Supplemental Insurance

The City of Rosenberg, located in Fort Bend County, Texas, is seeking proposals for a comprehensive Supplemental Insurance package through RFP #2024-23P, utilizing the OpenGov Procurement eProcurement platform. The procurement encompasses multiple insurance products including Group Accident Insurance, Group Cancer Insurance, Group Critical Illness Insurance, Group Hospital Indemnity Insurance, and Group Universal/Whole Life insurance for city employees. Proposals are due on May 16, 2024, at 2:00 pm, with a deadline for questions set for May 10, 2024. The evaluation criteria are points-based and weighted across six categories: Experience & References (5 points), Service Team & Approach (15 points), Product Plan Design(s) & Network(s) (20 points), Technology & Tools (20 points), Financial - Pricing & AM Best Ratings (35 points), and Product Service Integration (5 points). The contract term is set to commence on the latest date executed by both parties and will continue until September 30, 2027, with potential annual renewals subject to mutual agreement. Vendors must complete the 2024 Rosenberg Worksite Benefits Vendor Response Workbook and submit proposals electronically through the OpenGov platform.

The solicitation does not explicitly outline specific set-aside designations or restrictions for disadvantaged enterprises. The current insurance services are provided by American Heritage Life Insurance Company (an Allstate Benefits company), which has existing policies covering approximately 350 employees with various coverage options. The current policies include detailed rate structures for individual, employee + spouse, employee + child, and family coverage across different insurance types, with monthly premiums ranging from approximately $15 to $650. The city's census data indicates a diverse employee demographic, which will likely factor into vendor pricing and coverage proposals. While specific budget ranges are not directly stated, the comprehensive nature of the insurance package and the detailed existing policy structures suggest a significant potential contract value. Vendors are required to match or improve upon existing benefit offerings and comply with various state and local government requirements, including anti-boycott provisions and conflict of interest disclosures.