Quote.xlsx

XLSX spreadsheet 26 KB Posted

Attached to
DBA Insurance Rate Agreement
Solicitation number
19AQMM26Q0155
Issued by

About this file

This is a pricing template for Defense Base Act (DBA) Workers' Compensation Insurance quotes submitted by insurers to the Department of State. The template requires contractors to provide their name, UEI, point of contact information, and quote validity period, along with pricing rates organized by travel advisory risk levels and loss ratio scenarios.

The pricing structure covers a base period of two years plus three one-year option periods, with rates applied per $100 of employee salary across three service categories: Services, Construction, and Security. Rates are segmented by four U.S. State Department travel advisory levels (Level 1: Normal Precautions through Level 4: Do Not Travel), with each level containing multiple pricing scenarios based on cumulative loss ratios. Base period rates apply to all advisory levels, while option period rates adjust based on whether prior options were exercised and whether loss ratios fall below or exceed specified thresholds (32% for Option Period 1, 37% for Option Period 2, and 42% for Option Period 3). This allows the government to manage insurance costs based on actual program performance and risk assessment, with all prices currently marked as "TBD" pending contractor submission.

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Sheet1

The solicitation number:
Name of Contractor:
The name, phone number, and email address of the Contractor Point of Contact:
The Contractor UEI:
Validity of quote (in days):
Quotes for countries with a Travel Advisory Level 1: Exercise normal precautions
The Insurer will use the following rates for this contract:
BASE – 2 years
CLINDescriptionPriceApplication
011AServices$TBDPer $100 of employee salary
011BConstruction$TBDPer $100 of employee salary
011CSecurity$TBDPer $100 of employee salary
OPTION PERIOD 1 (1 YEAR)
● Scenario A. If, as of 3 months prior to Option Year 1 Inception, total loss ratio on the program is less than or equal to 32% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply
OPTION PERIOD 1– 1 year
CLINDescriptionPriceApplication
111AServices$TBDPer $100 of employee salary
111BConstruction$TBDPer $100 of employee salary
111CSecurity$TBDPer $100 of employee salary

● Scenario B. If, as of 3 months prior to Option Year 1 Inception, total loss ratio on the program is greater than 32% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 1– 1 year
CLINDescriptionPriceApplication
111DServices$TBDPer $100 of employee salary
111EConstruction$TBDPer $100 of employee salary
111FSecurity$TBDPer $100 of employee salary
OPTION PERIOD 2 (1 YEAR)

● Scenario A. If Option Period 1, Scenario A is not exercised, but as of 3 months prior to Option Year 2 inception, total loss ratio on the program is less than or equal to 37% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 2 – 1 year
CLINDescriptionPriceApplication
211AServices$TBDPer $100 of employee salary
211BConstruction$TBDPer $100 of employee salary
211CSecurity$TBDPer $100 of employee salary

● Scenario B. If Option Period 1, Scenario A is not exercised, but as of as of 3 months prior to Option Year 2 inception, total loss ratio on the program is greater than 37% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 2 – 1 year
CLINDescriptionPriceApplication
211DServices$TBDPer $100 of employee salary
211EConstruction$TBDPer $100 of employee salary
211FSecurity$TBDPer $100 of employee salary
● Scenario C. If Option Period 1, Scenario A is exercised and as of as of 3 months prior to Option Year 2 inception, the total loss ratio on the program is less than or equal to 37% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:
OPTION PERIOD 2 – 1 year
CLINDescriptionPriceApplication
211DServices$TBDPer $100 of employee salary
211EConstruction$TBDPer $100 of employee salary
211FSecurity$TBDPer $100 of employee salary

● Scenario D. If Option Period 1, Scenario A is exercised, but as of as of 3 months prior to Option Year 2 inception, total loss ratio on the program is greater than 37% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 2 – 1 year
CLINDescriptionPriceApplication
211GServices$TBDPer $100 of employee salary
211HConstruction$TBDPer $100 of employee salary
211GSecurity$TBDPer $100 of employee salary
OPTION PERIOD 3 (1 YEAR)
● Scenario A. If Option Period 2, Scenario A, Scenario C, or Scenario D are exercised, but as of as of 3 months prior to Option Year 2 inception, total loss ratio on the program is less than or equal to 42% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates will apply, regardless of the incurred loss ratio:
OPTION PERIOD 3 – 1 year
CLINDescriptionPriceApplication
311AServices$TBDPer $100 of employee salary
311BConstruction$TBDPer $100 of employee salary
311CSecurity$TBDPer $100 of employee salary
● Scenario B. If Option Period 2, Scenario A, Scenario C, or Scenario D are not exercised, but as of 3 months prior to Option Year 3 inception, total loss ratio on the program is less than or equal to 42% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:
OPTION PERIOD 3 – 1 year
CLINDescriptionPriceApplication
311DServices$TBDPer $100 of employee salary
311EConstruction$TBDPer $100 of employee salary
311FSecurity$TBDPer $100 of employee salary

● Scenario C. If Option Period 2, Scenario A or Scenario C are not exercised, but as of 3 months prior to Option Year 3 inception, total loss ratio on the program is greater than 42% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 3 – 1 year
CLINDescriptionPriceApplication
311GServices$TBDPer $100 of employee salary
311HConstruction$TBDPer $100 of employee salary
311ISecurity$TBDPer $100 of employee salary

Quotes for countries with a Travel Advisory Level 2: Exercise increased caution

The Insurer will use the following rates for this contract:
BASE – 2 years
CLINDescriptionPriceApplication
021AServices$TBDPer $100 of employee salary
021BConstruction$TBDPer $100 of employee salary
021CSecurity$TBDPer $100 of employee salary
OPTION PERIOD 1 (1 YEAR)
● Scenario A. If, as of 3 months prior to Option Year 1 Inception, total loss ratio on the program is less than or equal to 32% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply
OPTION PERIOD 1– 1 year
CLINDescriptionPriceApplication
121AServices$TBDPer $100 of employee salary
121BConstruction$TBDPer $100 of employee salary
121CSecurity$TBDPer $100 of employee salary

● Scenario B. If, as of 3 months prior to Option Year 1 Inception, total loss ratio on the program is greater than 32% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 1– 1 year
CLINDescriptionPriceApplication
121DServices$TBDPer $100 of employee salary
121EConstruction$TBDPer $100 of employee salary
121FSecurity$TBDPer $100 of employee salary
OPTION PERIOD 2 (1 YEAR)

● Scenario A. If Option Period 1, Scenario A is not exercised, but as of 3 months prior to Option Year 2 inception, total loss ratio on the program is less than or equal to 37% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 2 – 1 year
CLINDescriptionPriceApplication
221AServices$TBDPer $100 of employee salary
221BConstruction$TBDPer $100 of employee salary
221CSecurity$TBDPer $100 of employee salary

● Scenario B. If Option Period 1, Scenario A is not exercised, but as of as of 3 months prior to Option Year 2 inception, total loss ratio on the program is greater than 37% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 2 – 1 year
CLINDescriptionPriceApplication
221DServices$TBDPer $100 of employee salary
221EConstruction$TBDPer $100 of employee salary
221FSecurity$TBDPer $100 of employee salary
● Scenario C. If Option Period 1, Scenario A is exercised and as of as of 3 months prior to Option Year 2 inception, the total loss ratio on the program is less than or equal to 37% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:
OPTION PERIOD 2 – 1 year
CLINDescriptionPriceApplication
221DServices$TBDPer $100 of employee salary
221EConstruction$TBDPer $100 of employee salary
221FSecurity$TBDPer $100 of employee salary

● Scenario D. If Option Period 1, Scenario A is exercised, but as of as of 3 months prior to Option Year 2 inception, total loss ratio on the program is greater than 37% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 2 – 1 year
CLINDescriptionPriceApplication
221GServices$TBDPer $100 of employee salary
221HConstruction$TBDPer $100 of employee salary
221GSecurity$TBDPer $100 of employee salary
OPTION PERIOD 3 (1 YEAR)
● Scenario A. If Option Period 2, Scenario A, Scenario C, or Scenario D are exercised, but as of as of 3 months prior to Option Year 2 inception, total loss ratio on the program is less than or equal to 42% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates will apply, regardless of the incurred loss ratio:
OPTION PERIOD 3 – 1 year
CLINDescriptionPriceApplication
321AServices$TBDPer $100 of employee salary
321BConstruction$TBDPer $100 of employee salary
321CSecurity$TBDPer $100 of employee salary
● Scenario B. If Option Period 2, Scenario A, Scenario C, or Scenario D are not exercised, but as of 3 months prior to Option Year 3 inception, total loss ratio on the program is less than or equal to 42% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:
OPTION PERIOD 3 – 1 year
CLINDescriptionPriceApplication
321DServices$TBDPer $100 of employee salary
321EConstruction$TBDPer $100 of employee salary
321FSecurity$TBDPer $100 of employee salary

● Scenario C. If Option Period 2, Scenario A or Scenario C are not exercised, but as of 3 months prior to Option Year 3 inception, total loss ratio on the program is greater than 42% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 3 – 1 year
CLINDescriptionPriceApplication
321GServices$TBDPer $100 of employee salary
321HConstruction$TBDPer $100 of employee salary
321ISecurity$TBDPer $100 of employee salary

Quotes for countries with a Travel Advisory Level 3: Reconsider Travel

The Insurer will use the following rates for this contract:

BASE – 2 years
CLINDescriptionPriceApplication
031AServices$TBDPer $100 of employee salary
031BConstruction$TBDPer $100 of employee salary
031CSecurity$TBDPer $100 of employee salary
OPTION PERIOD 1 (1 YEAR)
● Scenario A. If, as of 3 months prior to Option Year 1 Inception, total loss ratio on the program is less than or equal to 32% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply
OPTION PERIOD 1– 1 year
CLINDescriptionPriceApplication
131AServices$TBDPer $100 of employee salary
131BConstruction$TBDPer $100 of employee salary
131CSecurity$TBDPer $100 of employee salary

● Scenario B. If, as of 3 months prior to Option Year 1 Inception, total loss ratio on the program is greater than 32% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 1– 1 year
CLINDescriptionPriceApplication
131DServices$TBDPer $100 of employee salary
131EConstruction$TBDPer $100 of employee salary
131FSecurity$TBDPer $100 of employee salary
OPTION PERIOD 2 (1 YEAR)

● Scenario A. If Option Period 1, Scenario A is not exercised, but as of 3 months prior to Option Year 2 inception, total loss ratio on the program is less than or equal to 37% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 2 – 1 year
CLINDescriptionPriceApplication
231AServices$TBDPer $100 of employee salary
231BConstruction$TBDPer $100 of employee salary
231CSecurity$TBDPer $100 of employee salary

● Scenario B. If Option Period 1, Scenario A is not exercised, but as of as of 3 months prior to Option Year 2 inception, total loss ratio on the program is greater than 37% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 2 – 1 year
CLINDescriptionPriceApplication
231DServices$TBDPer $100 of employee salary
231EConstruction$TBDPer $100 of employee salary
231FSecurity$TBDPer $100 of employee salary
● Scenario C. If Option Period 1, Scenario A is exercised and as of as of 3 months prior to Option Year 2 inception, the total loss ratio on the program is less than or equal to 37% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:
OPTION PERIOD 2 – 1 year
CLINDescriptionPriceApplication
231DServices$TBDPer $100 of employee salary
231EConstruction$TBDPer $100 of employee salary
231FSecurity$TBDPer $100 of employee salary

● Scenario D. If Option Period 1, Scenario A is exercised, but as of as of 3 months prior to Option Year 2 inception, total loss ratio on the program is greater than 37% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 2 – 1 year
CLINDescriptionPriceApplication
231GServices$TBDPer $100 of employee salary
231HConstruction$TBDPer $100 of employee salary
231GSecurity$TBDPer $100 of employee salary
OPTION PERIOD 3 (1 YEAR)
● Scenario A. If Option Period 2, Scenario A, Scenario C, or Scenario D are exercised, but as of as of 3 months prior to Option Year 2 inception, total loss ratio on the program is less than or equal to 42% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates will apply, regardless of the incurred loss ratio:
OPTION PERIOD 3 – 1 year
CLINDescriptionPriceApplication
331AServices$TBDPer $100 of employee salary
331BConstruction$TBDPer $100 of employee salary
331CSecurity$TBDPer $100 of employee salary
● Scenario B. If Option Period 2, Scenario A, Scenario C, or Scenario D are not exercised, but as of 3 months prior to Option Year 3 inception, total loss ratio on the program is less than or equal to 42% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:
OPTION PERIOD 3 – 1 year
CLINDescriptionPriceApplication
331DServices$TBDPer $100 of employee salary
331EConstruction$TBDPer $100 of employee salary
331FSecurity$TBDPer $100 of employee salary

● Scenario C. If Option Period 2, Scenario A or Scenario C are not exercised, but as of 3 months prior to Option Year 3 inception, total loss ratio on the program is greater than 42% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 3 – 1 year
CLINDescriptionPriceApplication
331GServices$TBDPer $100 of employee salary
331HConstruction$TBDPer $100 of employee salary
331ISecurity$TBDPer $100 of employee salary

Quotes for countries with a Travel Advisory Level 4: Do Not Travel

The Insurer will use the following rates for this contract:

BASE – 2 years
CLINDescriptionPriceApplication
041AServices$TBDPer $100 of employee salary
041BConstruction$TBDPer $100 of employee salary
041CSecurity$TBDPer $100 of employee salary
OPTION PERIOD 1 (1 YEAR)
● Scenario A. If, as of 3 months prior to Option Year 1 Inception, total loss ratio on the program is less than or equal to 32% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply
OPTION PERIOD 1– 1 year
CLINDescriptionPriceApplication
141AServices$TBDPer $100 of employee salary
141BConstruction$TBDPer $100 of employee salary
141CSecurity$TBDPer $100 of employee salary

● Scenario B. If, as of 3 months prior to Option Year 1 Inception, total loss ratio on the program is greater than 32% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 1– 1 year
CLINDescriptionPriceApplication
141DServices$TBDPer $100 of employee salary
141EConstruction$TBDPer $100 of employee salary
141FSecurity$TBDPer $100 of employee salary
OPTION PERIOD 2 (1 YEAR)

● Scenario A. If Option Period 1, Scenario A is not exercised, but as of 3 months prior to Option Year 2 inception, total loss ratio on the program is less than or equal to 37% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 2 – 1 year
CLINDescriptionPriceApplication
241AServices$TBDPer $100 of employee salary
241BConstruction$TBDPer $100 of employee salary
241CSecurity$TBDPer $100 of employee salary

● Scenario B. If Option Period 1, Scenario A is not exercised, but as of as of 3 months prior to Option Year 2 inception, total loss ratio on the program is greater than 37% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 2 – 1 year
CLINDescriptionPriceApplication
241DServices$TBDPer $100 of employee salary
241EConstruction$TBDPer $100 of employee salary
241FSecurity$TBDPer $100 of employee salary
● Scenario C. If Option Period 1, Scenario A is exercised and as of as of 3 months prior to Option Year 2 inception, the total loss ratio on the program is less than or equal to 37% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:
OPTION PERIOD 2 – 1 year
CLINDescriptionPriceApplication
241DServices$TBDPer $100 of employee salary
241EConstruction$TBDPer $100 of employee salary
241FSecurity$TBDPer $100 of employee salary

● Scenario D. If Option Period 1, Scenario A is exercised, but as of as of 3 months prior to Option Year 2 inception, total loss ratio on the program is greater than 37% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 2 – 1 year
CLINDescriptionPriceApplication
241GServices$TBDPer $100 of employee salary
241HConstruction$TBDPer $100 of employee salary
241GSecurity$TBDPer $100 of employee salary
OPTION PERIOD 3 (1 YEAR)
● Scenario A. If Option Period 2, Scenario A, Scenario C, or Scenario D are exercised, but as of as of 3 months prior to Option Year 2 inception, total loss ratio on the program is less than or equal to 42% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates will apply, regardless of the incurred loss ratio:
OPTION PERIOD 3 – 1 year
CLINDescriptionPriceApplication
341AServices$TBDPer $100 of employee salary
341BConstruction$TBDPer $100 of employee salary
341CSecurity$TBDPer $100 of employee salary
● Scenario B. If Option Period 2, Scenario A, Scenario C, or Scenario D are not exercised, but as of 3 months prior to Option Year 3 inception, total loss ratio on the program is less than or equal to 42% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:
OPTION PERIOD 3 – 1 year
CLINDescriptionPriceApplication
341DServices$TBDPer $100 of employee salary
341EConstruction$TBDPer $100 of employee salary
341FSecurity$TBDPer $100 of employee salary

● Scenario C. If Option Period 2, Scenario A or Scenario C are not exercised, but as of 3 months prior to Option Year 3 inception, total loss ratio on the program is greater than 42% (excluding any losses reimbursable through the War Hazard Compensation Act), the following rates apply:

OPTION PERIOD 3 – 1 year
CLINDescriptionPriceApplication
341GServices$TBDPer $100 of employee salary
341HConstruction$TBDPer $100 of employee salary
341ISecurity$TBDPer $100 of employee salary

File details come from the government source that posted it. Updated .