UNSPSC 84141502: Small business loan agencies

UNSPSC 84141502 Small business loan agencies is a Commodity code that state and local governments use to procure loan underwriting, financial analysis, benefit consulting, brokerage, and related financial advisory services—work that extends well beyond the narrow framing of "small business loan agencies" to encompass broader institutional finance functions. Recent state and local solicitations tagged under this code show demand for loan packet preparation and underwriting analysis (Salt Lake City Corporation), employee health and welfare benefit brokerage and consulting (Henry County, Georgia; Williamson County, Texas; Schertz-Cibolo-Universal City ISD, Texas; Crisp County, Georgia), investment advisory for employee benefit trust funds (City of Sarasota, Florida), insurance brokerage and risk management (George Mason University, Virginia), tax-credit brokerage (City of St. Petersburg, Florida), unclaimed property auditing and collection (Washington State Department of Revenue), commercial real estate services (City of Milton, Florida), commercial paper liquidity provision (City of Dallas), arbitrage rebate consulting (Okaloosa County, Florida), and agency travel card services (Illinois State Board of Education). The issuing bodies span municipalities, counties, independent school districts, regional university systems, and state agencies across diverse functional areas—no single buyer class dominates, and repeat categories include benefits consulting (county governments and school districts) and investment or financial advisory services (cities and regional institutions).

Geographic activity is distributed across the South, Southwest, and select states including Texas (multiple school districts and Williamson County), Florida (Sarasota, St. Petersburg, Okaloosa County), Georgia (Henry County, Crisp County, University System of Georgia), Virginia (George Mason), Washington State, and Illinois. Representative recent opportunities include Salt Lake City Corporation's RFP for loan and underwriting services for its Housing Stability Division (responses due July 29, 2026, contract cap $75,000 over two years), Henry County, Georgia's RFP for employee benefit consulting and broker services (proposals due August 11, 2026), City of Sarasota's RFP for investment consulting services for its OPEB Trust Fund with approximately $60 million under management (proposals due August 19, 2026), Williamson County, Texas's RFP for benefit broker consulting services (responses due July 9, 2026), and Washington State Department of Revenue's RFP for unclaimed property auditing, collection, and delivery services across five counties (proposals due June 5, 2026, compensation structured at 10 percent of recovered unclaimed property value). The code shows active procurement across multiple service lines, with emphasis on benefits advisory, institutional investment consulting, and financial compliance services rather than traditional small-business lending.