18-Harris County Minimum Insurance Requirements (Construction).pdf

This document is a Minimum Insurance Requirements specification for construction projects issued by Harris County, Texas. The requirements establish mandatory insurance coverage standards that contractors must maintain when performing construction work for Harris County projects, including the road repair and related items work in the Beaumont Place Area under the BetterStreets2Neighborhoods Community Program for Harris County Precinct 2.

The document specifies comprehensive insurance requirements that contractors must obtain and maintain throughout the contract period. Required coverage includes general liability insurance with minimum limits of $1,000,000 per occurrence and $2,000,000 aggregate, workers' compensation insurance in accordance with Texas statutory requirements, and automobile liability insurance with minimum limits of $1,000,000 combined single limit for bodily injury and property damage. Contractors must also provide pollution liability insurance, equipment floaters or inland marine coverage for contractor-owned equipment, and builder's risk or course of construction insurance covering all work at full replacement value. All insurance policies must name Harris County as an additional insured and must remain in effect for the entire contract duration, with proof of insurance and certificates of insurance required prior to commencing work. The specifications detail policy endorsements, cancellation notice requirements, and provisions for increased coverage limits if determined necessary by Harris County.