Monroe County Housing Authority

Monroe County Housing Authority, doing business as Mcha, is a U.S. local government entity and county housing authority based in Key West, Florida, that receives federal formula grants from the U.S. Department of Housing and Urban Development's Public and Indian Housing Office as a prime grant recipient. Mcha operates as a public housing agency managing approximately 6,000 housing units and does not hold federal contracts or contract vehicles; its federal footprint consists entirely of HUD grant funding for public housing operations, capital improvements, and infrastructure modernization.

Mcha's grant work centers on two core HUD programs under the Public and Indian Housing Office. The Public Housing Capital Fund (CFDA 14.872) supports modernization, infrastructure improvements, emergency repairs, energy efficiency upgrades, and development of additional public housing units. Mcha has received multiple Capital Fund awards, including a $111,449 formula grant effective April 1, 2026 through March 31, 2030, and an earlier award dated May 6, 2024 with ultimate completion in May 2028. The Public Housing Operating Fund (CFDA 14.888) provides operating subsidies to fund day-to-day operational expenses, routine and preventative maintenance, anti-crime and security activities, energy costs, resident supportive services, insurance, and debt service. Mcha holds active Operating Fund awards running through December 2031 and December 2032, most recently obligated January 1, 2025. Both programs allocate resources through formula-based mechanisms tied to inventory characteristics such as unit counts and building age rather than through competitive application.

Mcha's customer concentration is singular: 36 of 37 awards (100% coverage) come from HUD's Public and Indian Housing Office, with one sub-award from the State of Florida Division of Emergency Management dated December 19, 2023 related to Eastwind Buildings emergency relief. The grant portfolio spans awards from 2022 through April 2026, with activity remaining steady at two awards per year across 2024, 2025, and 2026. Combined dollars obligated total $3.5 million across the 37-award historical footprint. Two awards face completion inside the next twenty-four months, representing modest recompete exposure for formula grant renewal. Mcha's compliance obligations include adherence to 2 CFR 200 Uniform Administrative Requirements, maintenance of accurate housing inventory data in HUD's Information Management System, and detailed budget and cost documentation for HUD and independent auditor review.