UNSPSC 84141502: Small business loan agencies

UNSPSC 84141502 Small business loan agencies is a Commodity code that captures state and local procurement of financial advisory and brokerage services—employee benefits consulting, commercial real estate brokerage, investment management, insurance brokerage, and loan underwriting—rather than lending or loan products themselves. Recent solicitations show government jurisdictions buying broker-led strategy, transaction support, and compliance advisory across employee benefit programs, real estate acquisitions and dispositions, OPEB trust fund management, tax-exempt bond arbitrage compliance, and housing loan underwriting. The issuing-body mix spans county governments (White County and Henry County, Georgia; Okaloosa County, Florida), municipalities (City of Dallas, City of Sarasota, City of Milton, City of Tucson, City of St. Cloud, Salt Lake City Corporation), independent school districts (Schertz-Cibolo-Universal City ISD, Texas), and higher-education entities (University System of Georgia, Texas A&M University). White County, Georgia and Henry County, Georgia each posted RFQs for employee benefits broker services within the same timeframe; Dallas and Sarasota, Florida represent repeat municipal buyers seeking financial advisory capacity in commercial paper liquidity provision and OPEB investment management respectively.

Recent activity clusters in the Southeast and Southwest, with Georgia, Florida, and Texas showing the highest density of recent opportunities. Representative solicitations include White County, Georgia's RFQ for employee benefits broker services due December 11, 2026, seeking benefits program renewal support and compliance administration for approximately 272 benefit-eligible employees; Henry County, Georgia's RFP 27-01 for employee benefit consulting and broker services due August 11, 2026, weighted heavily toward qualifications and experience (95 of 100 evaluation points) with pricing accounting for only 5 points; City of Sarasota, Florida's RFP 26-36HR for investment consulting services for its OPEB Trust Fund (approximately $60 million in assets) due August 19, 2026; City of Dallas's competitive sealed proposal for commercial paper liquidity providers due May 22, 2026, supporting three capital improvement programs (GO, LEAP, and SDM) with SBE participation goals of 3.71 percent and DRIVE Plan compliance requirements; and Okaloosa County, Florida's ITQ for arbitrage consulting services due July 15, 2026, supporting tax-exempt bond compliance and rebate calculations. Contract terms typically run one to three years with renewal options, and evaluation favors relevant sector experience, public-entity references, and insurance compliance over price.