NIGP 94978: Self Insured Property Claims Paid

NIGP 94978 Self Insured Property Claims Paid is an Item code covering professional services to recover losses on property, vehicle, and related damage claims from responsible third parties through subrogation. State and local governments use this code when they are self-insured for property risks and need to pursue third-party recovery to offset claim payouts. The work is highly specialized, involving claim investigation, liability assessment, negotiation, and collection activities on behalf of the self-insured entity. Issuing bodies under this code include city and county risk management or finance departments that maintain self-insurance programs and periodically bid out subrogation recovery work to maximize recovery rates.

The City of McKinney, Texas posted RFP 2669RFP on July 3, 2026, seeking proposals for subrogation recovery services across multiple claim categories including property damage, vehicle damage, and loss of use, with proposals due July 30, 2026. Beyond this single recent solicitation, the source provides no additional geographic spread, issuing-body mix, or representative opportunities to characterize current activity across state and local procurement under this code.