Seguros Universales

Seguros Universales, a for-profit corporate entity headquartered in Guatemala City, Guatemala, provides health and life insurance services to U.S. Department of State personnel and affiliated law enforcement stationed abroad, competing as a prime contractor (100% of recent awards) under full-and-open solicitation with no set-aside designations. The vendor operates exclusively in the overseas insurance market through single-award and multiple-award indefinite delivery vehicles issued by State Department bureaus, with all recent work concentrated on U.S. Embassy Guatemala operations.

The vendor's customer base is entirely within the Department of State. The Bureau of Western Hemisphere Affairs accounts for 10 awards worth $44.8 million in combined potential value (98% of the portfolio), while the Bureau of Diplomatic Security and U.S. Embassy Guatemala City together represent 6 awards valued at $863 thousand. Seguros Universales holds five parent IDVs under which State has issued task orders: an indefinite delivery contract (19GT5021D0003) supporting embassy staff insurance with 5 task orders totaling $7.7 million; a $16 million single-award indefinite delivery contract awarded May 17, 2026, running through May 17, 2031, for comprehensive health and life insurance covering approximately 115 single employees and 253 employees with dependents at U.S. Embassy Guatemala; contracts supporting Public Narcotics Control agents with $166 thousand to $174 thousand in combined potential value; and a $2.6 million indefinite delivery vehicle (19GT5026D0008) for local police force insurance in Guatemala City. Work is performed at the U.S. Embassy Guatemala, located at Boulevard Austriaco 11-51, Zona 16, Guatemala City, and the vendor's primary office address in Guatemala City.

Seguros Universales has delivered consecutive delivery orders under these IDVs since at least December 2021, with recent awards including a $2.56 million delivery order from the Bureau of Western Hemisphere Affairs (April 29, 2026, completion May 17, 2026) for embassy staff insurance, a $94 thousand delivery order from the Bureau of Diplomatic Security (January 6, 2026, completion December 31, 2027) for Public Narcotics Control agent coverage, and a $1.48 million base-year delivery order (June 26, 2025, completion May 17, 2026) representing the fourth option year of embassy staff coverage. The vendor's portfolio shows uneven activity — 3 awards in 2022, a single award in 2023, 4 awards in 2024, 1 award in 2025, and 4 awards in 2026 — with $45.6 million in combined potential value against $10.8 million in obligations. One award ($94 thousand) completes within the next twenty-four months and faces recompete risk. Seguros Universales operates as a solo prime with no subcontractor footprint in the sourced award data; the vendor provides direct policy administration, claims processing, and customer service delivery for diplomatic and law enforcement personnel in a high-risk overseas environment.