.05 145.34

4. Q: Did the Premium history for life insurance above include the VAT? If it did then what % VAT was included in the historical health premiums?

A: No, the U.S. Mission is exempt from VAT in Turkey.

5. Q: Please provide average insured member counts for the current year and EACH of the last 5 years ‐ 2018 (till now), 2017, 2016, 2015, 2014, and 2013. It is standard practice in the insurance industry (and in other Department of State insurance solicitations) to provide this information to ensure equal/fair opportunity for all offerors in an open solicitation.

A:

POLICY DATE

09.06.2013‐ 09.06.2014

09.06.2014‐ 09.06.2015

09.06.2015‐ 09.06.2016

09.06.2016‐ 09.06.2017

09.06.2017‐ 09.06.2018

09.06.2018‐ 09.12.2018

# EMPLOYEES 662 762 790 809 861 854

6. Q: Advise if 2017 benefit schedule for life insurance is the same as the benefit schedule currently being requested under 19GE5018Q0039; and if not advise us on the differences.

Alternatively, you can simply provide the previous solicitation document.

A: Yes the same

7. Q: Are there any large losses (in excess of $10,000) within the last year to date? If Yes, please provide number (please note we are not seeking protected private information, we do not need the names or identification; we just need to know the total number of large losses and the amounts to assess the risk and price accordingly).

A: There is only one in 2018. The amount has not yet been assessed.

8. Q: Please advise whether any of the persons covered are required to carry firearms and if so, please indicate them appropriately in Exhibit A or in the census.

A: Armed Guards are required to carry firearms

9. Q: Are any persons not actively at work? If Yes, please let us know the total number (please note we are not seeking protected private information, we do not need the names or identification;

we just need to know the total number of people who are not actively at work to assess the risk and price accordingly).

A: Two (2) employees in Mission are on Leave without pay.

10. Q: Are there any Disabled Lives? If Yes, indicate in Exhibit A or just let us know the total number (please note we are not seeking protected private information, we do not need the names or identification; we just need to know the total number of disabled people to assess the risk and price accordingly).

A: There are no Disabled Lives. Life Insurance does not cover disability